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<br /> u ments mny na longcr bc rcquiral.ut thc option of Lcndcr,if mortgagc insutuncc cuvcrugc(in tlfc�wnount jd�far" tTic p�iod
<br /> PY
<br /> tiiut l.eixler r�qulresl pravidcd by:ui insorcr nppmvMl hy I.eiiacr a�uiii becai»es iivAilu�le iii�d i5 abtnined. Barrower s a pay �
<br /> thc prcmiums requi�ed tn inalntuin�tx�ngugc insumncc in effcct,ar to pruvidc a loss r�scrvc.until thc rcquircmcnt fi�r uwngagc
<br /> insurnnce ends in ucc��rdance with uny written agroament betwcen Barrawer ni�d Lender or applicable law.
<br /> 9.Inspectlan.Lcnder ar its agcnt nu+y mnkc reur��nablc entrics upan und inspectiuns of thc Property. Lcnder shall give _
<br /> Borrower natice at t�c time of or prior to nn Inspcctian�specffying reas�nuble caune for the inepcction.
<br /> 10.Candemn�tlon. The procecds of uny a�vnrd ar claim for damaBea, direct or canseyuential, in connection witl� :u�y
<br /> cumlenii�atlon or att�cr tuking af any p�►rt of the Praperty.or for rnnveynnce in lieu of condemnation, �rc hereby assi�ned and
<br /> shall be paid to Lender.
<br /> In tha event af u total �aking of the Aroperty,tha proceeds shall be upplied to thc sums secured by this 5ecur3ty Instrument.
<br /> whcther or not then due, with Any oxc�ss paid to Borrowcr. In thc evcnt of a partial tuking of thc Properiy in whici� the fuir
<br /> nuttkct vclue�f the Properry immaiiatcly beforc tlic tuking is equul to ar gm.nter than thc nmount of thc 6ums secured by this
<br /> Stxurity(nstn�ment immedtotely before the taking,unlcss Borrower und L.e��der otherwise agree in writing, the sums secured by
<br /> this Security Instrument sliap be reduced by the amount of thc proce�ds multipliai by the fallowing fraction: (a) the tatal
<br /> amount of the sums sccured immediately befun: Q�e usking.dividcd by (b)thc fair�:irket value of the Property immediately _
<br /> before thc tal•ing. Any balunce shall be paid to Honower. In the event of a pnrtial tulcing of thc Propercy in which tha fair
<br /> market vulue of the Property immediately b�fore the tnking is less than the iunount of the sums secured immcdiately bef�re the
<br /> talcing.unless Borrawer und l..ender otherw�se ugree in writing or unless npplicable law otherwise provides, the procceds shall
<br /> be epplfed to the sums secural by this Securiry Instrument whether or not the sums ore then due. _
<br /> If the Property is abandoned by Borrower,or if,nfter notice by Lender to Borrower thut the condemnor offe�s to meke an
<br /> awnrd or settle u claim for dumages, Borrower fails to respond ta Lender within 30 dnys ufttr the date thc notice is given,
<br /> Lender is nuthorized to callat and epply the procced�.ut i45 optton,either to restoration or repair of the Property or to the sums
<br /> secured by this Security I�stcuinent.whether or not then due.
<br /> Unless Lcnder and Borrower otherwtse ug►ee in writing, any application of proceeds to pdncipal sh�ll not extend or
<br /> postpone the due date of the monthly payments referred to in paragraphs Y and 2 ur change the amount of such payments.
<br /> ll.jsorrower niot icdwsai;iue�r�,-��sc�°3 Lcndtr*Ioi a 4Y�Yer, _F..xtension of thc time for payment or modifieation
<br /> of amo�tization of the sums secured by this Security Instrument grantcd by I.ender to siny successor[n interest of Borrower shall
<br /> not opernte to release the liabiliry of t1�e orisinul Borrower or Bonower's successors in intetest. I.ender shall not be requirCd to
<br /> �nunence proceadings against any successor in interest or refuse to extend time for payment or oth�rwise modify amartiza�{csx►
<br /> mS the aums secured by this Secudry Instrument by mason of any demand made by the original Borrower or Bormwer's
<br /> suocessors in intarest.A�ny forbearance by Lender in exercising any right or remedy shnl� not be a waiver of�Q prec�ude the
<br /> eacercise of any right or remedy.
<br /> 12. Snccessors And Assigns Bound; Joint wnd Scveral Liabllity; Co-signers. The covenants and agreements of thts
<br /> Securiry Instrument shall bind and benefit the successors aml asstgns of I.ender und Borrower, subject to the pravisions of
<br /> paragraph (7. Borrower's covenunts and agreemcnts shall be joint and several. Any Borrower who co-sigrs this Security
<br /> Instrumant but does not execute the Note: (a) is casigntng this Security Ins:rument only to mortgage,granc and convey that
<br /> Bomower's interest in the P�operty under the terms of this Security Instrument; (b) js not personally obligated to pay the sums
<br /> secured by this Securiry Instiument;and(c)agreey that Lender and any other Borrower may agree to extend.modify. forbear or
<br /> make any accummodations with regard to the terms of this Security Instrument or the Note without that Borrower's consent.
<br /> , 13. I.oan Charges.If the loan secumd by this Security Instrument is subject tn a lnw which sets maxfmum loan charges,
<br /> and that law is finally inrerpreted so thnt the interest or other loan charges collected or to be collected in connection with the
<br /> loun excoed the permitted limits, then: (a)any such loan charge shall be reduced by the amount necessary to reduce the charge
<br /> to the permitted limit;and(b)anY sums already collected from Borrower which exceeded permitted �imits w��� be refu►xled to
<br /> Borrower. I.ender may choose to make this refund by reducing thc principal owe.d under the Note or by making a direct
<br /> payment to Borrower. If a refund reduces principal, the mduction will be treated as u parti�l prepayment without any
<br /> prepayment churge under the Note.
<br /> 14. Notices.Any notice to Borrower provided for in thls Security Instniment shall be given by deliveri� it or by mailing
<br /> it by first class mail unless applicable law requires it;e of another method•Tt►e notice shall be directed w the Property Adctress
<br /> or any other address Borrower designates by notice to L.endcr. Any notice ta Lender shall be given by first class mail to
<br /> Lender's uddress stated herein or any other address Lender designates by notice to Borcower. Any notice provided for in this
<br /> Security Ynstrument shall be deemed to have been given to Rorrower or Lec►der when given es provided in this parograph.
<br /> 15. Govcrnittg Law; Severabillty. Tt�ts Security instrument shull be gaverned by fedetul law und the Inw of the
<br /> jurisdiction in whtch the Property is locuted. In the event that any provisi�n or clause of this Security Instrument or the Note
<br /> conFlicts with applicuble law.such confttct shull not affect other provisiuns of this Security jnstrument or the Note which can t�e
<br /> given effect without the conflictin�provision. To this end the provisions of this Security Instrument and the Note ure d:clurecl
<br /> to be sevcruble.
<br /> 16. Borrower's Copy. Borrower shall be given one conformed copy of the Note and of this Securiry Instrumant.
<br /> Farm 3028 9190
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