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�, � •� . . . f. .1.. ..• .�c�a`Y:�{ � . .'.� . . - _ ----' ,-N1��:NJ�I�1��1��+,i+'':fr..�!-. 1 [....J t_..._ ..��. �L::�_. ��1��' ��1=�(�!L'13�i1-c..'�__ ::xji•)�'".a.y,it,•. . .,�. • � . '; - �_�5.a�i,r�v/} —..-- i�y � ��, �'�rti��S��i�lYrm�c-�m,�y�:.��_.. i'v �• !• .41��..".G�C.asi . rn�m-.�_.� � .., -'-'..,� _.___ _ ,�+r!-- ?a�i'°,7•w�'7.'.�y,'I'�-;,....-`" JIPDLN 001•7070100] - � . . ADJUSTABLE RATE RIDER 97r, Sa�,.�� THIS ADJUSTABLB RATB R1DER is made thi� 29TH dsiy oY AU�UST , 1997 ,��s _ incorpnrateA inro end ehall bc deemed to nmend and supplement tha Mort�a�e, �eeA of Tn��t ur Secutity Uted(the"Sccuriry � GuavmenY)of tl�se �une dau given by d�ee w�dersigned (the "Bonower") to aceura Aorrower'n AdJuswble Rau Noro (the 'Note")co HOMB FEDBRAE, 3AVINaB & LOAN .A9SOCIATION OF (iRAND I31,AND (the"Letsder')ot the aame dau and covering the property deacribed in the Seciutty Inatiument anA lceated at: 1145 PLEA8ANT17IBW aRAN!) IBLAND, NEBRABKA 68801 IPro(►�nY Addca�] THI3 NOTE CONTAINS PROVIS[ON9 ALIAWING FOR CHANGES IN MY INTEREST RATG AND MY MONTf�LY PAYMENI'. INCRfEASES IN Tf� INTEKEST RATE WQ,L RESULT IN �QGIiER PAYMENTS. DEC[tEASE.4 IN'i'HE IN'i'ERFJST RATE WILL RESUI.T IN LOWER PAYN�NTS. ADDITIONAI. �OVENANf3. In addition W tht covenants and s�eemants wade In the SeciuiZjr Instrament. � Boar.�wer aad I.cnder fiuther covcnant and agrce as foUows: A.IR1�1tEST RATE AND MOIV'A'�fiI.Y P�1►'YME.NT CNAN�G�'S �. 11�e Note pTOVides for�¢ ieeival �nterPSt rau of 6.500 �, 7�c Nou pl�vic�za :fnr c:'�+angea in the iatei+eat rau wd the mo�uhlY pzymenc+,as foAowa: _ 4.INTERFSI'RATE AND MONTIILY PAYMENT CHANGES - ��c�a.n�p. , The iatenit rate I will p�y msy cdaqIIs an the fint day of SEPTBMBBR , i99e ,�p on that day : every isTEt u��r.Bach dau on which my interat rute could chan�e is c�lled a"Chae�e D�te." . ; (d)'ilM Indez �' &�imin�{with the Ant Ctw�e p�te,my interc�t r�u wiU be baud on an Indea.'Ibe"Indea"ir: THS i�iB�KLY 1►VSWW� YISLD ON UNITSD BTATB9 TRgABURY 98CORITI88 ADJIJBTED TO A + CONSTIIHT M1ITIJRITY OF 1 YEAR, AB MADB AVAILABLE BY TFI$ FEDERAL RBB$RVE AOARD. i � 7Ue mo�s rxtnt Index fi�ure av�ilable u of ihe due:� 45 dayi ❑ ' before tach Chauje Dtte la called the'Ctitrent Index." � [f d�e Index it no lonier avails�bk.the Note Holder will choose a new indea that b baaed upoa comparabte inforcnidon. # 'Ihe Note Holder rvUl�Ive me notice of tlil�choice. � � (C)C�kW�t{on of Ch�n�es � &fon each Ch�wge Date.the Note Holder wtU c�IcuLu my new intereat rate by addia� Two AN'i� orrs xal,F percent�ge potnc(s) ( a.soo 56)co the curcenc tadex. , 7be Nooe Holder wiU then rouad the reiult of thia addidon to the �Neanst [�Next Highest �Next I.nwcst o�+R s:carrx ( .ass y��, Subject w tLe limits a�ted in Secdoa 4(D)bc2ow,ttia rounded a..��ount wfl!be my pew interest rate irMll the next ClunQe n,u. 1�e Nae Holder will then determine the uuount of the monthly payment tlut would be suf6cienc to repxy the uupald principal th�t I am eapxted to owe at tbe Cdange Date in ttill on tl�e maturity dau at my new interest rau in subatandally equal p�ymeuts.Tfic reault ot thts calculation will be the uew amouqc of�ny nx�ntAly payment. (D)Limibr on Interat R�te Chu�ges Please check appropr�'ate boxes;(jao bax!�checked,tht�t tvll!be no►naxlmum Umlt on changes.� , (I)There wW be no a�aximum iimit on intereat rate chwges. � (2�The tntereet rat�I am nquired w pay at the first Change Date will not be greaur than e.50 0 � — . or��n�� a.son � � (3)My{nterest rau wlll never be increased or decreaaed on any aingle Change Date by more than TWO PERCENT perc�ntage point(s) ( 2.000 9b) from the Mus of intcreat I have been paytng fur the preceding period. Q (4)My�nterest rate wlll aever be greater than 11.5 0 0 96,wluch ia caUed the"Maximum Rato." - THE "MINIMUM RATE" WILL NEVER SE LESS THAN 4.500f. MUTAT51'ATEAWU57'ADLE RA7E RIDER- Sin�cla Funily 8� �� L, ^'"S�A �� VMIMORTOAG9FORMS'?(A0p)52�•1291 i�,r,�,. . ' �.J Y': �.. j , 4 � ' �__ �f ��=_ .:� - .... �.. wir5=�.-.'- �.�_-.. -.._.�. '_".•'-___. _.. _.___