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201204539 (D) "Trustee" is First American Title Insurance Company (E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a sepazate corporafion that is acting solely as a nominee for Lender and Lender's successors and assigns. MER5 is the beneficiary under this Security Instrument MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. (F� "Note" means the promissory note signed by Borrower and dated May 25, 2012 . The Note states that Borrower owes Lender Two Hundred Sixty Three Thousand and no/100 Dollars (U.S. $263,000.00 ) plus inter�t. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than June 01, 2027 . (G) "Property" means the properiy that is described below under the heading "Transfer of Rights in the Property. (I-n "Loaa" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: ❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider ❑ Balloon Rider ❑ Planned Unit Development Rider ❑ VA Rider ❑ 1-4 Family Rider ❑ Biweekly Payment Rider ❑ Other(s) [specify] (J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions. (K) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are imposed on Bonower or the Property by a condominium associarion, homeowners association or similar organization. (L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similaz paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a fmancial insritution to debit or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine Iransacrions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (M) "Escrow Items" means those items that are described in Section 3. (N) "Miscellan�us Pr�eeds" means any compensation, settlement, awazd of damages, or pmceeds paid by any third party (other than insucance proceeds paid under the covecages described in Section 5) for. (i) damage to, or NEBRASKA—Single Family—Fannie MaeJFreddie Mac UNIFORM INSTRUMENT Form 30281/Ol NEBRASKA-MERS GreatDocs� ITEM 2898L2 (072811 j (Page 2� 15)