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<br /> ' � . TOGE'fHER WYf'H all the impmvements naw or heteatier e�cced on tha prupztty.aad all easements,appurtenances.�d r• `
<br /> ., �. , t'sxtures now ar hereaRer a part of the pmperty. A11 repIacea�►ss aad �ditians siiall atso be covered 6y Wis Security . -
<br /> ` " tnsUVmen�Alt of the f�regoing is refened to in ttus Securiry iustniment as the'?rope�ty.• : �,. ,`
<br /> _ BORROWER COVENANTS that Bomuwer is lawfuUy seised of the esiate hereby wnveyed aad hac the right[o grant aad '
<br /> • cvnvey the Property and that the Pmperty is uaencvmbered.exoept for encumbraaces of record. Barrower ararrants aad v�n'U
<br /> � ,•# defend generaliy the atle to[he Properry against all claims and demands.subjea to any encumbrances of record. �,
<br /> ' � } '[NIS SECURITY INSTRUMENT combines unifocm covenants far nadoaal use�d aoa-�ifocm caveuants witL limiced . °,. <.
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<br /> � �; Y;;� variatioat by jurisdiction to constitute a uniform serurity instmment coveriag real property.
<br /> , '�ti ..._. UNffORM COVENANTS.Borrotives and L,eader covenant aad agree as follows: __.,; �..
<br /> -._ 3,.: 2. Paymeui oY Prtndyi8l aad.Tttte�+�st:YrePaYment and Late Chscges. B�rrower sriall P�mP�Y PaY when due the � ---
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<br /> , `Y'.�� P�PaI of and interest on the debt evidena�by the Note and anY PreP�t aad late charges due under the Note. i f ,:'.
<br /> � . . . 2.F�mds for TaxFS and Insurano�. Snbject to applirable law or to a wriuen waiver by i.ender. Borrower sball pay ta y ;':.;,�.4
<br /> . � . i.ender on the daY��Y P��ara due under the Note,um�the Note is paid in full,a sum("Fbads")for.(a)y�atiy.ta�es ; :. ...-,
<br /> - . --- aad a5sessmeau whidt maY anain�niY over this Seauiry Iasrmmenc as a lien aa the Pcoperty:(b)Yearly leasehold'P$Y�� � • � -
<br /> or ground rents on the Prop°.�,�a�;(c)YeaziY haza�cd or Pt'oP�Y�ce P��;(�Y�Y IIood i��+,•p,�piemimas, - -
<br /> �,.,; .: , r. if any:(e)Yearly m�t�ins�uax�premium4. �any;and t�azry sums PaYable by Burmwer to Ixnder,in ascordance with �
<br /> ° .::� 'the prnvisions of pata�aph 8.in Iieu of the pz},�t�of mortgage insurance pr+emiums.These items aze c�lled'Esccow Items.'
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<br /> , -` :. Lender may.at az►y time, collect an+d hoid��r�z15 m an amouut not to eaceed the ma�imuai amount a lender fos a federaIIy '''j
<br /> . .� ��Y:,�� � zelated mongage Ioaa may requite for Bonn�'��scrow acoowu under the fedeml Real Fstate Settlemeut Procedums Acc of . . _-..
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<br /> . . r;,-:`" . 1974 as amended fmm time to tmte, 12 U.S_C:s�ion 26Q1 et seq.("RESPA").unless anflther!aw that applies w the FµncTs' ;:,.�;
<br /> � sets a lesser amount.If so,I.ender may,az.�r�. collect and hold Fuaa�s,�in aa amount not to excced t6e lesser�4�:: :;; '
<br /> ` � - Ex�der may�e the amount of Funds due r�i't�e basis,of�v::eut daia�rl?reasanable estima!es of eapenditiues a'f ,�,'ua+�' ',. _
<br /> -.. � . -. Fscmvr��.or oth�ta�ise ia accorda�ce witi�applicable law. �t'�� ;.,.,_�` "•;`�.. ,�,-
<br /> . . r . �E4�'�IIAds 56211�hB hCld IIt`�"�nstitutioa whose d�isir,��are inqured by a fedeca} ageacy. instmmP!±r�1+Eyr;,�:g�y;: � �:
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<br /> .. ._ ��f�;�r�:�n=.- �,.. . . �'•' �
<br /> � •t.,, _ . ('mslu��.�ender,if I�cader is su�aca�iasti�nion)or in aqy�a�ral Home Laan Bank.I.ender sbaD aPP�Y the F�ds:�,.�1ay tfle -
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<br /> Fscmw Items.Lxnder may aot chai��arrower•�i�r�ol�ing arid'applying the Funds,anaually aaalyting ths escroai accdunt.ar
<br /> ' ' � �t verifyring the F.scrow Items,untess LeBd�r pays�aaower int�sc on the Funds and applicable law permits i,et►der to make such : . -.
<br /> ,f. ��.::�:° �caarge.However,I.en�er may r�sg Bosruwer,to pay a an�-time charge for an independeat real estate tax ieporting service . .:;
<br /> _ _ --_ ��si�`�}t:,�l;;: . .. . used by l.ender in connectian•e�•�s loan, inntess app�t� law ptnvides athecwise. UnIess aa agreement is made vr .. . � �: < ' ---_
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<br /> �,.,,��. apgi'scab2e laa+reqaires interest td he�a�i.Lendes,sball�t�� �i+�quired to pay Sorrower aqy intecest or eamings an ehe Funds. � ,..
<br /> , `�' �wrc�r that�shali be paid oa the Futtds.L,ender shall give to Bomnwer,
<br /> ' ,����,' BQtrower and LEndez may agree�n�g;�. .,��.� ,� . . -
<br /> - , ,,..:_;:. without cbarge,aa annual aaau�_�:d��icac�,`s�oari�`p7�its aud c;�bita to the Funds and the purpase for whit�radi �. �- .. .
<br /> < <�- � for aU sums secared b tLis Securi Irisuum�at. ,.s:.; �.
<br /> . debit to the F�ds was made.'1'Et��`-z�s ue pl�as�,�ty Y LY . •s • :
<br /> ' � �; �. If th�F�mds held by Lead��a�d tlie amounts per�'ced'i�a,be fleld bS►aPPlicabto taw,l.ender shall account[o Bn±t�ower �• � ;.��
<br /> '��s .� for the excess Fands in accordarn�.�the requirements oFa�{Cable law.If tIIe amount of the Femds held by leII fc�.'ai any� , 4 ►k -
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<br /> .. ,'�... ame is aot sufficient w pay the�s�!Items when due.Lender�may so nait�r,8osmwer ia wrIting,end.in such case Borr�wer .;-.�.•;:,;-
<br /> � ' shall pay to Leader the amonat n�essaiy to make up the deficieauy.Eorcmvar shall make up the d:f(�eatcy in na more than ,{:;�;? ` -
<br /> __ cweIve montbly paymenu.at Lende�'�sale disaetion. � ��,,��, �
<br /> �'���!� Upon payment in fiill aY aii�sa�ns secu�ed by this Securiry Insrn.men�;�Le�der shaU prumptiy refnnd to Bormwec any : .
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<br /> ' ;�r'u.;q?`.,.,:: Fuads hetd by lender.If,und��h 21.Lender shatl acquire or seU the Pragerry.I.�tdcs.Prior to the acquisitian ot sa2e - ::•.,--:
<br />- �c'�7�{�"��3�`�% of the 8coperty.sLall apply any�unds held by lendsr az the time of acquisit�on or sale as a credit against tae sums secuced by ,.,.
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<br />' -: � �• :. this SecurIry In�u�s�'GC• . . •;� ` ; . ri ;' -
<br /> ' ' 3.AypIIcatto�wdFiPuyp4errts.iJnless appkia�4le law pravides ocheraris�.�ii Paymr,ats received by Lead�undet paragraphn t, : � �3�
<br /> : �y,�t `` � 1 and 2 sball be applie�s.fust,.�;,a�1�r�r�FaYm�;iaarges�d�nmder the Note:second,to amounts payable under paeagraph 2; , �,, '-:
<br /> .,.� ;���� '•; . third.to inte�est dae;fourth,tio r�Cit�iat due;�d last,_to¢���chazges due�mder the PIoas. . _
<br /> : f I` 't;.. ,.;.� . 4.C6aeges;I1ea9.Boiroctu-a s�l D�.Y a�l,`•�,-es..�.charges.fines and it�si2ions atuib}�table to th�t��'[aPen3► . -
<br /> ` ' ; � , � : wffich may attafin prion'ty oves �s�n,"t�S�ur�j►t1�rs�nsem, aad leas�oid payments ar grauud rents. if i�uyt�Borrower shall pay W -
<br /> ` F� � dcese obiiga3dons in the manner pxcriui�3�p����2,or if not paid in tbat manner,Borrower shali xYp�•�tIlem on dme directly '"i� ..�.;,7��
<br /> . . ��,�h�+' ���;...��'.:'�� w the an awed payment.Borrrr�!ea,shall m furnish ifl Lender all notices of amounts to be �si imder this h. —_
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<br /> ..}.c'''`'�,���" � If Borrower makes these pay�:��`aro�ty.Barrower shait P�PU3►fumish to Lender seoei�ts evldencing the paymenu. :•
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<br /> `°;� .,� . Bormwer shali pmmpdy disc?�.ge any tien which has priority aver this Securiry lnsatumeat uates�,�3asmwer.(a)agr�ees in � .� -
<br /> ' '�` writing w[he payrcent oY the obligatson se�s.�;�.the lien in a manner acaepdtb3e to Lender;(b)�(os�san good faith the lien ,'�' . .�:;�
<br /> .� � `''�� ",,:��" bY.or defends�ai:.st enforoemgnt of the t:i�u`ii�, iegal pmceed4ogs whcc�d In the l.eader"s�,��,¢ftiitau:.�erate ta prevent the .„
<br /> u.� ,. } enforcemenc of We 1ien;or(c)se�.fmm'c�e�iolder of the lien an agreement satiafactory w�ei suDordinatiag the lieu to ` `�.
<br /> ��,t .,.,.,
<br /> . ,',`.zf�t� .,.:s. this S�uriry tasuwoneat. IY i�en�.�ermines tLat azry pazt of the Praperty is subjea to a lien v1hicL may attaia prtoriry over ..- °.
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<br /> , . ,' this Securiry insm►ment.Lender�ay give Bormwer a narice i d e n t i f y i ng t he lien.B orrower s h a l l sat i s f y t he l iea or t a k e one or � �;�Y�•.�
<br /> . •more of the acNons set forth above within 10 daps�of the giving of notice. '�°��>;
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