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<br />THIS INSTRUMENT PREPARED BY:
<br />Home Federal Savings & Loan Association of
<br />Grand Island
<br />221 South Locust Street
<br />GRAND ISLAND, NE 68801
<br />NMLS COMPANY IDENTIFIER: 446443
<br />AFTER RECORDING RETURN TO:
<br />Home Federal Savings & Loan Association of
<br />Grand Island
<br />221 South Locust Street
<br />GRAND ISLAND, NE 68801
<br />(Space Above This Line For R�ording Data)
<br />DEED OF TRUST
<br />THIS DEED OF TRUST ("Security Instrument") is made on May 25, 2012. The grantors aze ROBERT L
<br />SHRINER JR and DEE ANN SHRINER, HUSBAND AND WITE, whose address is 4010 DRIFTWOOD DR,
<br />GRAND ISLAND, Nebraska 68803-3102 ("Borrower"). Bonower is not necessarily the same as the Person or
<br />Persons who sign the Note. The abligations of Bonowers who did not sign the Note are explained fiuther in the
<br />section titled Successors and Assigns Bound; Joint and Several Liability; AccommodaHon Signers. The
<br />trustee is Arend R Baack, Attorney whose address is P.O. Boz 790, Grand Island, Nebraska 68802 ("Trustee").
<br />The beneficiary is Home Federal Savings & Loan Association of Grand Island, wluch is organized and existing
<br />under the laws of the United States of America and whose address is 221 5outh Locust Street, Grand Island,
<br />Nebraska 68801 ("Lender"). ROBERT L SHRINER JR and DEE ANN SHRINER owe Lender the principal
<br />sum of Fifteen Thousand Seventy-nine and 50/100 Dollars (LT.S. $15,079.50), which is evidenced by the note,
<br />consumer loan agreement, or similaz writing dated the same date as this Security Instrument (the "Note"), wluch
<br />provides for periodic payments ("Periodic Payments"), with the full debt, if not paid earlier, due on May 18, 2017.
<br />This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and
<br />all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced
<br />to protect the security of this Security Instrument under the provisions of the section titled Protection of Lender's
<br />Rights in the Property; and (c) the performance of Borrower's covenants and agreements under this Security
<br />Instrument and the Note. For this purpose, Bonower, in consideration of the debt and the trust herein created,
<br />irrevocably grants and conveys to Trustee, in trust, with power of sa1e, the following described property located in
<br />the COi1NTY of HAI,L, State of Nebraska:
<br />Address: 4010 DRIFTWOOD DR, GRAND ISLAND, Nebraska 68803-3102
<br />Lega1 Description: LOT TWO (2), IN WESTWOOD PARK SUBDIVISION, IN THE CITY OF
<br />GRAND I5LAND, HALL COUNTY, NERBRASKA.
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrumen� All of the foregoing is referred to in this Security Instrument as the
<br />"Property."
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />Bonower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />any encumbrances of record
<br />Borrower and Lender covenant and agree as follows:
<br />Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay when due the
<br />principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the
<br />Note.
<br />AppHcable Law. As used in this Security Instcvment, the term "Applicable Law" shall mean all controlling
<br />applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have
<br />the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />Funds for Tazes and Insurance. At Lender's request and subject to Applicable Law, Bonower shall pay to
<br />I,ender on the day periodic payments are due under the Note, until the Note is paid in full, a sum ("Funds") for: (a)
<br />yearly taxes and assessments which may attain priority over this Security Instrument as a lien on the Propert}; (b)
<br />yearly leasehold payments or ground rents on the Property, if any; (c) yearly haza.rd or property �n�T�nCe
<br />premiums; (d) yearly flood insurance premiums, if any; (e) yearly mortgage insurance premiums, if any; and ( fl
<br />� 2004-201 I Complimce Systems, Inc. 9BAD-30EF - 2011L2.0.485
<br />Co�umer Real Estata - Security InaVUment DL2036 Page 1 of 6 R'W'µ'•�P
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