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<br /> t_ .., . � 98-it���
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<br /> ~ '" r TOCiETHER �VITH ail the improvements noEV or heteafter erected nn the progerty. and ap easements. , �'_tt�
<br /> , . 8PP�ances.and fixtures now or hereafter a part'oi the property.Ap replacements an�additiotES shall also be��ered - -
<br /> � bp this Security�dnsu umeat.Ati of the{oregoing is r�ferred to in this Security inst�um�nt as the'Ft�aperty."
<br /> . `- . $dRROWEIt C.OVE�IANIS thet Eorro�er is!av`fully seised of the�nte hereby vomeyed and has the right to -
<br /> . . = grant and eanvey the Yrogerty an0 that the Ps�operty is nnencime(sered.exaept for encnmbrances of record. Harmwes
<br /> narrantsaa�d ai11 detend generalfy the atte to tha Proprrt}against a{i claims and demands,suAjrct to an�encumbe�nc�s
<br /> � .. • af reoard. .
<br /> THIS SECLiR�TY II�STRU11iEN1'rnmbincs uni[orm co�enants ior nationat use and non-uniPorm cocana»ts�ith` .
<br /> � � ' � limited e8risuon.g�y jintis�iction ta canstitutea unifarm soeurity�nstnrm�t caeering reat pro�erty.
<br /> "" _ ` ° L'NIFORII!CO�'ENANlS.Eorroner and[.eader coveaant aad
<br /> :. � , ': agree as folloo�
<br /> . . �''_,�.� 1.Payment oi Peincipal and Iuterest;Pmpaynaeat and Lete Cbarges.Horrocver shall prompds pay�i hen due
<br /> _ _• -°°�.� tha principal of and interrst on the dcbt evidenoed by the:�ota and any prepayment and tate charges due under the 1ote.
<br /> � '� -'"J �r'� � � Fa�nds for Tatea and Insurence.Subject w applicable lan or to a writtan�vaiver by Lender.Borro�er sha{i R .:`.��
<br /> .�u� �y to txader on the day monthly payments are dae uader the Note.urin'1 the Note is paid in fult,e sum (`F�mds')ior. ;` <_
<br /> (a)searly tases and a�meats+vhich mey attain priority over this Security 3nstrument as a lien en the Propeny;ib)
<br /> yearly leasehold payments ar ground rents an the Progerty.ii any;(c)yearly hazard or pm�rty insuranoe pr�miums; ` �
<br /> � .,-- (d)yearly flood insurance premiums.if any;(e�yearly mortgage insurance premiums.if any;and(f)any sums papable
<br /> - --- - =` by Bmsoaser to Lender.in aa;ordance with the provisions of paragraph 8.in[ieu of the payment of mortgage ins�mance
<br /> . �W premiums.These items are called°Fsc�ruw Itema.'Ler�der may,at an�time.collect and hotd Funds in an amour►t not
<br /> � '%'•'" to egceed the masimum amount a tender for a federally�related mort�ge tuarc ensy require for Borr�Her's�scro�r °
<br /> �:;�;;':� accunat under ffie federal Real Fstate Setttemetet Plncedures Act of 1 9 7 4 as amendeQ trom time to time. 12 U.S.C.
<br /> ' �`'-`�' � Section.1b01 et s�q.("RESPA")�unle�another!aw that applies w the Funds sets a l�er am�un�It so,I.ender,may,
<br /> -� :- .„�•<.
<br /> : ` ,; ': . ;�:<,.:�. at any.tiASe,collect and hold Funds ia an amauat not w es�eed the l�r amount Leades may estimate the amaunt of
<br /> " •.'`�� Fund�cf�on the 6asis of curtent data and reasnnable estimate.a af eapend�ttites of ftuure Esc.-row Items or othercvise in .
<br /> = " accord�tt�e.cvith alsplitable la+v. �
<br /> ' ` � " ' Z'fra�tmds shall be heid in en institution�rha�deposits are insured by a fed�rai agency.instrumentality.or enfity �
<br /> ' :. "�,.4�'-";;:z;, (incttad'rng Lender,if Lender is such an institutaion)or in any Federat Home Loaa Bank.Lender shaU apply the Funds to �
<br /> �; pap the FscroH Itema Lender may not charge Borrower for holding and applying the Funds.annuall�aaalyting the -
<br /> . - .... - ` , escrow acoaunt,or vetifyiag the l�SCrow Irems,wttess Lender pgys Borrower inieieston the Funds snd spplicaWe 1u�v
<br /> . _--.� ..
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<br />-- , � permits Lender to malce svch a charge. However, Lender may require Honoro� to pay a one-time charge for sa ,
<br /> . ,,`;:�,�',� .. : .independent real estate tas reporting service used by Lender in�nnectinn with this loan,uniess applicable law provides ::..::.
<br /> ,f , � '`� othecwise.UWe�an agreement ia made ar applicable!aw requires intem�t,ta be pai�,Lender shal[�not be reqe�ired fo - .
<br /> . ,;,��` '� pay.�r�i��qNer asiy intetest or�gs oa the Funds.Borrnuer aad Lxtider may egree in writing.howev�r.th�t inter+�st °
<br /> _ . ..;, �'�.�+:.�� . , eha(i;ti� d on the Funds.Leasie�shall give w Bono�er,asithout c�arge,an annuai accounting of the Fiu�a1�►shoNing. --,;:^�-.:
<br /> - --- _ cted�t�ii�i�debits to the Fsirtds and the purpase.�vr whiclt es.�,rti debit ta the Funds was made.The Funds ate ptedged as, , _ _ .
<br /> , . , ° � :., ,addi�Ee�i�securitytarall sums secured 6g t�is�Sicurity Ynstiniment. `
<br /> �`,�Func���ic€��'�sy Leader eaoeed the�ounts germitted�o be is�d by applicabte law.ft�euder shall account to -
<br /> � ,.:� • �`:. > ::':��. r:'
<br /> � •. .:.� �� $n,�i�irigz�r.�3r't�,��r�Funds:ia.�cordance witb tt►e reduirements oF.sgplicahle law.If the amount at the Funds held
<br /> °x- ,.' ��;�``�by �'£�a^ttdter�a't ang�,�is not ruffi�t to pay the Fscroa Items cvhen due,Lender may so notify Horrower ist wsitinS. . - :�
<br /> :_ . ; , .';:: and,�n a�.�h case��+ower sha3��ay to L.er�der the amount n�ry to make up the de�ciency.�nnawer st►all make 6,,�',
<br /> �$ ' �':�, u�the deficiency iu�rna:nvre than tweIv�m�:aii�i�y payments,at Lender�a3;e disctenon •
<br /> ' ` t� ''� ' uPon.FaYm�s:iar�ull of all suma se�1Fa3�t'�y this Security Instntn�;h,Lender shall promptxj*retund to Bononer r;
<br /> ; ,'.. r; s r j ';� �any Fimds held by��.ei►der..it. under Patxj;z'.�,�n 21, Lender shall acquii�or sell the Property. Ixader. Pri�r to the ;�.'
<br /> � r ..�.; ::. ,
<br /> �,r:_:.�. acquisiticn or sale of the�ope�y,'st�all.app�y any Fuads hetd bp Len@er at the ume of acquisitian or saic;�c�.�credit. ,_
<br /> �.-� aga�nst the sums secured bq this'sECUrity lnstrumen� . � � �':`':. . ' . ' E �.
<br /> - • 3.Applicatiou of P�qments. Unless applicabie Isw provides atl�se,all payments neceived by Let�+I���indGr, ��=
<br /> � Pa�raPhs 1 and.$�sl1 be applied:fisst,ta�c,aY P�Yment charges ii�'ua�?�der the Note: nd.to amounrs laaYabl�• .`-:. ,
<br /> . under paragaph�;.�to interest due;fourtSz:w principal du�and Iah,�.,s�any lata cha��ge��'@i�es't$e Note.
<br /> c f' es aad im 'tio atttibuta 8 to the �-•� �'.--=`_
<br /> _ ,•, . . .. • : 4. Charges;�,sr�: Borssav��r shall pay all tases.a�sessments. ltas'ges. �n Posi ns pl =-
<br /> � ,;;` ` Prop�.which��isa�8ttait�p'r�i�ovec this Security �r:+lment,and leasehold�ayments or ground renti;if ariy. �- -.
<br /> „ ,. ,,/���)� , ' $orr�t�,:s�sall.pay tiiese obli�u�as in the manner proca�l�:;i in paragaPh 2.or i�`�rs�paid in that manner.Borrower �` -�
<br /> k �`l� r�` � shali;�a:�;:�em a�t�:dis+�ctlq to the person.awed paymeni.Baerower sha11 proni�f►�rnish w Lender a11 notices of � .
<br /> F�4(��u� �' , -
<br /> ��y�� �,sT� �. . : amo�.r'�i�be��;�"�"er this paragra�.If�armwer makes thc�e payntents directi�;$QnoweF�,�11 promptly fumish
<br /> -°";��k�;ai* � ',. :; tol,e3i�erreceiptsrer!�encang.thepayments. • , . :,.,�t:' , �.
<br /> r;zr"� F'• - �}:�uwer shali�promptly�Sischarge any lien which has priority over this Secctn'���^sruir.�::.�nle�Bornower.(a) .
<br /> ���'�� � egr�:a�Hriting to the paym�i��i the obliption secured by the lien in,a manneriaaq�.able w Leiider,(b)�^�,�ests in � �;'
<br /> -= - gao����the liea by,o: defends egaiast enforcement of the lien e�r,.���3 F*aa��,.�tvhich in the Len�:.�`��pinion -
<br /> operai�`to�revent.;he enforcement of the lien;or Ic)secures from�tlu�L�.%det of the lien an agceesssent sati�actory to :�-. .�•, c -
<br /> � '" � ' Lende�:subordina�� the lien to this Securi 1►�strumen�If I.ender�!a�rnines th�t en ri c��1ae�'ropercy is sub' � � �
<br /> - � t3+ Y Pa 3� � ,
<br />`:: °� . ; to a;�which�naf attain priosity over this Security Ynstramen�Leitder may pve�otroiver a u�tice�dert���ingthe� �:'..'r��...�-�°:�.
<br /> � •. . ti�tt:,`'�¢n�mwer shall satis�y the lien or take one or more oP the actions set forth aL�.v�within 1�?days of tlr,e�}�t��ng o4 '
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