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<br />    ~	'" r 		TOCiETHER �VITH ail the improvements noEV or heteafter erected nn the progerty. and ap easements. 	, �'_tt�
<br />    ,      .  		8PP�ances.and fixtures now or hereafter a part'oi the property.Ap replacements an�additiotES shall also be��ered    	- -
<br />  �  			bp this Security�dnsu umeat.Ati of the{oregoing is r�ferred to in this Security inst�um�nt as the'Ft�aperty."
<br />	.  `- .   		$dRROWEIt C.OVE�IANIS thet Eorro�er is!av`fully seised of the�nte hereby vomeyed and has the right to      	-
<br />  .       . = 		grant and eanvey the Yrogerty an0 that the Ps�operty is nnencime(sered.exaept for encnmbrances of record. Harmwes
<br />     			narrantsaa�d ai11 detend generalfy the atte to tha Proprrt}against a{i claims and demands,suAjrct to an�encumbe�nc�s
<br /> 	�    .. •    	af reoard.   																.
<br />  				THIS SECLiR�TY II�STRU11iEN1'rnmbincs uni[orm co�enants ior nationat use and non-uniPorm cocana»ts�ith`   	.
<br /> �   �      '   �     	limited e8risuon.g�y jintis�iction ta canstitutea unifarm soeurity�nstnrm�t caeering reat pro�erty.
<br />     ""   _ `  ° 		L'NIFORII!CO�'ENANlS.Eorroner and[.eader coveaant aad
<br /> :. �   ,       ':     										agree as folloo�
<br />    . .      �''_,�.�		1.Payment oi Peincipal and Iuterest;Pmpaynaeat and Lete Cbarges.Horrocver shall prompds pay�i hen due
<br /> _       _•   -°°�.�  	tha principal of and interrst on the dcbt evidenoed by the:�ota and any prepayment and tate charges due under the 1ote.
<br /> �  '� -'"J �r'� �       	� Fa�nds for Tatea and Insurence.Subject w applicable lan or to a writtan�vaiver by Lender.Borro�er sha{i  	R .:`.��
<br />   	.�u�  	�y to txader on the day monthly payments are dae uader the Note.urin'1 the Note is paid in fult,e sum (`F�mds')ior.  	;` <_
<br />     			(a)searly tases and a�meats+vhich mey attain priority over this Security 3nstrument as a lien en the Propeny;ib)
<br />     			yearly leasehold payments ar ground rents an the Progerty.ii any;(c)yearly hazard or pm�rty insuranoe pr�miums;  	`  �
<br />      �  .,-- 		(d)yearly flood insurance premiums.if any;(e�yearly mortgage insurance premiums.if any;and(f)any sums papable
<br />   - ---    - =`   	by Bmsoaser to Lender.in aa;ordance with the provisions of paragraph 8.in[ieu of the payment of mortgage ins�mance
<br />  	.    �W   	premiums.These items are called°Fsc�ruw Itema.'Ler�der may,at an�time.collect and hotd Funds in an amour►t not
<br />    	� '%'•'"   	to egceed the masimum amount a tender for a federally�related mort�ge tuarc ensy require for Borr�Her's�scro�r      	°
<br />  	�:;�;;':�   	accunat under ffie federal Real Fstate Setttemetet Plncedures Act of 1 9 7 4 as amendeQ trom time to time. 12 U.S.C.
<br />      ' �`'-`�'  �      	Section.1b01 et s�q.("RESPA")�unle�another!aw that applies w the Funds sets a l�er am�un�It so,I.ender,may,
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<br /> : ` ,; ': .  ;�:<,.:�.   	at any.tiASe,collect and hold Funds ia an amauat not w es�eed the l�r amount Leades may estimate the amaunt of
<br />  	"   •.'`��   	Fund�cf�on the 6asis of curtent data and reasnnable estimate.a af eapend�ttites of ftuure Esc.-row Items or othercvise in     	.
<br />       	= "   	accord�tt�e.cvith alsplitable la+v.    											�
<br />       ' ` � "   ' 		Z'fra�tmds shall be heid in en institution�rha�deposits are insured by a fed�rai agency.instrumentality.or enfity       	�
<br />  ' :. "�,.4�'-";;:z;,   	(incttad'rng Lender,if Lender is such an institutaion)or in any Federat Home Loaa Bank.Lender shaU apply the Funds to �
<br /> �;  			pap the FscroH Itema Lender may not charge Borrower for holding and applying the Funds.annuall�aaalyting the     	-
<br />     . -  ....  - `      ,     escrow acoaunt,or vetifyiag the l�SCrow Irems,wttess Lender pgys Borrower inieieston the Funds snd spplicaWe 1u�v
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<br />--     ,   		�  permits Lender to malce svch a charge. However, Lender may require Honoro� to pay a one-time charge for sa   	,
<br /> 	.  ,,`;:�,�',�  ..     :  .independent real estate tas reporting service used by Lender in�nnectinn with this loan,uniess applicable law provides 	::..::.
<br />       ,f	,    � '`�  othecwise.UWe�an agreement ia made ar applicable!aw requires intem�t,ta be pai�,Lender shal[�not be reqe�ired fo   -       .
<br />     . ,;,��`   '�   	pay.�r�i��qNer asiy intetest or�gs oa the Funds.Borrnuer aad Lxtider may egree in writing.howev�r.th�t inter+�st    	°
<br /> _   . ..;, �'�.�+:.�� .  ,      eha(i;ti�   d on the Funds.Leasie�shall give w Bono�er,asithout c�arge,an annuai accounting of the Fiu�a1�►shoNing. 	--,;:^�-.:
<br /> -   ---	_   	cted�t�ii�i�debits to the Fsirtds and the purpase.�vr whiclt es.�,rti debit ta the Funds was made.The Funds ate ptedged as,      ,    _ _ .
<br /> ,  . 	, °  �    :., ,addi�Ee�i�securitytarall sums secured 6g t�is�Sicurity Ynstiniment.  				`
<br />  				�`,�Func���ic€��'�sy Leader eaoeed the�ounts germitted�o be is�d by applicabte law.ft�euder shall account to       	-
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<br />      �      •. .:.�	�� $n,�i�irigz�r.�3r't�,��r�Funds:ia.�cordance witb tt►e reduirements oF.sgplicahle law.If the amount at the Funds held
<br />     °x-       ,.'     ��;�``�by �'£�a^ttdter�a't ang�,�is not ruffi�t to pay the Fscroa Items cvhen due,Lender may so notify Horrower ist wsitinS.     .   -   :�
<br />       :_ .      ;    , .';::  and,�n a�.�h case��+ower sha3��ay to L.er�der the amount n�ry to make up the de�ciency.�nnawer st►all make 	6,,�',
<br />		�$   '   �':�, u�the deficiency iu�rna:nvre than tweIv�m�:aii�i�y payments,at Lender�a3;e disctenon						•
<br />       	' `  t�   ''�  '     uPon.FaYm�s:iar�ull of all suma se�1Fa3�t'�y this Security Instntn�;h,Lender shall promptxj*retund to Bononer   	r;
<br /> ;   ,'.. r;  s r j      ';� �any Fimds held by��.ei►der..it. under Patxj;z'.�,�n 21, Lender shall acquii�or sell the Property. Ixader. Pri�r to the   	;�.'
<br />    �   r ..�.; ::. ,
<br />	�,r:_:.�.     	acquisiticn or sale of the�ope�y,'st�all.app�y any Fuads hetd bp Len@er at the ume of acquisitian or saic;�c�.�credit.     	,_
<br />       	�.-�   	aga�nst the sums secured bq this'sECUrity lnstrumen�			. 	�  �       		�':`':. . '  .     '   E  �.
<br />      -       	•   	3.Applicatiou of P�qments. Unless applicabie Isw provides atl�se,all payments neceived by Let�+I���indGr,	��=
<br />    	�		Pa�raPhs 1 and.$�sl1 be applied:fisst,ta�c,aY P�Yment charges ii�'ua�?�der the Note:     nd.to amounrs laaYabl�• .`-:. ,
<br />      	.      	under paragaph�;.�to interest due;fourtSz:w principal du�and Iah,�.,s�any lata cha��ge��'@i�es't$e Note.
<br />       												c	f' es aad im    'tio   atttibuta 8 to the    �-•�  �'.--=`_
<br /> _   ,•, . . ..  • : 		4. Charges;�,sr�: Borssav��r shall pay all tases.a�sessments. ltas'ges. �n  	Posi  ns 	pl      		=-
<br />     � ,;;`     `     	Prop�.which��isa�8ttait�p'r�i�ovec this Security �r:+lment,and leasehold�ayments or ground renti;if ariy. 	�-  -.
<br />  „ ,. ,,/���)�  , '    	$orr�t�,:s�sall.pay tiiese obli�u�as in the manner proca�l�:;i in paragaPh 2.or i�`�rs�paid in that manner.Borrower	�`  -�
<br />   k  �`l� r�`  �    	shali;�a:�;:�em a�t�:dis+�ctlq to the person.awed paymeni.Baerower sha11 proni�f►�rnish w Lender a11 notices of	�  .
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<br />     ��y�� �,sT�    �.       . :  amo�.r'�i�be��;�"�"er this paragra�.If�armwer makes thc�e payntents directi�;$QnoweF�,�11 promptly fumish
<br />  -°";��k�;ai* �  ',.       :;    tol,e3i�erreceiptsrer!�encang.thepayments.   			•    ,      	.      :,.,�t:'  	,  		�.
<br />     r;zr"�   F'•      -  	�}:�uwer shali�promptly�Sischarge any lien which has priority over this Secctn'���^sruir.�::.�nle�Bornower.(a)       	.
<br />      ���'��     �   	egr�:a�Hriting to the paym�i��i the obliption secured by the lien in,a manneriaaq�.able w Leiider,(b)�^�,�ests in	�  �;'
<br />      -=       -    	gao����the liea by,o: defends egaiast enforcement of the lien e�r,.���3 F*aa��,.�tvhich in the Len�:.�`��pinion      	-
<br />     			operai�`to�revent.;he enforcement of the lien;or Ic)secures from�tlu�L�.%det of the lien an agceesssent sati�actory to :�-. .�•, c    -
<br />  �    '" � '  		Lende�:subordina��   the lien to this Securi  1►�strumen�If I.ender�!a�rnines th�t en    ri c��1ae�'ropercy is sub'	�  �     �
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<br />`:: °� . ;     		to a;�which�naf attain priosity over this Security Ynstramen�Leitder may pve�otroiver a u�tice�dert���ingthe� �:'..'r��...�-�°:�.
<br />   �    •.     .      	ti�tt:,`'�¢n�mwer shall satis�y the lien or take one or more oP the actions set forth aL�.v�within 1�?days of tlr,e�}�t��ng o4    	'
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