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<br /> ' T06ET[iER WiTH all the lmpravements no�or hereafter erected on tise pmperty,and all ra�nt .����n3��and (�4°�
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<br /> fixtures aaw or hrc�tftcr a pari oi the pmpeRy. A U rep lacements u n d u d di tionti s b a t l n i s o b e co v c r c� b y t h i s S e c u ri t y
<br /> � � � •�: ImuumeN.All oi thc fi�regaing is referrcd ta ia this Security[nstrutrtem a.�ttte"Property' ��"�
<br /> BORROWER COV��JANTS that Bm�vu•er i�lawfulty seised of the eFtate hrreby��nveyed and has ihc dght ta grunt und
<br /> _ �� � `��. �ronvcy the Pr�ipe�tp:and.that the Pnipeny is uneneumbercd.eacept fiu encumAtartrea oi record.Bnrr��uer i+r�rrants and will
<br /> . � �.•�� �: a�rena�en�nr�it��ii�la�u,tht Propert}agaian ull claimc and demandc,sub}t�tu any enl�ufnbrances of record. .�•,.'
<br /> ', . ' THIS SECI:RS�!X`�h�RRt�At�N'�'cnmbine�unifor�n�:ovenants for mtinnal use and non-unifi�rm covenanw with.timited
<br /> • • T•r: varlati�r*6y:jnrisdictio�.to.am�tftNltt te unifome servriey instrum�nt rnvering seal prupe�}�1. �•._:
<br /> � ., , Ui�.l�OliM COVENAN�S.Bnirqwer and Lender rnvenant and agree as foltaws: � ,- -t'..
<br /> - • � � i. guymert of Prludpal nad.Wierest:_Pnqpayment nttd I.ate Charges. Borro�ver shall pmm�ltlY.pay when due the
<br /> --.-K•�---"` principal of an�interest on the dfbt evidenced by:the Nate and any prepayment and taze charges due utntttt,4he Note.
<br />--- ���,;'-`•�� 2..�unds toc Taxes aad Ituuraace. Sub}ect to appticahte law or to a written waiver by i�en+f+ur::�usrower shali pay ta
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<br /> � �:';':;:�� lxndas,on tEte day monthIy paycnents are due under che Noce.ur�tii the Note is paid in fu1S.a snm t'Funds�far.(a)yearly taxes
<br /> ._ . _ ,.�;'.j and;asse.ssmentg which may auain priuriry over this Security Innniment as a tien on the Psoperty:(b)Yearly leasehold•paymertts -
<br /> ::._-:.. ;;�;.' or�pround�+ents on the Progerty.if any:tc)YeariY h3wrd or ProDer►Y insuraace pmmiums:(d)Year1Y ftond insuraace pmmiums.
<br /> • � if any:(e)Yearly mortgage insurance premiums.if any:and(�any sums pa}�Ie by Borrower m Lendcr. in saordanoe with _
<br /> . ;,,::.:=:;,''.`,` tke ptvvisions of Parag�aPh 8.in lie�a of the pay[Qent of mortgage insurance ps�emiums.These items are called'Fscrow Items." ��.tis,
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<br /> � ��f ; .�..�,•�. [.eacter.may,at any time�rnllect artd hotd Funds in an amauat nat to eac�ed ihe mazimum amount a lender for a federalty
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<br /> , . . ;,;;. , retuted martgage loan may requIra for Barrovrer s escrow aaaunt under the federal Re�l�FsWte Settiement Peueeduies Act of
<br /> ��f;?: �a•�' t914 as amended from ame co rime, i 2 U_S.C.Section 2b01 et seq_ ("RF$PA"),unless another law that applies to the Funds
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<br /> :,�,..=.:, sets a tesser amount..if so. Lender may,at uny time.r.oltect and hold Funds in an amount not to•exct�ed the tesser amount.
<br /> =, '��:":,:Y;,; Leader may estimate the amount of Funds dne on the basis of curreni data and reasonabte esUmates afi�xpenditures of future
<br /> � `' ' ` Fscmw itrens ot othecwise in accordance witA applfrable taw. ' :
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<br /> '�" � '�Funds sl�all be held in ast institut�on w0ase depasits ate insnred by a federal agency. iasuumemaJity,,,os eatity
<br /> .��`�,��:�t��t'F:;'' (inck�Lendar,if I.eader is s�cch an insdtution)or en any Federa!#Iome Loan Bank.Lender shall app►y the F � �iu PaY��
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<br /> :�` ,_�- _,"`.°::: " Esc���.��s.lender mny not charge Borrawer fot hotding and appIyi�g the Funds.annna!!y analyaing t�e�s ,.cr?�Y.;;��nunt,ar
<br /> -• , , ;f�'r� �re�i;,,,�i��ae Essrawr�o�ns.untess[.ender puys Hosrower interest on the Funds and appiicable law permits L.ende;�°�9:�k4 such
<br /> �' : .`� :.•=' a�.�iowever.Lender may�+eqoire Borsowe+r ca pay a on�time charge far an inde.Qendent real est�r�.t���sen�ice
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<br /> � � '_�. used#�c�Lender in oonnedion witis this losce, nnless applicable luw provides otttenvise. Ontesc an agteeme�Y`�s�ade or �
<br /> _s�._',��....,: �:��' applica�6le!aw req�ires intemst to be paid,Lender shall not be reqaired to pay Bomnwer an�+snteresE 4r.�in8s an the Funds. .
<br /> �'��`=`� Batrower and Lender maY agme in writing,h�s�•�r,that interest shalt 1se paid an the Fun�is. L�end�t::�!!give to Bormwer. �,.
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<br /> - ,.;,ivi�st.charge,an annual acooanting of the FF`',�d.�.showing credit�aud de6its w the Funds and the��:ipose for wfuch each �::
<br /> ,r �� ` .� $,,,�,�a'7�`��►e Funds was made.T6c Fu?�s are p��a�addi�p�al�ectrrity for alt sums sew:ced.iry this Secvrity[nstru�tent. �.:
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<br /> .r:-r:'l;F�!r�;��>, �.�;,. •..: . ;t�:;L: ��cvv� ndershallaccount��3orrower �
<br /> �.I�•t�a Funds held by I.ende,i�e.�rs�d the amonnu perm.�t�'�to be hetd by appl"�3j...,,_:}.e ___
<br /> �; ��>� ;,-. � fcjr�f�;�ccess Fnads ia a�xardas�i�the requimments o��icable law.:I�t�se.�Erri.,�'the Funds detd by�..{�at any --
<br /> , � ...•r• � �: , time is aat safficieor,i,4.�aY the Es,y.'ra�v items when due.Lender may so�tiC�i:TeY�ric���s':�s writing,and,in suc6 caacz�arsawe� _
<br /> � • ... �'.: •:..sha)1 pay to Leade��amount necessary to make ap.the deficiency: So�'�"s�"��e up the deficiency in rto��..�.thmu. � :. �;`-
<br /> ° fi�et�{�ontWy payinenu.at Lendar's sole discretion. .,i� . '•�. � ,�. ;�':,• •�'` -- ..
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<br /> . � . • �. ,,.::�i�an puymeat in fuU af al!'sums secured by this S�in-�'�Instrument. Lender:»�aa�7 romptly refimd ro�ci�et aay =_
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<br /> .':,r:..:'.;;;.' ,'.���et�6y I,ender.If.undec paragraph 21.Lender shaU acyiiire or sell ttce Property;'�der.Prior ta th�acqrt�C��•orsale =-.
<br /> �° a`e=,Ne Property.shall apply any Funds held by i�det at the time of acquisition or sale as a credit agauut ti�su�,�?�`4�*ed bY �
<br /> ; , t�Seturity.lnstmment. . . � _
<br /> ' '�t[��. .;3r�pptEcatnoa of I'ayments.Untoss appi:cat�ie taw provldes od�erwise.all payments received by i,�`i���naragraphs � __
<br /> �-srt<<,,f ii Y�.;, 12�i�i�,�•.sMlt be applied:first,t�any pcepayment chttrges�.dae.�der the Note:second,to atnounts payable u�d�tp�aph 2; _ _
<br /> 4'��;;,�f ' :� thir�;.a�interest due:foucth,to Qcu�aQal due;and last,to an,l,a�:e chtuges due under tha Note. �•'• �: _
<br /> �.`.. :;, ... . 4.Charges;�.Bormwerrshall pay all taxes.assess.i��nts.charges. fines and impositions amibutabte to�e'T>raperty ----
<br /> - - •.' �`':-�. . which may attaitt�r?�rity over this Sewrity Insuument, and leasehof���.nts or ground rems. if any,,Eoaower s1�a11 Pay , --
<br /> •.`'���5 ::. these obligatioas it��ie manner provided in paragtaph 2,or if not_paid;2:n.i�rvs�tanaer.Borrnwer shaU�iyt�em on ti�;e.directly , � _._.
<br /> �. �.;�? '�;.'. to the person owed payment.Sorrower shall pmmptly fumis�`��Lender al�noGces of amounts to be paid under da�'�oaragraph. �_..
<br /> " ' �,' If Borrower makes these payments directly,Bermwer shall�e�ptfy firmisb to Lender receipts evidencing the pa}�aiarc�s. � !_�
<br /> , �. ���:•�. � Borrower shall promptly discharge any lien which has�ctx``:ty over tflis Security Instrumem untess�orrowei:'''?af a�s in _.
<br /> � �.� , writing to the paymem of the obli�ation sec:+wmd bv the{ien�r.a snanner avxptable to Lender;(b)eormeswa in gaad faith the lien
<br /> - ?` :. , �,.,,.: by. or defends against enforcement af the li�a ar,•�,.�.Ieg^`P �CS�;adiags r.:tr,'i� 9n the Lender's opinu�e�rate to prevent the =j
<br /> r �• enferrxment of the lien:or(c)�,cuses from the no�der�c�'cl�.^.it��a.ar+#.�c,�snr�t sarisfattory to Lender sabordinatirt�ithe lien to = _
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<br /> ; ,;�f�,y��: ,•,. �his Security Instmment. If I.e�eaa�etermines that any pait+�f�3��r�'���s subject to a lien which may attaut�?a'iry over —�i...
<br /> . , •��°�,,:�:`•.., ,:.•, . ti�is Security insuvment.Lendee�a�ay give Bornnwer a notiCe�i 1 1�:Ji..��:;S�e•�jen.Borr��r s h a l l sa tis f y t he li e n a i't a k e a n e o r --
<br /> - . ����� ���-.�� . �o;e o f i hc a c t inn.s s e 2,o s 4 h a 6 o ve w i t h i n 1 0 d a y s o f t h e givin�cf no�,�. � '
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