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<br /> ent�now on c�rcafte�crected on tha propeny,and aU cascments. appurtenances,and �!
<br /> TOCiETHER WITH all thc improvcm �
<br /> , Cixtures nuw ar hereafter u part of thc property.AI1 replacen�ent4 t►nd addldons shaU nlso be covered by this SecurIty Instrumen�.
<br /> _.-,' � All ot ihc foccgofng is rofcned w In this Securlry Insuument av the"Property.° �
<br /> 60RROWER COV6NANTS that Bortawcr is lawfuUy seiscd af thc esmtc hercby conveyed ared has the right to grant and �
<br /> � wnvey thc Property and thnt tho Propercy ix uuCU�w�i��ui,c:.H;N. fcr cr.cLSn�r^w:.P.4 L`f fi'_'9s�. $@l�Ow�r wArf9tltA 8Rd WIU _
<br />�, defend�eneraUy tho dde to the Property agninst all cleims and dcmands,subjett to any encumbrances of record.
<br /> "fHIS SECURI7'Y INSTRUIuYENT combincs uniform covcnant� f�r nsulonal use artd non-unifam ccvenants with limited
<br /> variations by jurL�diction ta constiwte a uaiform securiry instrument eovering real property. _
<br /> UNIFORM COVENANTS.Borrower and l.cndor covcnent and agree ns follows: --��
<br /> 1.Ps�ymeat ot PrincipAt And Iaterest;Prepaymcnt And Late C6a�ges. Bamower sh�ll p�+c►mpdy pa;/ when due the --•
<br /> " principal of and interest on the debt evidenced by the Note and any prepayment and late chs�rges due under the Note.
<br /> 2.Funds tor Ts�xes�nd Insuranee. Subject w applicable law or to a wrltten waiver by Lender, Borrowu shall pay to
<br /> • L.endu on the day monthly payments uca due under the Notc,undl the Note is pald in full,a sum("Flu�ds") for. (a)yearly taxes
<br /> and acsessments which may attein prioriry over this Securlty Instrumenc as a Hen on the Property;(b)yearly kasehold payments
<br /> or ground rents on the Property,if any;(c)Yearly hazerd ar pmpc.°ty insurancc prcmlwas;<d?Yuuly flood insurance premiums,if �
<br /> anY:(e) Yearly mortgaBe insuraace premiiuns�if any;and(�aay sums payable by Borrower to Lender.in accordance wlth the
<br /> � " provisions of paragraph 8, in lieu of tbe payment of mortgage insurence pnmlums.Theso ieems ue callod "Bscrow Ituas:'
<br /> ,, L,endu may,at any time,coUece and hold Funds in an amount not to exceed the maximum amount a lwdu for a foderally nlated
<br /> mortgage loan maY requin for Borrower's escrow account under the federal Real Estete Seqleme�t Procedures Act of 1974 as
<br /> amended from dme to time, 12 U.S.C.Sestion 2601 er seq. ("RFSPA"),unless a�other law that epplks w the Funds sets a lesser
<br /> � � �.' amoun� ff so,Lender may. at any time,collect and hold Funds in an amount not w excood the kssu amoun� Lu►du maY
<br /> - � estimate the amount of Funds due on the basLs of cwrent data and masonable estimates of expendlwres of fuwra Escrnw Items or
<br /> � - othenvise in accordance with appHcable law. �.:,
<br />;•�-•.; '} 'llie Funds shall be held in an instituaon whose deposits are insured by a federal ageacy,instrumentality.or endty(lncluding _
<br />_ , ,'. Lender. if L.ender is such an iastitudon)or in any Federal Home Loan Bank.Lender shall apply ttie Funds w pay tht Bscrow
<br />°�:,:.:�:�i items.I.ender may noi ciut��r,e Bt,.-rowu for:cldis:g assd aggl;iag YhP Fun�s.ansl�y enRty�ino thee e�cmw accnpn4 or verlfying .
<br /> �`" `�� ' ih�Fscrow Items,unless I.ender pays Horrower interest oa the Fuuds and upplicable law permits L.ender to make such a chargc. -
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<br />-�_�,.,��.,,}�. However,Leader may �require Borrower to pay a one-time charge for an independent reat estata tax reporting service osed by
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<br />==_i,�:_..z'^a� Lender �n connecdon with this loan. unless aPPlicable law provides othtrwise.Unless an agroeaawt is mad�or applicabb w
<br />-=�� a� requires interest to be ptud, Lender shall not be required w pay Borrower any interest or eamings on ttie Fuads.Bormwu end
<br />=�;^:"� v under�pay a�e in wriring.however,tl�at interest shall be paid on the Funds.Leader shall givc w Borr�owts.without charge,ea
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<br /> annua!accounting af the Funds,showing cmdits and debits to the Funds and the purpose for whkh each debit to the Funds was
<br /> �±�%:�,�;�� / made.'Ilie Funds are pledgecl as addirianal security for all sums secured by this Se�urity Insuument
<br />�-''�L{'�'-�" If tha Fonds held by Lender exceed the amounts permltted w be held by applicable law,L.ender shall account to Bomowu for
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<br />��-°� - the excess Funds in accordana with tlie requirements of applicable Iaw.If the amount of the Funds hdd by Lender at any ti�ne Ls
<br />��x�r�3� aot sufficient to pay the Escr�ow Items when due.Lender may so notify Borrower in wridng,and,In such case Borrowa st�sU pay
<br /> -_-���� to Y.enda the amount necessary to make up the d�ciency. Botrower shall malce up the deficiency la no more than twelve
<br /> �'����� monthly payments.at Lender's sole discredon.
<br /> �'�""�-� Upon payment in f�ill of all sums secured by this Securlry Insuvment,Lender shall prumptly refund w Borrower any FY�nds
<br />� , held by Lender.If.nnder paragraph 21,I.ender shall acquire or sell the Properay,Leader,pria to the acquisidon or sale of the
<br />��;��j=;i-= property,sha11 apply any Funds held by Lender at the dme of acquisldon or sak as a credit against the sums socorod by this
<br />�::.;:`,.�, Scturlty Instrument
<br /> 3.Appikation ot Pxyments. Unless applicable law provides otheiwise,alt paymenu received by Lender under paragtapGs
<br />� ,r;,_�;� 1 aad 2 ahall be applied:first,to any prepayment charges due under the Note;second, to amounts payable unda paragra�h 2:
<br />_��-�='�6� third,to inteiest due;foutlh.to principal due;and last,to any late chazges due under the Nou.
<br />_���,� 4.CharResi Y.iens. Borrower shall pay all uuccs, assessments. charges,fines and imposiflons atmbusable to the Property
<br /> -�---��^� wt►ich may attnin prioriry over diis Sacurity Insmiment,and leasehold payments or ground rents,if any.Bor¢awer shall pay these
<br />���`=� obligatsons in the manner provided in paragraph 2,or if not puid in that manner.Borrowet sha]1 pay them on dme dirocdy to the
<br />—l'�•7�.''�+i� pe„rson owed paymen� Borrower shall prompdy furnish to Lender all nodces of amounts to be patd under this paragreph. If
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<br />=��'• Boirower makes these payments direcdy,Borrower shall prompdy furnish to I.ender reaipts evidencing the paymenu.
<br /> � - f�' Botrowu shall promptly discherge any lien which haS priority over this Security Insaument unless Borrower. (a)agraes in _
<br />�s,, •�� , wribng to the payment of the obligation securecl by the lien in a manner acceptable to Lender.(b) wntests in good faith the lien
<br />} • by,�r defends against enforcement of the lien in, legal proccedings which in the Lender's opinion operate to pcevent tha _
<br /> � enforcemer►t of tha lien;or (c)secures from the holder of ths Iten an agreement satistactory w Lender subordinating the lien to
<br /> � this Security Instrument If Lender determines that any part of the Property is subject w a lien which may attain priority over this :•
<br />_ gecurity Instcumenl,Lender may give Borrower a notice identifying the lian.Bocrower shall satisfy ihe L'�n or tare one or more =
<br /> -' ! of the acpons set forth above within 10 days of tho gtving of nodoa. _
<br />- • Form 802� i1�0 -
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