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<br /> rO08THER WiTH nU thc improvements now or hereafter erected on the property. and all easements.A(1plltttlWpl'C9, xrd
<br /> fixtures nor� or hetrafter a pan �f the propetty. All replacenxnts and uddittons shull ulw be covcred by this Securiry
<br /> InstNment. All of the foregoing is nfcrrcd to in this Securiry Instrumcnt as the"Propeny."
<br /> BORFtOWER COVENANTS that Borrower is lawfully seisad�f the estote hcreby conveycd and has the right to grant und
<br /> COT1YLy lht 1'�O�i[y tiI10 [j78!tjlC Fn�peny ia u��awu��iuc�w. cni,i,t.: .3T:.:�:.:.:�Y.^..'.'�O�fC!`^."1_ Rnn��w�r wnrrnnlc nivt avill _
<br /> defend generalty the tiUe to the Property against all clvms nnd demands,subject to any encumb�ances of record.
<br /> TH(S SECURITY INSTRUMENT wmbines uniform covenants fo��nattanal use nnd non•uniforni coven:.nts with limittd
<br /> varlations by jurisdlction to constitute a uniform security instcument covering rcal peoperty.
<br /> UIVIFORM COVENANTS. Borrower und I.eixler covennnt and ag[ee as fallows:
<br /> 1_ Paymrnt ot Principal and Intciest; Frepayment and I.s�te Criarges. Borcower shalt promptly pay when due the
<br /> principal of and interest on the debt evidenced by the Note and any�rcpayment and late chsrgesdue under the Note.
<br /> 2. Funtl�far Taxes and Insura�ece. Subject ta appllcable law ur to a written wniver by Lender, Burrower shaU pay to
<br /> Lender on nhe day monthly payments are due under the Note,until the Note is paid in full. u sum("Funds")for:(a)yearly taxa
<br /> and acsessments whtch muy attain priority over this Security Instrument as a lien on the Properry; <b)yearly leasehold paymenls
<br /> or gro�and r�enw on the Property. if any;i�)Y�riY hazard or praperty insurance premiums: (d) ytarly flaxl incuranca pcemiums,
<br /> if any: (e)yearly mortgage insurance premiums, if any; und(�any sums payable by Borrower to Lender.In accordance wi�h
<br /> the provisions of paragraph 8, in lieu oF the payment of mottgage insurance pi�emjums.Thase Meins are c�Lled "Fscrow Items.'
<br /> Lender n�ay, at any time. wllect and hold Funds in an amount not w excced the maximum emount a lender for a tederally
<br /> rclated mortgage loan may requi�for Borrower s escrow accuunt under the faleral Real Est+ie Settlement Procedur�s Act oF
<br /> 1974 as amended from dme to time, 12 U.S.C. Secdon 2601 et seq. ("RESPA"),unless another law that appltcs to the Funds
<br /> sets a lesser amonnt. If so. i.ender may, at any time. wllxt and hald Funds in an amount iat to exceed the lesser amount.
<br /> Lender may estimate the umount of Funds due on th� basis of current data and reasonable estfmstes of ex�enditures of futurc
<br /> Escrow Items or otherwise in accordance with applicable law.
<br /> The Funds shul! be held in aa institudon whose deposits are insured by a federal agency, insnumentality, or entiry
<br /> (including Lender.tf Lender is such a�i instttudon)or in nny Federal Home Loan Bank.Leederahall apply th¢Funds to pay the
<br /> F�.-�uw its.,u.LciMici���uy t�ut ti�atg�°orsuucr far hald�ng�r.s!9gpl,ino s!!e F��,ann�•!ly nnalyzing the escrow account.a
<br /> verifying thc Escrow Item.g,unless Lender pays Borrower interest on the Funds And applicnble liw permits Lcnder to make such
<br /> i charge.However,l.endGr.m3y require Borrower ta pay a ono-time charge for�n independent raal estate tax reporting servia
<br /> used by l.ender in connection with this loan, unless applicable law provides atherwise. Unless an agrecrnent is msde a
<br /> Applicable Iaw rcquitrs inttiest to be pAid.Lender shall not be requirod to pay Bon�wer any iMcrest or eamings on the Funds.
<br /> Borrower and Lender may agree ln wdting.however. that Intemst shall be paid on the Funds.L.ender shall give to Borrower,
<br /> without charge. un annuai accounting of the Funds,showing credits and debits to tde Funds uid the p�rpose for which each
<br /> debit to the Funds v�as mude.The Funds are plalgal as additional security for�1l sums secured by this SecurIty Instrument.
<br /> If the Funds hcld.by I.�ader exceal the amounts peraiitted to be held by applicable law. Lender shall account to Bomnwer
<br /> for the excess Funds in accordana with the roquirements of applicable Iaw. If the aniount of ihe Funds held by Lender at any
<br /> time is not sufficient to pay the Escrow Items when due.Lender may so notify Borrower in writlng,and,in such caso Borrowa
<br /> ehall pay ta Lender the amoont nooesssry to niake up the deficiency. Borrower shall make up ttze deficiency in no mo�+e th�a
<br /> twelve monthly payments,at L.ender's sole discretion.
<br /> Upon payment in full of all sums securod by this Security Instrument, Lender shall promptly refunA�to Barrower any
<br /> ' � Funds trcld by Lender.If.under paragraph 21. Lender shall acqu3re or sell thc Property,I..enda, prior to the acquislt�on or s�lo
<br /> = of the Propecty. shall apply any Funds hald by Lender at the time of acquisition or sale as a cro3it against the sums scxured by
<br /> thns Se�ud!�}�Iastrtsment. ,
<br /> 3.Applkatlon of Ps►yments.Unless applicable law provides otherwise,all payments rocelvod by I.ender under paragraplu
<br /> : 1 and 2 ahall be applied: fi�st, to any prepayment chaxges due ucsder the Note; second,to emaunts payable u!r�der paragraph 2;
<br /> " third,tn intecrst due:fourth,to principal due;and last.to any Iate charges due under the Not�.
<br /> � 4.CRar�es;Llens.Bonawer shall pay all taxes. assasments,charges. fines and imposiiions attributable to the Pmpetty
<br /> whlst► mry attsin prioriry over this Securiry Instrucnent, and [easehold payments or ground rents,if any. Borrower shxll py
<br /> } these obligations in the munnCr providad in paragrap4 Z.or If not paid in that manner,Bormwer sha11 pay chem on time directly
<br /> � to thc person owod paymcnt.l3orrower shall promptly fi�rnish to Lender all noticcs of amounts to be paid nnder this paragraph,
<br /> ' If Barcower makes these payments directly.Bonower shall promptly fumish to I.ender receipts ev idencing the paymcnts.
<br /> Borrower shall promptly dischnrge Fury lien whtch has priority aver this Security Instrumeat uniess Borrower: (a)egrees in
<br /> ; writing to ihe payment of the obligation secured by the licn in a manner acceptable to Lender;lb) contests in good faith the lim
<br /> ; by,or defrnJs •rgainst enfomeu�eut of the lien in, legal proceedings which in thc Lcndcr's opinion opernte to prevent the
<br /> enforcement of ttk lien:or(c)secures from the holder of the lien an ngreement satisfactory ta Lender subordinating the lien to
<br /> , this Security Instrument. if Lender determines that any part of the Property is subject to a 1 ien which may attain priority ovtr
<br /> { this Security Instrument, Lender may give Borrower a natice identifying the lien.Bormwer shall satisfy the lien or take o?�e or
<br /> ! moir of thc acttons set forth above within 10 days of the�iving of notice.
<br /> Form 3029 91l0
<br /> ' Pape 2 of 8
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