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<br /> '[YJCiBTHBR WITH�11� im vemcnta now on c�rc�fl�er croctod on the ���1y��O
<br /> Pro ProP�Y�and�Il cascmcnu. ��nd
<br /> f"u�tuccs now a hercAftcr 4 put of�ho proputy.AU npl�ccmcnts sed additions shall also bo covcrcd by this Sxurtty Instrumcn�
<br /> All of thc focegoing ia referrod w In thia Socurlty Inawment a�ihe"Propcity."
<br />, BORROWER�COV6NANTS thnt Aorrower b�Inwfnlly seiscd of the astntc hcrcby canvcycd and hes tho right to gra�nt end �
<br /> convay tho Propaty md th�t tha Property is unencumbered.oacept for encumbr�r�ccs of cecord. Bortower wurants u�d wlll
<br /> defend ga�erally the t�tlo to the Propaty�g�lnst tll eWm�ond demand+,subjoct w�r►y encumbr�ces of record.
<br /> T�nw wr�f� ��.+• w�. ��n��T tt_" ie__ .1_..�� ,/ te..— .s�� �i«i«.
<br /> iallJ Jt.+bM1Ui 1 U�JIA�t�lHt�1 WNt�JU�M7 4ttlLWtt�w�i.iwiib fUi iNwvtsW uar W�J i�vi�•Yi�NV��t�w���.s�:."�YI uN��
<br /> varledon�by juntsdiction w wnsdwto a unifam aocudty instrumetit covuing rcal property.
<br /> UNIPORM COVENANTS.Borrowu and Lenda covenant end agroc as followa: _
<br /> 1.Paye��et of Priecipal�nd Intereah Prep�yment aad l.ate C6ar�es. Barowcr shs[I promptly pay when dne the _
<br /> princIpal of and lntarst on the debt evidens�,od by the Note and any prepayment and lace charges due under the Note.
<br /> 2.Fuada tor Taxts�nd Insurance. Subject to applkabk law or w �wrltun waivcr by L.cndcr,Borrowcr sh�ll pay to
<br /> Lenckt on the day manthlY P�Y�ts are doe unda the Note.uatll the Note Ls paid in fuU.a sum("F�nds")for:(a)Yearly uuces
<br /> and assessments whicd may attain pdority ovu thas Securtry Instrument a4 a lien on the Propatyt(b)Yearly IeaschoW pnyments
<br /> or goontid certts on the Pro�xriy.if any:(c)Yearly twrud or propaty ins��ce psrmluras:(d)Y¢arly flood Insurance pt�miums.if
<br /> �►Y�(a)Y�IY�B�Be lnsurence premtums.if any�and(�Any sums payabk by Borrowu to L.ender.in accordance with the
<br /> provistuns af paragr�h 8. i� 1leu of the paynient of mortgege instuencc premiums.'Il�esc itcros arc c�lltd "Bscrow Items." -
<br /> I.cnder may.at any time,colkct and hold Funds in an amount cat W cacceod the maximum amount a knder fa a federally reletod
<br /> mortgage loan may require for Borrowu's escrow account under the fedaal Real Hstate Settlemea►t Pmcodurcs Act of 1974 as
<br /> art�xfed from tltne W drt�e.12 U.S.C.Secdon 26U1 et stq. ("RBSPA"),unless another law that appUes W tht Hunds sets a lesser
<br /> amount If so,Lenda may.at any hirne. collect and hold Funds in an amount not w excoed the kssa artaunt Lea�der may
<br /> esticnata the amount of Funds doe on tha basis of current data and reasonable estimates of expendIwres of fuwre E,sc�w Items or
<br /> othawLse in accordance with applkable law.
<br /> 'I�e Furtds sh�ll br held in an lnstiwtbn whose dep�sits ere insured by a fodetal agency,instrumwtality.a enHry(lncluding
<br /> L�ndu.if Le.ader Lc such an insdtutjon)or in any Federal Home Loan Bank.L�ender s6all apply the Funds w pay tl�e Esaow
<br /> Itsms.Lea�der may not charge Borrowu for holding end applying the Funds.uuivally aoslyzing the escrow aaoun�or vaifY�B
<br /> t6e fiscrow It�ems,unless Lender pays Borrowa Intaest on the Funds and applicebla law permits I.axkt w make such i chuge.
<br /> �tswov�.L�sd���r.z;uirc Eosrawtx io�y a as:�Susc�h�t faz�s ir'.,.,,.�-^-�xltnt�2�ssit �• r��r.;�^�s�4;
<br /> I,axkr In connecti�on with this loan,unkss appllcabk law provides otha�wise. Unk�s an agra�nent is made or applic�bb l�w
<br /> roq�iair�,tt to be peid,Lenda shall not be required w pay Baaroaa any intuest or eamings on the Funds.Borrowa and
<br /> I.encla mry agree in writing�however,thac in0aest slwtl be paid on the Funds.I.rnder shaU giva w Borrowu,wttdout chargo.an
<br /> aaaual acawadng of the Fuads,showing c�edits and debita to tha Funds and the pu:pose for which cach debit to the Funds was
<br /> rt�ade.11se Funds�+e plodgod av additia�al sectuity fot sU swns secured by thLg Scewiry Inswment
<br /> If the Fhnds held by L�ender ezcoed the amounta permiaed to bo hdd by epplicable law,Lender shall account to Bortower for
<br /> : the wccessss Funds in accordance with the roquIrementa of applicable law.If the amount of the Funds held by I.ender at any dme is
<br /> � not snf6ckat w pay the Escmw Iums when due,L.ender may sa notif'y Bomowa in wridng,and,in such case Bo�rowu shall paY
<br /> ro I.ender the anwunt nocessuy to meke up the deRckncy. Borrowu shall make up the deficiency in no mon than twdve
<br /> manthlY PdY�►ts�et I.entkr's sok dLsccetlon.
<br /> ? 1Jpon payment in fiilt of all sums socured by this Seciuity lnstrucnent,Lender shall promptly mfund to Barower any Funds
<br /> : he3d by L.a�da.If,under paragraph 21,Lenda st�all acqnire or sell thc Property,I.cnda.prior to the acquisidon or s�le of the
<br /> . Pioperty.shaA apply any Fwds held by Lender ai the wne of acquisidon or sak as a crodit against the sums secund by this
<br /> � Sc�curity Worurt�eat
<br /> 3.Appik�Hw d P�yenents. Unless applirabk law pc�ovides othenvise.all payments rocetved by Lender undu paragraphs
<br /> 1 ancl 2 shall he�p+lietl: first> to Any prepaymtnt chargas due ander the Note; cecc►rul,tn amonntS Pstyable imtkr narngranh 2;
<br /> ' third,to inta+at doa;fourth,to principal due;and last,to any late chargal due under the Note.
<br /> 4.Cl�u^sa;Liens. Borrowu shatl pay all taxcs. assessments, charges,fines and imposidons atLributaDk to the Propaty
<br /> ahich may attain priority ova thls Security Inswment,and le�sehold paymems a ground reats,�f any.Borroatr shWl pay these
<br /> obligad�ns in tt�e manna pmvided in p�ragraph 2.or if not patd in tdat maaner.Bocrowu shall pay them on dme directly w the
<br /> puson owed paymen� Borrowu shaD prompdy fUmish to Lender all notices of az�w�nts to be paid under thls paragraph.If
<br /> , Barowu makes thosa payments d'aectly,Borrower shall promptly furnish to L�enda receipts avidencing the payments.
<br /> Bamwer shall prompdy disch�rgt any lien which ha4 prioriry over this Securtty Instrument urtkss Bomower.(a)agras in
<br /> wridng to the payment of the obllgarion so�ured by the tten in a manner acaptabk w Lender:(b)cont�ests in good faith the Ifen
<br /> by, or defends against enfacement of the lien in,legal proceedings which in the Lender's opinlon operate to pnvent the
<br /> : enforcecn�nt of the llen;or(c) secures from the holder of the lien an agree.rncnt sadsfactory to I.ender subordtnating the lien to
<br /> this Socuriry Instcumer►�If Letida detemtines that any pazt of the Property is subject to a licn which may ettain priodty over thjs
<br /> ' Serurity Insuument,I.ender may give Borrowa a nodcc identifying the lien.�o:rower shall satisfy the lien or take one or mor+e
<br /> of tha acti�ons set forth ebove within 10 days of thc giving of notice. -
<br /> Form sozs o�ao
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