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<br /> Aey Nd�r ("Rlder") �tt�ched her�to and cxecuted o[even d�te b ineo � 1a�.�9
<br /> rpornted her�eln and the c�►venant and
<br /> ���eeateab ot the Rider shall omasd�nd�upplaaent the covenpnte aad a�nYmente ot thls Decd o�Tn�at,w�It
<br /> the Rlacr were A part hercr�f.
<br /> Horrotver covenanta thnt Horrower is IawPolly r,eiud of the estate hereby conveyed nnd ha+s tho ri�ht to grant end convey
<br /> the Property, and th�t the Properry ie w�encumbered. exapt for encumbtances of record. Bortower covenanta that
<br /> Borrower wurant�+ nnd will defcnd gcnerally tde title to tho Property agalnst all claima ead dcmaads, subject to =
<br /> eacucnbrurces of recard.
<br /> i1Ni�ORM GOVFIVAN'I'S. Borrower aad Leader covcnaat end agroe as follows:
<br /> 1. Pwyrnent oi Princlpal aad Ipta�est. Borrower shall pmtnptly pay wheu due the principal aad intensc indebtedness
<br /> evidencod by tho Notc and l�t�chuges aa pmvIdod in the Note. Thia Deed of Trust secuns payment of sc�id Note
<br /> accord[ng to ite ternLS.whtcb are inoorporated henin by rcfenace.
<br /> 2. Applkallon ot P1Ryments. Unless applic�ble law provldes othenvise,all pay�nts recetvod by I.rnder under the
<br /> Note and par�graph 1 hereof shall ba applied by Lender tirst to intcrest duo an tt►c Notc�sccond to tdc princIpa!due
<br /> on the Note.and then to lato chazges due on the Nou.
<br /> � 3. Prlor Ma'.�ges and Deeds oi Tru� Charg�;Ltens. Botsower shall perform all of Borrower's obligations,
<br /> under any mortgage. dxd of trust or other aecurlry agrameat wIth a lien which has pdor�ty over this Deed of Tntst,
<br /> including Boimwer's coveaanta to make payments whea due. Borrower shaU pay or cause to be p�id all taaes,
<br /> ass�ssments and other charges. fiaes and impositions attributable to the Property which may attain a pdorlry over thfs
<br /> Dad aP Trost, and leasehold paymente or ground rent�. lf any.
<br /> 4. Ii�wrd Insurance. Borrower ahall kap t6a impmv�ments now e�stIng or hereafter�rected oa the Properry
<br /> insured against loss by fire.hazards includod wIthia the terni "eatended coverage", and snch other Iaaurds as Lender
<br /> : �y:�ui�aud i�sur,h amauni�aad far surh��so I,cader�:;zzq�ize.
<br /> �
<br /> � Tho lnsurance carrier providing the insurana shall be choxn by Borrower subject to appmval by l.ender;pro�tdal,
<br /> � that such appmvat shall not be unreasonably withheld. All iasnrance policies and naewals�hereof sLill be in a form
<br /> � acaptable to Leadar aad shall include a steadac+d mortgage clause in favor of and in a foan acoepable to Lender.
<br /> 1 L,rnder shell have the dght to hold the policies and renewals thereof,subject to the terms of any mcr�age. dad of nvst
<br /> or other security agreement wi�,th a lien which has prlorlty over t63s Deed of Truat.
<br /> In the cvent of loss.Borro�vcr shall giv�prompt notice to the insuranoe carrier and L.ender. Lender may roake proof
<br /> =' of lou if not made prompdy by Borrowcr.
<br /> If tLe Pruperty is abuidonal by Borrower.or if Bocrower fails to resp�al to Lender within 30 daya from We date notice
<br /> is mailed by Lender w Bosower that the insurance carrier offers to setile a claim for insurana beaefits,L.ender is
<br /> �iauthoiizod to collxt and apply the Insuiance proceeds at Lender's opdon eIther to restoration or npair of the Property
<br /> � or to the suma securad by this Deed of Trust.
<br /> � Jr. �8t�011 Q� MY�QLCOaDCQ Ot plAptl'tyj �4C�f19j COQ�OIt1�WLSi �AI1Ll� Ul1Tt DtYl�O(l01C�t8.
<br /> ,t Horrower ahall koep the Fcoperty in good repair and shall not coaunit waste or permit impnitment or de[edoraHon of
<br /> ; the Property and ahall comply wIth ttce provisions of nny lease If this Dad af'f�st is oa a leasehold. If this Dee�of
<br /> j Tnut is on a unit in a condomiaium or a plannal uait development.Bornower shall perform al!of Bomower'a obligations
<br /> � under the declaratlon or covenants creating or goveming the coadom{nium or plenned unit developmrnt.the by-laws
<br /> '{. aad ngulations of the condominium or plannai unit davelopment,�nd consatueat docnments.
<br /> '�a
<br /> - 6. Protaxion of�.eader's 3ecur[ty. If Borrower fails to perform the covenaats and agroements containoci in this Deed
<br /> of'�tust,or if aay action or pcocceding is commenced which inaterially affixts Lender's interest ln t�e Property,then
<br /> Lender, at Lender's option, upoa nottce to Borrower, may make such appearances, disbnrse such aums, including
<br /> � reasonable attomeys' fas. and take such actions as is necessary to protect L,ender's interest.
<br /> � Any amounts disbursed by Lender pursuant to this�,aragraph 6,with intcrest thereon,at the Note rate, sha]7 become
<br /> , addittoaal iadebtodness of Borrower secured by this II�eed of Trust. Unless Borrower and I.ender agra ta other terms
<br /> _i of payment,such amounts sbali be paya'�,1:upon nodce from Lender to Borrawer requesting paymeac thereof. Nothing
<br /> � containod itt this paragcaph 6 shall re�u�irE O.ender to incur aay eapense or take any action hereunder.
<br /> 7. Inspection. I.ender may make or cause to be made r�onable euMes upon and inspections of the g'toparty,
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<br /> to Lender's interest in the Propecty.
<br /> 8. Condemaatlon. The proceeds of any award or claim for damages,direct or consequential. in connection with any
<br /> cottdemnatiou or other taking of the Property,or part theneof.or for conveyance in lieu of condemaation,are hereby
<br /> assigned and shall be paid to Lender subject to the terms of eny mortgage.dced of trust or other security agreement with
<br /> a lien which has prlorlty ovtr this Dad of Trust.
<br /> I70797 lRev 061 P�p I of 7 IW/9!1 Nk tA/ARM/PGL Dced
<br /> OOD3biM10 KIRKPATRICK
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