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<br /> TOf3�'1'H8R WiTH all the tmpmvemeata aow or dercafter crected un tt�e pmpeny.and all menta.�ppurt � +�nd
<br /> fiatures now or hentfter a put oY tlte property. A1l ►ePb�cementa end edditions scball aleo bo covered by thla Security
<br /> Instnunent.All of the foregoiAg is nferred to in this Secudry Inatrument as the"Property.' �
<br /> FORROWER COVENAN'CS that Borrower ie lawfully setscd of the estutc hereby conveyctl end has the right to grnnt aad �
<br /> convey the Property aud that the Property Ia unencumbered,eaccpt for eacumbrancas of record. Borrowor wuraata �ad will
<br /> defead generally the title to the Propetry against all clainu aad demand�,aubject to any encumbrances of record.
<br /> THIS 5ECURITY INSTRUMBNT wmbines uaiform covenaate for natioaal ase and non-unlforn►covenaata with limited
<br /> vadations by jur[sdictioa to consdtute a uniform securjty iastrument covering real pmpenY•
<br /> UNIFORM COVENANTS.Borrower and Lender covenant aud agree as followa:
<br /> 1. Pay�eat ot Princtpx+l and Iaterest; Prep+�Yment end I.ate Charges. Borrower shall pnompdy pay when due the
<br /> priacipal of and interest on�he debt evidenced by[he Note a�nd aay prepayment and lau chargea duo under the Note.
<br /> 2.F�nds for Taxes�nd Luurance.Subject to applicable law or to a wrttten waiver by Lender, Botrow�r ehaU gay to
<br /> Lender on tt�e day monthly payments are due under the Nota,untU the Note is paid in full,a sum("Fun�"1 leuehold ay�nu
<br /> and assessments which may attaln priorlty over thia Socudry Instnuneat as a liea on the Pcoperty:(b)Y Y P Y�
<br /> or grouad nnts on the Property,if any:(c)Yearly hezard or property inaurence prtmiums;(d)YeArly Aood insurauce pnmiums,
<br /> if�ny;(e)Yeady martgage insurance preruiums� if any;and(� any sums PaYable by Borrower to Lender.in accordazice wi:h
<br /> ttrc proviaions of paragraph 8,in lieu of the payment of iaortgage instuance premiwns•Tkese�tCtas are called'L�scrow Items.'
<br /> I�eader may, at any time,collect and hold Fitads in an enaouat not to exceod the maximum amount a lcnder for a federally
<br /> related mortgage loan may require far Borrower's escrow acr.ount under the federal Real Estate Settlement Procedures Act of
<br /> 1974 as amended from time to time. 12 U.S.C.5ecdon 26U1 et s�q. (`RESPA").unless enother law that applies to the Fundt
<br /> ' sers a lesser umount.If so, Loader may.at any dme. collect and h�ld Funds ia an a�mount npt to eacad the lesser amaunt.
<br /> Lender may estlmate the amount of Funds dne on the b�ais of current data and reasonable esti��ntes of expenditures of tbtun
<br /> Bscrow Iuins or othenvise in accordance wlth applicable law.
<br /> The Funds shall be held in an insdtutioa whose deposits ere iasured by a federal agcncy, instrumentaliry+ or entity
<br /> (includIng L,�nder,if Lender is such an instituHon)or in aay Federal Home Loau Bank•Lender shall apply the Funds to pay the
<br /> Facraw Items.Lender may not charge Borrower for holding and applying the Funds,anaually analyzing the escrow account.or
<br /> vertfyina the Eacmw Item+,unloss Lender pays Borrower interest on the Funds aad applicable law pesmits i.ender to malce such
<br /> a chazge.However, Lender may require Borrower to pay a oae-time charge for au Li�e�r•�zui r..�.t�tata:«x rcgoti�a°o s^-r`•'i"-t
<br /> �uaed by Leader ia wnnection with this loaa, unl�ss epPllcable law providos otherwlse. Ualess aa agnement is made or
<br /> � applicable law requins interest to be paid.Lender shall not be nquired to pay Borrowcr any iaurest or eamings on the Fuada.
<br /> Borcowcr and Leadar may agrx in wrltin8.however.th4t interest shall be paid on the Funda. Leader sball give to Borrower,
<br /> without chuge, an�nnnual accountia8 of the Funds. showing credits and debius to the Funds end the putpose for which each
<br /> dcbit to the Funds was m�de.The Funds are pledged as+ddifl�t �d b r a 1 lic�able l�aw I.ende�r ahall��cxount to BoIIrrower
<br /> • If the Funda held by Lender exceed the amo�ats I�i Y PP
<br /> for the excesa Funda in aexordaace wlth the raluireme��s of applicable law. If the amount of the Funda held by I,eader ac any
<br /> ' time is not auf6cienc to pry che Facrow Items when due�Lender m.ay so notify Borrower ia wrltiag.and.in auch case Borrower
<br /> e1uU pay to Leader the emount neassary to make up t6e deficiency.Bormwer ah�ll m�k�e up the deficiawy ia�more th�e
<br /> i tweive monthly paymenta�at Lender'a aole discredon. refw�d to Borrower aa
<br /> � UPOD PsYNCat iII �1 Of aII 611mS 5CC11YCd by thG1 SECt1TIty ITIEtN�GIIt. Lendcr ahW promptly Y
<br /> Fonds held by Leader.If,ursder puagraph 21,Lender shaU acquire or seU the Property,l.ender.Pdor to the acquidtion or ude
<br /> : • ot the Prop�rty.shs11 uPPly any Funds held by L�ender u the time of acyuisition or salo as a credit against the sums aecured by
<br /> this Savrity Iasmuneat. ro recaived by I.ander uader puagraplu
<br /> 3.Applkatbn ot�yme�s•Unless aPP�icable law provides otherwiae.all paYmcn
<br /> 1 oad 2 ahall be ippliod:fir'st,w eay prepayment charges due under the Note;secoad,w umounts payable�ndar pangraph 2;
<br /> ttlyd,to intenst due;fourth.to princip�l due;and last,to any late charges due uader the Notc.
<br /> 4.Cb�rgeai Uens.Bosower ahhaU pay all taxes,�menta, char8es. finea aad lm�wsitians amlbuuble to the PronertY
<br /> wbich mry attain prlority over this Security Insuwnene� and leasehold paymenta or ground rent�, if any. Bormwer shall pq
<br /> these obllguions in the manner provlded in puagrapb 2�or if not paid in that manner.Borrower aball pay them on time dincdy
<br /> to the person owed payment.Boxrower sball pmmptly furniah co Lender all noticea of emounta to be paid uader this puagnph.
<br /> If Boaower m�lces theso paymeats directly,Borrower shall prnmpdy furaish to L.ender nceipts evidencing the paymenta.
<br /> Bomnwer shaU promptly discbuge any lien which has prIorlty over this Securtry Ia�trument walas Bormwer:(a)agras in
<br /> wrldng to the psyment of the obligadoa secured by the li�n in a maneer sicceptable to Lender;(b)contesta in good faith tbe liea
<br /> by. or defends against enforcemeat of the lien in. legal pmcad[nSs which ia the Lender's opinion operate to prevent the
<br /> enforoement of tha Uen;or(c)secures from tlie holder of the lien an agreement satisfactory to Lender subordinadng the licn to
<br /> th{s Securlry Insmiment.If Lender determines that any Part of the ProP�rtY is subjcct to a lien which m�ay attain priority over
<br /> - this Secudry Instrument.T.ender may give Borrower a notice idendfying the lien.Borrower shall sadafy the 19en or takc one or
<br />� mon of the actions sec focth above withia 10 days of the giving of not[ce.
<br /> Fam 3028 9l80
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