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<br /> 'I�OOBTHBR WITH W 11ta improvemente now cx heratter croctod on Iho propertY.w�d all tsxtnenw��ppuru��nces.�nd
<br /> tixwres naw or here�er a prt of the propenY.All raphccmente ux!�dditioes eh�ll eL�o bo covaod by�hia Socurity Insauma��
<br /> All oI tiie[aagoi�ig Is rcicrrul W in tntc Scciulry Insbrumcnt ns thc"Property" �
<br /> BURROW6R COVBNANTS that Bamwu L+fawtuUy eeixd of Ihe tatate hereby co+►veyed�nd h�s tho right W gant�nd
<br /> convey ihe Pcoperiy usd that�he Property is unencumberod, oxcept [or encumbranees ot rococd. Hcxrowu waRants and wW
<br /> defend�enaaUy tho dtb to 1ho Property�B�inst all claims and demu�d�.subjoct to Any encumbranas af record.
<br /> THIS SECURITY INSTRLII�IV'f combines unitam covenu►ts [or nadonal uso and non-uniform covenants with Wnitod
<br /> varlattons by judsdktiot�to constiwte a unlform�ocurity insuumu►t covcring real pe�operty.
<br /> YJN�ORM COVBNANfS.Borrowu and Lender coveneut end�groo a�[olbwa: when duo the
<br /> 1.Pu�nas�t o�Priacipd wd Ietere�ti PreW7'aat aad Late C6�r�ee. Boaowcr sdall ptomP�Y PQY
<br /> princip�l of iu�d intaest on the debt�vidcnced by tbe Note and nnY P�Y�t and latc ctnrges duo unda the Note.
<br /> 2.Fuede tor Tases a�d Iasunnce. Subject to �pplkabk lar • or to a wrtatn waiva by I.endu. Bomower shall pay w
<br /> Lender on the day momhlY P�Y�ts ncG due undu the Note,untll U�Note is paid�n full,a sum("Funds")for:(a)Yearly wces
<br /> md asseasrnents which rtwy attain pdo�ity ova thls Socuriry Instcume+►t as a lien on the Propecty:(b)Yrarly kaselwid payrt�ts
<br /> or ground reats oa the Pc�opaty,if�ny;(c)Yearly haza►d or pmpaty insnwnce premlums:(d)Yeuly flood inaunnce premiuma.if
<br /> mY:(e)Y�IY�B�B�insoranco pnmiums�if u�y:Nd(fl n�y sun�v pwyebla by Dorcowcr w I.enda.in ecoordtmct with tde
<br /> provisions of�ph 8� in liw of the payment of matgage insarance praniums. 'il�ese ittn�s wca ca11a1"Esc�°w Iwns."
<br /> Lendex may,at any dme.cotkct and hold�nds in�amount not to excood the maxLnum�nount a knd�x fa a fodenUy related
<br /> mortgage ban may require for Borrowa's escm+v account ander the fodaal Real Eslate Seuleme�t Pracodun9 Act of 1974 a9
<br /> art�dod from drae W time.l2 U.S.C.Secdon 2601 etseq. ("RESPA").unless tu�otha 1aw tdat applies to the Funds eets a lesser
<br /> amount If ao.I,endu may,u a�►Y time.collect and dold Funda 1��an amonnt aot w exceod the less�r �noun� La�dcr may
<br /> e.sdmau the arr�onnt of Funds due on thee bas�of current d�ta end reasonable est�mates of expendituna of future E�a�nw Items or
<br /> otherwlse in aaoordancx wlth epplicabk law.
<br /> '12�e Funds sd�ll be held in an insdwtlon who�o deposits are insurod by a fcde,�rl egency.insuumentality,or entlry(lncluding
<br /> I.ender�if I�det i�such an insdoution)or in eay FcAaal Hane I.oan Bank.Lenda shnU apply tbe Funds W pay t!�Bscrow
<br /> Itrmc.Lendec may not charge Borrowa fa holding aad applying the Fund9,annually analyzing the esemw a000unt,a vaifY�B
<br /> �}�JOW 1ZG11Ss Uil�iS3 I,.QK�l7�3 BO[IOWCl LIIGFSI�1A�i TUR�.i a^IiQ a'�I '��C�N�ta 1 I!11f�l1 W lll�C SUC�1 fl C�Q'J. _
<br /> Howava.LaMa may roqulre Borc�owu to psy�ono-tinae charge for an indepencknt real estaus��repa�dn a�licabb law
<br /> = La�der iq c�nnectbn with this loau.unless applicabb law provides otl�awise.Uakss an agreemu►
<br /> " requires intaest to be paid,Le,�du shall not be requirod to pay Boerower any lnterest a eaminBa on the F1u�ds. Baroxa and
<br /> ' LRS�der miy agree ln writiag,howcvu�that Intaat st�all be paid oa tt�e Funds.Lenda sf�all giva w Bocrowa.wi�twut chnrg0.An
<br /> � �nnus�l�ndng of the Fwids.sdowing c�dits nd debita W the FLnds end the paTp°se[or ahkh tach ciebit to the Funda wav
<br /> � made.71�e Funds��kdAed as�ddidooal socurlty for oll sums aecurod by this Sxudty Instruma►t
<br /> � If the Funds hold by Lender excaod the amcwnts pamitted to be held bY ePPlic;�bk Ww�Lender shatt aoc�nt w Barnwer fur
<br /> = thse exasa Funds in ascordance with tha nquirements of appiicabb law.If the amount of the Funds t�eld by I�ender at any dme is
<br /> # not suificia�t to pay Wo S�crow Items whcn due.Lender may so nodfy Bocc�wer in wriuing.and�L►such ca5e Barower st�ll PaY
<br /> � to I�nd�the emount necagsary to make up the deGciency. Borrowu shall maka up the deficieacY in no more than tv�'elve
<br /> '• monttilY P�Ymait�.at I.enda's sole di�edon.
<br /> i: uP�P�Y�t in fiill of all suras socurod by th�is Securlty Instrument,J.endar shall promPdY refund to Sotrowa any F�nds
<br /> E . held by L,a�d�r.If�unda paragr�ph 21,I.ender shall accluire or sell the Property.Lendu.prior w tha acquLsidon or sab of the
<br /> ` p�paty�eh�11 apply any Funds held by Lcnder at Uie time of acquisidon or sale a9 a credlt against the aums socored by this
<br /> Securiry Inanument
<br /> 3.Applkadoa d Parmente. Unkss applkable l�w provides othetvvise.ell PaYmenis recetvod by I.ender under p�a�ra�►hs
<br /> 1 and 2 ah�ll bo applled:first,W enY P�Yment chYges duo undu the Note;second,w amounu payabk uader parag�nph 2:
<br /> third,a iaoaesc due:fourth.w princ�l due;and 1�st,w eny late charges due onda che Note.
<br /> , 4.CLar�es;Lkne. Bomnwer shall pay all taxes,assessma�ts.charges.fines end impositi�ons auributabb to the Pmpaty
<br /> � which may au�in priortty ovu this Se�urley Instrutttent,and Ic�setwtd payments or ground rents,if any Botrowa slwll pay these
<br /> �bl�gstlons in the manner pcpvldod in paragraph 2,or lf not paid in thst mannu,Boerowu shall paY then►on tMe diroctly oo tha
<br /> pereon owod payma« Borrowa shall pcomptly fumWi to Lender all notices of amounts oo be paid under this paragraph. If
<br /> Barowa makes these paymentn direcdy,Borrowcr shaU promptly fumish to Lender receiptu evida►can8 the PaYmants.
<br /> Barowar shall promptlY discharBe any Ikn which has pdority ovu this Socurlty Instrument unkss Barower:(a)agcocs in
<br /> writing w tho payment of the obligadon secured by the lien in a manner acceptable to:.ender;(b)contests in good faith the lien
<br /> by� �r defen�ds against eafa�cement of the lien in,kgal pr.�coedings which in the I.ender's opinion opuate to pcevent the
<br /> ' enfonxrt�►t of tha lien;or(c)secures from the holda of the 1kn an ag�ement sabsfactory to I.ender subordinating the llen to
<br /> this Sec�uity Instrumon�If Lendu detrimines ttut any paK of tho Property is subject to a lten which may sua�►priorlty ovu this
<br /> Security Instrumont,L,e�►der mey give Borrowu a notiee idendPjing the Uen.Borrower shall sa►isCy the llen or tako one or morc
<br /> of the 9adons set focth above wlthin 10 days of the giving of notice.
<br /> Form aose oioo
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