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<br /> PAOR�OF 1
<br /> � O ADDiTIONAL TERA�� -
<br /> LMN1E0 wYRAMIf:IIy�M MI acNuM r��N�et rw K�wr �slqll N li�fbl h�ridts sM re�s wNr ta�qnst I.MIt1E0 NARRAqIY 1M aMM b
<br /> M�IN�tMN�it�'h Trwtlb CMtr�tt.Iq mNqi�ritAb M1 t�llits wNr tlt r►�rt�tANI M I�I{w H all qlNr ri�At�K nwlia,tl l�r�r Iw�iry,NMn Mi�lq/
<br /> ALL MAM1F�'IrAEI NMIIOI�►MMIICTS A!E MOl'WARAM�EED AiAIIIfST CMIEIIS�iIlM,MMS1tl�E fORI1�T10N OR FNST.IREOIIEIS AAE MOT iIARAM1EE11�CAilliT qMA0S11N Nf
<br /> ri ASMERSE CLIMAiIC CeN11IlONS.
<br /> EUYEi,QEIG TKE SFP�L1ATE"ItEIRiO Nl��AANiY"N7�Ct1 IS A S[P�iUI[�'AliTEN{NSTAWfFNJ FFGTA(iiiKC SCF.£11T0 IW{ifF�CTUAEO FAG�iwiS 6f BiF F�CiSElfffl C�1Ai�ili6M `
<br /> �MI wlN�ll"JrlEl wMRMIr"NAS IEEN IELI�EIEt TO F�CM RElPECTA�E qYER MI CONMECTIIN NIIM TNa SALE.iME FORECOINC 1AIriS101q IIEWMNO COIqEMtA1NM N NI1
<br /> AIIIY TO SMIMQ.
<br /> f�!t, i!!ht!!!tht C�tl:s.-�......M'�"S::'�.::.�'7�.'�"�:•�.,l.."iY C�A..':'","'�' C�",:iL."E'�'"�"nL`."�:�� €fI��C,�" i�lC��Ciw��Ci i6 T�ic�,i�� _
<br /> SAMMCS I�Or1.0 OA MA11ClNE�IY rSE Oi iNE MIII�t1fS1.I wMrsstiN fbt�t�prMp��af�eANN is I�eMnt r� a�N 1�cbrs. I�,MR Mt
<br /> Ii�iM!h,ll�t�l,�r�Ut��1 Iwlih N Ma�tiw M�MM.t1r prtiabr SI�eM�M II�ANI,tll hM d�iry N e�UretlM d�MM.Ih��Irflp�Nh
<br /> sqM, tM w�r M ��s M�l MM,IrMN�it�H tlNnMSt�t s�tti�r,cN�atk aNiti�s�M i�d�q M�.MI wn tM t��f�p CMS�M iM
<br /> INiti�oM M�qMiflMMl 1w1�
<br /> PREPAYMHNi'AND ACCRUAI.QFTHE FIIVANCw CHARCE:E�•en though 1 do na ha�•e lo pay more�hun ihe rcgular sc►rcdukd monthly pa,yment,l have�he ri�hl
<br /> to p�epay the whole imount owing to you In full ot any timc or in part fmm tin►e to tirn�.t undenwid thx thc fnanoe charge lintcrcu)is computed da0y.1 kraw my
<br /> f Wace cY�tYe will bc less if i make an earlypayrtxnt,and it wtll be lughrr if!p�y l�ue:l atso rccogniu Vrt any necessary odjustment to my cotRl fl�a�ce du�e�e will
<br /> be rctlected in my final bilL•I atsa know Uut the amounts sliown un p�ge 2 for the Fl�uree CM�ne 7�►ral of P�yments,and ihe'find Sxle Price arc estimotcs bued on
<br /> �he assumptlrm that you will tnceive each af tM psyments eaactly on i�s due date;and 1 know that therc will be no�efund if 1 ptep�y Fxcwx therc Is nothing to iefund
<br /> Khe�1 am chuged an a daily buis.I knaw that�f all rebates,rcfunds snd crcdits to whkh 1 might be entitkd a�e Iess�han one dollu(SI.00),no�efund wlll be made.i
<br /> may volunurily prcp�y the uncwnt I owe yuu.in full or in put,at any timc.If 1 m�ke a partial prrpymed,! must continue tv r►wke my rcgular p���men�c until 1 ha�a
<br /> p�id all amounts ow•ed !l�now thu if!peewy the whale amount,pou may wtlect or rcain From mc�minimum charge�xrt gRater thaz�SIO.QO.
<br /> CPP,CIAI.-0RI1FR C-C�C?RS:1 know that you have rtxasund my hnu.�e and its openings so thst yousan m�te tlx Praducts to fit mp pasticul:tr houx:md tfiat tt�c goads
<br /> p�y ly will nat fit at�y�klirr houses,so I know Ihat 1 canrrot c�ncel ihis wnt�t at any tlnx after�he perial of time giren to me by law in which to cancel.ARer tlwt
<br /> kgal periad of time.I[t�ern tfiat 1 have the obligation to pay you in full thc amount owed.
<br /> COMII�ENCE?N�N'I'p�IHE FINANCE CAARGEs 7be finance charge(interestl is estimated to atart uiihin 30 days of the date of ihis cantract,except in the event
<br /> that you complete thc i�icta!ieRion of rhe goais and serviccs on anothet date.then the financc charge(intettst)wiU Fxgin to tun on thc datc that I sig�the CompkUon
<br /> Cetqficate.'Il�eamountc�f�'.nnncrchuge link�estl may bertwmorlas tlunlheartwunldiscbseddependinson tAeamounts lp�y youo�dmytimelinusin m�kin6P�yment�.
<br /> DEI+'AULT:I witl be in 3r�rnh under[hts conaact if:1.[don't m�ke a paymcnt when due;or 2.t bnak any prom(sc 1 nude to you in this ca�tnct;or 3.Sortxthins else
<br /> tunpens which causes you a believe in good faith that 1 do not inund to pay you u pn�mised;or4.!default on any obhg�dons for which I�m�uing my home u collatenl:
<br /> a S.San�thin6 happens to my house wtuc#��kkueucns your rights,tf any,m It.
<br /> OOW.�(.'f10N CO6"I'S:If I am in defauYtc�this conuact and you demurd full pay mrvt,fc+r masc�ubk:=tmeoe�s'fees and forotherRlahd expenses wch u eous rnsls,
<br /> titk sarelxs�nd marcy you e�pended to ediect the amount due or to protea my housc.if y,w um;i'.ox-ed to collect such unounu by law.
<br /> Or[H�t F1CH'['S:You saa c'�c+ose not to rnfa�e any of the righu under this contract as c�en as you waM without losing them.Or,you cAn delay enfoeeina airy of the
<br /> �ghts without losing lhem.lau un alw ase any rights now a in�he fumrc given to you by law.
<br /> OEWYS:7 know thu you aill use your besl efforts to install the Aoducts!un putrhasing on my houu,bul I also understand that in some xitwtions you may etkounkr
<br /> ddays that ue cauud by strikes.weather cw�ditions.delays you luve in obtainmg materials,or for aher teuons ihat ue beyand y�wr control.1 w�ll not hdd you liabk
<br /> fix u�(Iwtaw _ ,
<br /> REQUEST FOR FIJLL P.�l".1IF.N1:If I am in def�ult under thi�conuact.you ctit declaoe all ihat I owe under this contract payabk u once.l�grce a pay you imaeu
<br /> oa th�t am�wd at the maxiaxrn contractual rate dlowed by law undl�he amourtt 1 owe you is paid. I also luaw tlut you can f�neclose the mat�e 1 have�vrn a you.
<br /> ARS17'RAT[ON:If 1 harea�9ispute or claim with you conceming theQuantiry.yuality or�xrformatae c�f Ihe Ptoducts.l uade�st�nd ttut my dispute n►ay be wbm.itled
<br /> to and settled aocaedinb to�e mediatlon•ubitradon progrum thu may luve develuped in my communiry.��Iw knnw that any dreision msde o���n arbitrata(s?wa�1d be
<br /> entaed in the court h�nng prcisdiction over me uid you.
<br /> SAIJYAGF.VALUE:1 know lhat the wlnc�ws,woodwork,slding,brick and other maten�ls that have to be Rmosed by you tor this inst�llat�on!uti•e�saivrge value.
<br /> Whrn you nertavc them,you cau have tl�e�far whatever puipose you wint.
<br /> Sl'£CIAL�l'IUA170NS:Due to tMe uQiq�tness of mme of the Products thnt you seU.[undetstand lhat in�pcciil sitwtlons your RegitMal OPfice may have b review
<br /> aodapptove this caKnct 1 dso understand that thls sak occumed in mp home u�d that you and I may na ha�•e had dl the cornecY iniamation important ro rhis transx,�tion
<br /> at our£ngeetips;1 gi�r yac my constnt to comect any obvious ertors thu may huve octwted when the blanks in this eontact wete crompkted.
<br /> 1N'YALW MlOVISIONS:If arty pmvision of this contract vlolates ttx I�w and is uneefon;cable.the rtst of Ihe contract wi116e valid,lf any put of this oontnrct iequfm
<br /> payment of mote imeRSt ttun the la-x pemtit�,then you wiU only have ihe right to collect from me the�mount of iMerest whlch the law allows ycw to colkct.
<br /> C�OMrI.B'[b�,'ESS OF THIS CONfRAC1:This contract can only 6e changed if both you�nd I agrte in Mriting.
<br /> NOTiCE
<br />_ ANY H01.�R OF THIS CONSUMER CREDIT CONTRACT IS SUB.lECTT�O ALL CLAl�S AND D�FENSES WHICH THE
<br />_ DEB'roR COULD A55ERT AGAINST THE S�LLER OF GOODS OR SERVICES OBTiRINED PURSUANT HERETO OR Mfli'H
<br />_ TME PROCEEDS HE.REOF. RECOVERY HEREUNDER BY THE DEBTOR SHALL NOT EXCEED AMOlJNT3 Pl�Ip B'�TNE
<br />:: DEBTOH HEREUNDER.
<br /> lNSUkANCE CAPICEL4A770N:ff I have xtguested insurance in this purchase,I may cancel such rcquesl fw insurance fa any rca.wn wia�in flttan(15)days 8om
<br /> : tho dste of tdiscontm by notifying you rx the J�n1Aer ef this contrzcc ie arihna.!latots�.tiat the cu�cellationof mu oovenge will be�rtu�ged wi�h the insurmce carti¢r(s)
<br /> : and a fufl etfund of my peertuum(s)together with applicable finana chuge w�l be crcdited to this conunc[.
<br />= PLEASE N07E:If I h�vemq u�ested insuranoe in thia pu�hue,I will n�ctive within thi�ty(30)dayx n arci�aie ofinsuruice mae futtydoscribing the inswancY arvernge.
<br />� l lcnow that iP tfirrc is any croaflict ln ihe covet�ge or the lu►qwge of tF�e xrtificate of insuiance and the folloxin�Notia of Proposed Insuru�oe that I un covead onty to
<br /> ; the extrnt sbKd in the faFiowing Noticc of Proposed Insurance.l�Is�know that I luve insurance covengc only �f I have 6een ch�rged for it.
<br /> - NOTICE OF PROPOSED INSURANCE
<br /> � 1 nlu:awtice ttut eict�er Credi[Life or Crcdit Accident and Health Insurance,or bah,will lx applicable io du�insfallment Salts Contract onlp if I have chosm it by
<br /> � sigeinB d1e request for such insur�na.Tt�is fnsurncc will only cove�the person signing the�equest at the cost fa each rype of inswu�cs shown.SubJect to aCaptatwt
<br /> � by the insunnee eompu�y,the insutanc�e will be effative as of today.nd will contmue only for the��ber of months ofttr ihe elfec[ive date equal to the w�aber of
<br /> moothly paymeuts.I uncletsttnd that this puticular insucuxr max iat povide covaage for my last few payments,tnd tA�t duritt�tlut period of time I will nM have ury
<br /> y, inwranoe rnverage.All bericfits at�d peoceeds of the insuturce w�ll be paW to ycw or to a fitunci�l insGtuuon if it purchases the lasUllment 5aks Contract to the extent
<br /> of its lntetests u�d any balar.ce will be payable to me.The initial amount oF Ccedit Life Insuracke is ihe a�nouni rtyu�nd to rcpay the 1'oal of Payrtxnts•tlrcfeafter,the
<br /> ` insurance decrc�ses bY the unamt of exh monthly payment on n schedukd 36 day basis.lf 1 am joiutly obligued on the lnstnllment Sales Contrxt with a Co-Buyer,and
<br /> . we have botk signed t}ie tequest for Ceedit Life Inwnnce,death benefitc will be payable only with rcspect tn 16e£irst one oY us to die.5ubject to exclusions,olimm�aons
<br /> • ot wai6ng�(�aiod stated►n tlrt insuranee policy or ceRificate.C�rdit AaiJent and Fleatth Insutance is fa thebemetit tunount of 1/301h of cuh ma�th's payment for each
<br /> j day tMt i a.m taally disabted due to an in ury�r sickncss whilc[owc�ny paynunt to you;however,I undentar►d�hyt t have to bc�xevrrtted fmm Waicing due to such
<br /> total disabifiry(or rtwrc than[outteen(14�consecutive days befoK the insurrncc benefit ispa id bxk m ttiefirst day of my tntal diubility.1�1+01[now th�t 1 qeeot
<br /> o6t��y biwra�ee hom yor K 1 m orer f5yearo of�ge todp�aed I aho Iceoa Wat tLe i�surnce cma a`e provided to me�u3 coetaM�nati��e�t
<br /> ' ot wifer�►W not Nry h sose caxs,t6e efti�e�so�et thst I m�e yo�.Due to the enaairnum:�naunt ot covcr.�c statcd In�he in�uwnce pnitcy,l know that
<br /> r
<br /> � any unpai amount in exceu of the insursncc cove�gc wi11 sall havc ro be pald.If thc Instaltment Sales Contracl is prcpud in full prior ro the I�st payment date,any
<br /> unamed msuruioe prcmium will be rcFunded to mc in the mannerpmscribed by law.�diin thirty(.�Ol d�ys,I wi11 mcive thc eertificate of insurance mom fully destYibiug
<br /> my insurance coverage.If the insurance is not accepted by the insurance company,1 will rcceive a[tCu�d of ihe insurance premiums I have�uid.
<br /> � 7034 SM-101-NE•B�IF PA6B 4
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