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<br /> paymcnu n�ay no longer bc requlrai,at the optian of Lcixlcr,if mortgnge insurancc coverage(in thc amount and for the period
<br /> that l.cndcr requlres)provided by an insurer approvecl by i.endcr uguin becames avutlablc and is obtalned. Borrower shull pay
<br /> the prcn�urns required to maintain mortgage insuamcc in effect,or to provide u loss reservc,until thc requiremcnt for mortgagc
<br /> insura�nttends in accordance with any written agreement between Borrower und l.ender or applicable law.
<br /> 9.Inspectfon. l.en�er or its agcnt may mi�ke reasonable entries upon and inspections of the Property. l.ender shall give _
<br /> Borrower notice at the time of or prtor to an inspection specifying reasonable cause for the inspection.
<br /> 10.Condemtwiiop.T'he proceeds of any award or clnim for d�unages. direct or consequential, in connection with eny
<br /> condernnatian or other taking of uny part of the Property. or for conveyance in lieu of conuemnation,are hemby assigned and
<br /> shall be paid to Lender.
<br /> In t�e event of a total tli�ing of the Property,the proceeds shull be upplied to the sums secured by thjs Security Instrument.
<br /> whetha:r or not then due, �uith eny excess paid to Borrower. In the event of a partial taking of the Property in which the f�i�
<br /> market value of the Propert�•immediately before the taking is equul to or greater than the amount of the sums se�:ured by this
<br /> Security Instrument immediatcly before the tnking,unless Borrower und Lender othcrwise agree in writing,the sums aecurod by
<br /> this Security Instrument shall be reduced by the umount of the procoeds multiplied by the fallowing frnetion: (a) the total
<br /> amount of the sums secured Immediately before thc taking,divided by (b) the fair market valuc of the Property immediately
<br /> beforc-. �he takiag. Any balance shall be pnid ta Barrower. In tlic event of a purtiul t:�king of thc Property in which thc fair
<br /> market valuc af thc Aroperty immediatcly before the tuking is less than the umount af the sums securcd immcdtately beforc the
<br /> taking.unlcss Borcmver umi lender otherwi�c ngrec in writing ur unless applicable law atherwise providc�s, the proceeds tihull
<br /> be appll�l tu the sum9�ecured by this Security Instrwmnt whether ot not the su�ns are then due.
<br /> !f ihe Pr�iperty is abandoned by�rn�wcr. or if', uttcr nntice by LenJcr ta Bc��row�er thut thc camlcmnor offcry to make an
<br /> uwani �K�cule u cluim fo� dumugew, &irrawcr fuUti ta respcmd tu l.cndcr witl�in 30 duys after thc dutc thc noticc is givcn.
<br /> I,cndcr I�auchori•r.ed ta cullc�n und upply ihc pr�xcalti.ut its optimi. clthrr to reswratiUn or rcpuir uf the Pr�iperty ur w thc swns
<br /> nc�cur�-�I by thls Sccurity Instrumcnt.whcthcr nr not then dua
<br /> U�des9 I.cndcr und Bormwcr utherwi�e ugrcc in w�iting. uny applicution of pracecds to principAl shull not extcnd or
<br /> postpone the due dute of the monthly payments referred to in purngruphs 1 and 2�r chunge the amaunt af such puyments.
<br /> 11.Barro�ver Not ReleASed: Forba�rance By Lender Not A Ws�iver.Extension of the time for payment ar nxx3ification
<br /> of emoni•ration of the sums secured by this Security Instrurnent granted by L,ender to any successor in interest of Borrower shall
<br /> not operete to relcase the liability of the originnl Boirower or Horcower's successors in interest. L.ender shall not be required to
<br /> ��,�,� F�.�no�noa.nu eny cuccessor in interest or refuse to extend time for payment or otherwisz modify umortiaation
<br /> of tho sums secured by this Securiry Insttument by reason of wiy demand made by the original Bonawer or Borrower's
<br /> suaossors in jnttrest. Any forbearance by Lender in exerctsing any riglic or remedy shall not be a waiver of or preclude the
<br /> exerciseof eny right or remedy.
<br /> 12, S�sors and Assigas Bound;Joint and Sever�d Liability; Co-�igners. The covenants and agreemcnts of this
<br /> Securiry Instniment shall bind and benefit the successors and assigns of Lender and Borrower, subject to the provistons of
<br /> paragnph 11. Borrawer's covenents and agrcements shall be joint and sever:il. Any Borrower who casigns tl�is SocurIty
<br /> Instrum�nt but does not execute the Note: (a) is co-signing this Security Instrument only to mortgage. grant and convey that
<br /> Borrower's intQrest tn the Property under the terms of this Security Instcument; (b) is not personally obliguted to pay the sums
<br /> secured by this Secnrity lnstrument;and(c)agrees that I.ender and any other Banower may agree to extend,modify,forb�ar or
<br /> make any accommaintians with regard to the terms of this Se¢udty Instrument or the Note without that Bonower's consent.
<br /> 13.Loan Charges.If the loan secured by this SecurIry Instrument is subject to a law which sets maximum loan charges.
<br /> and that law is finally interpreted so that the interest or other loan charges collected or to be collectod in connection with the
<br /> loan eaceed►he pernutted limits, then: (a) any such loan churge shrill be reduced by the amount necessary to cedur.e the charge
<br /> ' to the permitted limit;and (b)enY sums almady collected from Bo�TOwer which exceeded permitted limits will be refunded to
<br /> Borcower. Lender may chaose to make this refund by reducing the principal owed under the Note or by making a dJroct
<br /> puyment to Borrower. If a refund reduces pr�ncipal, the reduction wili be treated us n partlal prepayment without any
<br /> prepayment charge under the Nut�:.
<br /> 14,Notices.Any notice to Borrnwer provided for in this 5ecurity Instrument shall be given by delivcring it or by mailing
<br /> it by first class mail unless applicable law requires use of anothcr method.The notice shall be directed to thc Property Address
<br /> or a�iy other address Borrowcr designates by notice to I.ender. Any notice to Lender shnll be given by first class mail to
<br /> Lender's address stated herein or any other nddmss Lendcr designates by notice to Borrower. Any nottcc provided for in this
<br /> Sei.urity Instrument shAll be decmed to hnvc been given to Borrower or Lender when given us provided in this paragraph.
<br /> 15.Governing Ls�w; Severability. This Secudry lastrument sl�ull be governed by federal law and the law of the
<br /> jurisdidion in which the Property is located. In the event that any provision or cluuse of this Secur(ty Instcument or the Note
<br /> confl icu with applirable law,such confllct shali not uffect otlier provisions of this Security Insttument or the Note which can be
<br /> given effect without the conflicting provision. To this end the provisions of this Security Instrument and the Note are declarod
<br /> to be severable.
<br /> 16.Borrower's Copy.Borrower shall be given one conformod copy of the Note and of this Security Instrument.
<br /> fo►m 3028 9180
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