| 
								      			�,�'''^-'j 						'  "'_   -...._.   .   T ='
<br />       		,  . -.,..;.b7   						'  	_ 	�    .     	.. '       _. _.__.__.. . __     -__.    -   _- 	_  + _
<br />       		.  .   , .:"i      	•	.   	`   	.     . .-   	.    .		...  ,       . 		.      -      		:.
<br />				�•    ,    	,    				.  .  			t 				r    			r:
<br />      												,�
<br /> 			,    .       __.,. ...     ..  ._     .   -.... .     .  .   .    .. . ..__-_ .     ..    �. r  			, -       •   •  			�i21
<br />    �  - .-_'		.     	'   		_     	�._..__._._�... ..._._._   �i'.c_  n. � �Cti...r.. ..    .. ..  .._   _ ..�     .   . t..+,..�s.+p�_`�  t    ,�  t'�
<br />       	'.(4,  ..`r,�".1...       -       . ._c_....-       ..  .- ..r—n-r.sm---..
<br />�     �  	�       																		. .._a�     ��
<br />	.   																				'   '.�L
<br />      	1
<br />     	�f.  																				. ._
<br />    -  .   ,f�F      																		-   ,=�i`^i,�i,:  _
<br />   																					Y�
<br /> _"	-{:;																				:C.�.
<br />    	.*•�  														�       					'�'..
<br />     	y
<br />      �'..  1    �    																		',       _     _
<br />      =     -�•`�  												9�'  �i��       		'-
<br />       _	;  																				_
<br />    _..a��,r"` �    		2. C�1�IDITIONS TO OPTIOIei      												-
<br /> 														oertain cond�tions�ttust be paet  				y�
<br />   -;r;.,+-r?��:��,��:9  .      		t€I want to eae�cise d�e Condinnnat Re�naac�ng�Pi��ac maauicSr,								;;:.
<br />    , ,:,  ,f f-�t,i� =     .    	as o�die MaturitY�Date.lLese cos�ans a�f 1)I mnst sn"Il be the awaer aud Qaa�pa�of ahe�iogertsr     		•      	-
<br />  x��+1.�• ,fi `�(    					b�i(the"Faapeetg°}; (2)I�mst t�e cnsean�tt mp ffiouRbi�FaS��e�     		::	I``   -.
<br /> _;.�.�r? �,.��  _  		�u6,�ect�t���     		pee g   					�edia�tue�y     		.,.  	.
<br />      �•h'`;=:'` �     		�bave 6�m�oae titaa 30�aps 9ate Qan�,F Of ihe II2 sciQe�dea�t�.�tY F�� 	Je�iY      		�
<br />		��,'' ..'�													Es���.r�
<br />     										a�       			�     	�
<br />  I'�:�... ,(.t t4. .:   ,    ' •  .  				(3)a�E�.�"    ���t fas tas�ar.�    					''
<br />	.     �,- �- 		•���ya�te�Q�CA,a¢�S't tE����t�e�f4a tZ�1��l��e Ra�ae��e    		�;    	_
<br />     																				�:.	,,
<br />   '}  - <       `     		moie ftran S g�8�Paints aA�t6��ic�1Z�ar�(�9 I�ust�a`���:'�� ' 				--
<br /> v��;��			�      Holdat as provi�nsss$earon 5 be�oir:�,  					�    					� ����?'4°"'f -
<br /> s,�..-�     ..			3. CA�.CUf�AR��'ir Tf�NE�V 1�T0�'E€�A17T7�'.
<br /> �C4°.  ,       			`. 'Y8: Ncw Note Rate w�l be•a fixet� ���€;�:� to dae Federa�.'�rnal Mortgage     		�3t   f .r.
<br />     	�  �'•     		Ascoaation's cequired net yietd fos 3Q-year f�a�.;����.1��a 60�day iu�dato19 deli�'e�9     		'.    '
<br /> `�f�    _       ''    	.	commianeut, Plns one�alf of oae per����t'�����?��.��e•nea�est ane�dShth t�f�      		�s
<br />      																				��       .
<br />		,�   	�.�,':'       						�     �;�.t��'sB€�.be the applisable�'st;'�...   		'
<br />    �				per��ge puint(�C.,lZ5%�(t1�e`New I�Tote�ate'�  3�       									�,�--,
<br /> ��� _	-`  	`  	in effect on H�e�a�d time of day d�i�e-��`ipi�•�es`r.�cu��Q?1�.�y_ete�non w e�.¢�'.� �  			�  :
<br /> ���`�' ;     <<' },,   		Conditipnal Re±��,+�:Ogttom,;£�S���3�t piei���t'&vaii��'.,:rt��tats Ha�ei�� ` 	' 	• �,�,(, �,:
<br />   a   											.  							.   	,    ���, �
<br /> '-,    `    �	'       �	tliC PICW Not2��'. `�. ;��������   r  			�     				''s�fi�s�ix
<br /> 	rf    �     					��l�R' • 			�       				� 			�;:%�'�r'�-
<br /> ��r��l w,i,{i	�.       	4. CA1.C�1���.  ���ca�vr7a�.�u,Secdon 3 above is not�tbau����   			`
<br /> ���}    ���     � 			Ptov,ideS�;��.�.F�_�y�   	a` 			,,1.,,.,�      		1r�-.,,�1�.,,�    		���.
<br />  � xr i 5r a  �;ley�r  '   	.	a�10'Y�.�i'4,,�d3�lw�'b.°f+�.i9:ltQ���'P�.G�III.S�CtS4l1�4�n+�`.3f��s��'1�9vuwr�n 			�
<br />  �T 3�1Y  r.�4r     		.      	-   		�       		w�[�L'�'s�idt�Y to n'paY ia�.�"td�rt�s�f.   		�i:�"fP    =---�-�
<br /> r�	, �  ,�   				�+��'ttie ffi��y.��   					n�;,.   		,   	�
<br />   HJK   F  ��      		��':�4`  								dW��':1��t!     			�     v
<br />  ,F��;�`�'%��,��      . 	.      ��',�.    ��'u�d�,�'rs�(�h�:�t su�s i wiil  ��     �'�      		� �  _-----
<br />      						�  							t�en     	�s,.i�y� .
<br />       ,;y�``���s t►�•�       			�.�tn tbe Ma�cy Date����y Fa� 							'  _
<br />       				Se�t9':.															„a -
<br />  st���#jcr,.' ,5t�,1     .       �	nnder Se�nn 2 a3�),����of¢6e��Nute at the New Notie�m equal mo�jt��•
<br />      	��-�     		The msalt of this calcaladoa w�l be the�r'of my new prindpal auif�nterest papment eve�atnni&
<br />      	.< <:�.     																			.
<br />    .. 	' .      		until the New Note is f�llq p a t d.												;..:•r:...:`-
<br />       																				�?(�'si,�.�;:;;i�s_•
<br />  	'  .-ts';r     		S. EIfERCLSII�iGT�CONDITIONALREFWANCINGOPTION   						.      ;�;�;,.-_---
<br />      	-'�,    										ia	af ihe MamrIt9 Aate aud advls�       			--
<br />     � -  : . �: ';�  			'i�e Note Holder wiIl nottfy me at Ieast 60 ca4euda:days   adv'ance      						�" '�'`'•'_' —
<br />-  - -----•   • -`.     		me of the ptiacipal,acxtued trat napai4 intecest.and all other smns 1 am eapected w owe oa the Matnnt�►    			'� _
<br />    :       �-'`"     		Oate.The Note Ho2dec aiso wiU advise a'ce tLat 1 may exercise the Conditional ReBaancin8 QPdoa if tfle   			.  :__�,
<br />     :  •�     .			condidoag ia Secdoa 2 abave aze met..lHe Note Ho�der an'll provide mY WzYment secord iafom�adon.�       		.' •,  -�
<br />     	. 			together wlth the na�.dde aasl address of the person cepnsentmg the Note Ho2der tbat I mast notify in       		': �,:`.�-
<br />   � ,     	-     		ordet to exercise the Condidonal Refinancing�Pdon.If 1 mee�t the oaaditioas of Secdun 2 abav�, I may�     		.:.     :.�_.
<br /> �:�. ..   	,     		exeic3se the Conditional Refinanang Optlon bY no�fyin8 the Nate Hotder na later tban 45 calendar days      		-.,,".:.-,,.�
<br /> , .;., : 	:     															�     		';;';f`,,.:r` -
<br /> .,;,�%';,      �  �,E     		pr{or oo the MawiitS► Date. 17ie Nou Holder w3U ca�culate the flued New Note Rate based apon    			��„�_ ..,
<br />_ �:t,t   ,     												net  eld 1a effect an she date and     		;;J�v�;�:,?,;�•-
<br />.       ,       .       		Pedezat Nattoaal Mortgage Assoctadon's applicable pablished reqoired    3d 						:,:;-;�;:;,;:;;;
<br />					Ped at 															.,,  ,;
<br />   	•    																			'•_;;�. ts;:.
<br />   �    �     �   .�i     																		�'ri:i'�'+`�i'��"=
<br />   .   . .     `�       												tlil1l    					�� �f� .  -
<br />      '       �'' ��     														l8017189       		f�   I�  ��
<br />       � ,      			�67SU(97051      			Pago 2 ot 3   								. r�,,,`F•.1�F--
<br /> 		,•.I,     																		e .
<br />																					..�'-��,TF�.:-'
<br />   .,     ,   �  ,   			� 															�4j'{i�•:f'``s:�•_
<br />     , .	�rt!.:      																		-)'4 i:''   �`�Cf'
<br />   �.  ,  . -   •i.,�     																		..��..
<br /> _  .-   	�S T      									'  							'		�    .  .
<br />   -	.   .      																	.	,`•  .. �
<br />    .       • �. �      																		�t��t�i, t.f'•�.    �
<br />       -. -  ��.Ylit'..7       													-	'			.    j(pl'!� '�     ..
<br />     � .      :�.;'i���_   											-  , .; .     		.			.   .�',' ..l��li  .�;
<br />    	4.: :,�r.:,    												,       .					��:�
<br />   � %:   .     ;s .  																		�  .s�.,,�•�
<br />-.  ���     	+    														.				,�.�
<br />       												�    �     �      						`l.�  .
<br /> ;_       																					.,
<br />    . ..   	. '}     . .-       .   .. '� ..�_...��....+�. "•—•+-n--�.��--..'..+e+�`--.    .     .  . .   - _ _  . ..   .    -   .  -- '      _ 	...  ...      	.   ....  .	._  _L_..
<br /> -. _  .   	.    .  . 		-   .   .   .  	_     . .       1�1. .   . .  �   .     _  '      .       .	. 	. 	_     '    , .     •.i1,%•'�'�•��     ' "
<br /> .   •  .   ..     '       		.   	.      �   		-1.   .   	.     ,    •   -     �  ,      ' , ,  . 	�  '   -   ,���1l.��,       i.����i   •     -�
<br />      .  	'				.     	� '  				,.   	.	ti�. 	,-   	•�    			'':,�'"4)r��
<br />      	-       		�.1				�rt//  •      	�.     {,    .  �..:,      ...t   �{,Y.      .     ' 	�    	4  		r,J('.
<br />      	4l .�;.      				.       :�,   �jfj3ir y1�		ti    		.,,   ��<    <�?� ,� 	.    •   � 	.. 		1  t,tn�
<br />	1-�i� <<''�l�1f��` 	�   �       y      • 	�    �  •   :�t,�t�t��1��':ti�  .t.	��1�� _�1+�.� •��:�_   �   �   -4-e������r  •  .       .      .       		� �	::
<br />     	yi�.('      	. .    `      			.Ar�'1'�11  '.� 	ti    ;,il   s �4       11•:�   �Z'�\  ����      		- 	"	'4S�1}    �      �1��
<br /> 														x: `   �:�  .     		.       ' 	1   �
<br />    �S �  c l`fc�.   .     		y `  .     	°      `   ;.li}�niti':1     � .t      �.�  �i     ,.h;.�'i.lSr/'�    f." Y}�      			• 	tf;t�'�
<br />									i  .   i       	'�'' y��` `:• 7   f�l�'ti�,t{'�.`��9 h�t{ �    	.     	�•   	`'�
<br />       � ',�r'��1 ,c1''      _ .    ..     �.   �1 �   �       	r.�l,   '•;i�{.�•l      � .1     �� �� '�1, i+  ;1yti;.��i� i.  RF  ti���'1  {      				•C4  �	.
<br />     � Ij.VI(- ��6��i�•    	' .       	.       	�i.     �?�� �  _ .i�    �,5 	i�r{�t1111`   \1 �����l�j�it � '� '�j���it•      .   		�   	•
<br /> 	)  � '     		-       'f'      .  	•t�       y  	�      	tt(i��•	t     i� i f�  .   	.		r
<br />    5  i�}  i s��,-	' 	• ��„     	.  �   '     ;`«     ��7).`    �   ..  .  �   _   �tt�fl.�ft-���  xt    y   ��y� S',4� � �       	.   _   ,.     �      '  	.  .
<br /> ���   '  �� .	.  		. ��      , 	,     �(y��; ti .   .   ,   1     ��-y i�i.;.?i•`�1"     ir' �a�    .t 	�     . 			.    '       '
<br />    										� 	,.ti      	� �7.•.
<br /> z��� ' 		,  .	.				'  	,�    �+'�   .     •     �    ,�i,.,s�•' �  ..       '   		. .. 	.  	.•   .   . .
<br />    .   					:     			.
<br /> 1l;i_.    		.       .    		-    		�      i�     					�     					.       .
<br />      "_    ._ '_'.—�....—  .      ..,.       ..     ._ _ . .    . .     __ 	_      _    — _ '  __ —    _—      '    			'     	__
<br />								...    .  ..  .      ...  � . .
<br />     ___._   ...._ _   	.     ,__     			——�     .. _ .     _. .  	'_  .     . _.__   _ . ___._    _   _ . __ __-_  _. ___. _  .___    -_ __.   _   _ _ --_
<br /> 														___..    .�_�  �.
<br /> 		_  —  		—;—    _---      —_  	_   —_	_      .�._._,       -.  				.		.  . .		...
<br />  r" ,     '     _-   ,  	.      _    	.      					.     	.�.	.       •	.
<br />-    		. 			�    	�      	.    		;       .	,     		. -.			.      .  j,,
<br /> {'       '					� 	'       				.     •  '    			�   .    �_�     '    	,� ' { .  '"
<br />  ��•    . .	_. .      			. 		. .      ' .  			.  •  		'	.�    .4 .     _. .  -  ..�.. .     9..  .   _
<br />� .							.'. '   - 	'   					-.__.   �.   	-
<br />    									.
<br />   														...._  _��,—__ _,—""__'--  		� ..
<br />       		-  				.   .   		.  	..___. _.__
<br /> 								• _		_
<br />
								 |