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<br /> n S.Ha:ard or PropeKr I�wraace. Borrower sh�ll kaep the Improveina�ls now exisUng or�he�attu erocted on the Propecty —
<br /> insurod 4telnst lo�by firo, hacards iacludcd within thc tcrm "oatcndod caverage" and any othu hazuds,including flAads ar �
<br /> ffoading,for which 1�royuires lnsuru�co.'Ihie inauranco shall ba m�intuned in tho amaunts and for�periads Jutt Lendec
<br /> roqulrw.'Ilio Imurance c�cricr providln8 the lnsor�nce shap bo chosen by 9artowcr aubjoct to L,cnda'a appmval r+hich sludl not
<br /> bo uncrasonebly wi�hM+kl, If Bcxrowu fail� w mainuJn covorago d�xnbcd abovc, l.cndcr may. at Lender's opdon. obtein �
<br /> covcre�ge w pcotect 1.cnQat'a dQhta in tho Propc�cy in accordance wlth panghph 7.
<br /> AU inaurence paUcies and renawals shaU bo ucceptebb to I.ender end st�nU includo a standerd mortgage clause. Lrnder shall
<br /> havo tho rlght 4o bald tho polkies and rrnow�l9.If Lendcr rcquIres,Bortowa stiali promptly give to Lcnder aU txeipts of patd
<br /> prcmiumti�nd reiwwal nodces.In Uw evene af bss,Bamwu shaU give prompt notice to tho insarance c�rtiu and I,ender.Leader _
<br /> may m�ke proof of loss if not mndo promptly by Bonrowu.
<br /> Unkss Lenda and Aoc�rower ottktwlse xg�ee in writing,Insurence proauls ehall bo appliod to restomdos�oc sepair of tha
<br /> � Propaty dam�god�if the resooratlon a repair Is oconomkally feagibb aad Lend�t's socurlty�S not lessened.If ttia resto�6an pr
<br /> rep�it�i.i not econoatk�llY fea9lbb a Lendu's security wonld be kssened,� insarenco pmceeds aha11 be applied to the sums
<br /> sacured by this Secur;ty Inst�umeet, whetha a not theai due. with any cxcess peid ta Barower. If Bomnwer abt►tsa+is the
<br /> . n�r►Sr.�ty,�x doe,�not answer within 30 days a notice fmrn I.enda that tho insur�nco carrier has offered w seqla a cla'sm,then
<br /> l�ender may oolfoct the insucance procoods.Lea�J�;r snay usa the practecfs u�repxir a nstore the Pro�eity or to pay sums sacurod
<br /> by this Securiry Instrumait�whett�ei or not ttkn due.'Rie 30-day pctbtl wlll begia wha�the notke is given. r
<br /> Unkss I.ender end Borrowu oUierwiso agceo in wridn8�anY ePPllcadon of procoeds w principal shall not exund a postpona
<br /> the duo date of the monthlY 1�Y��refared to in por�graphs 1 and 2 a ctwige IGe amount of We payments.If uader paaagi�ph
<br /> 21 the Pcopaty is pcquired by Le�da.Borrowu's rlght to any insarance policies oad proc�ais resulting frnm dsm�ge w the
<br /> Pcopacy prior a etie acqu;sidon shall p�ss w Lenda to the exkne of d�e swns securod by this Socurlry Tns�umaic LnAeadiatety
<br /> pBor t�o iho�cquiafdon.
<br /> . f.Oc�wW�'�Pr+eservatbo�Mainteoaocs and Protectbn of the P�roynt�i Bon�ower'a Laa�n AppNcatlaa: I,e�aerolds.
<br /> Borrowa sh�ll oocupy.establish.aad use the Pronuty a4 Borrowa's princip�l reside,�ce within siaty daya�ftrs tbe execudon of
<br /> this Socurlty Instnune�►t and shs�U conIInue tn occupy the Pmnaty Qs Bomowa'a pr2nclpel residence fa at leatt aa yar afler tho
<br /> date of axupancy.unless L,e�der othe�+ise aBrees in wridng� which consutt sdaU aot 6e unc�ealonaUly witliheld,or onkss
<br /> extenuedng circumsbmces exist whkh are beyond Barower's control.Bomoarr shell not desmny.d�rnaKe a unp�ir tbe Ympcsey. °
<br /> albw tha Propaty to deteiiaa�e. a commit waste on the Pmpaty. Bo�mNCr shall be in dcfault if any forfatun acti�on a
<br /> prooeeding�whctha civU a crlminal.Is bcgun that in Lenda's good faid� jmlEment could result in fafeiaue of�he Aapaty or
<br /> ott�awise mat�aislly impatr tt�e lien creatod by this Socuriry Ins�umerit or lenda's security int�st.Bocrower nuy autis such a
<br /> a�r.�c ena re�e. as��aoa��.�n is.by causing �he acti�oa a procooding co be dismissed wIth�niling sbat,in
<br /> L�ender'a good faith detriminatton�Pc'ocludes forfeloue of the Baroaer'e inkrest ia the Propaty or otha m�oriid im�irma�t of
<br /> the Ikn cre�led by diia Socurlry L�sp�ument or Lenda's eecurlty in�riesL Boerowa st�all�lso be ln defeult if BorcoNex�dudng tbe
<br /> � ��P��S+��e rtutaislly felse ac inaocucate inforrru�tion a �nents co Leada(a failed to provlde Lenda with
<br /> ' my m�oerial iaformAdon) in connaction wlth the loen evldenced by Ihe Nou,including, but not limi6od to,rclxaeat�ioos
<br /> � c�ceming Barowa'a oocupancy of the Propeity as a prit�cipetl residaxe. I[this Seciuity Instcument.Is on a i�d►old,Bamnwer
<br /> ,F al�all oomply with all the provlsiont of tde lea9o.Tf Barowu ecquires fa titk w the Pmpaty.the iea�ehold end the fca title shall
<br /> ,� not mage wkss IraKia a�as to tLe maga in wridag.
<br /> � 7.Prohctioa d l.eoder'e Ri�Mts in t6e Property. If Barower fails to pe�tfam tt�e covenants and Agroemeats coataiood ia
<br /> � thi+Socuriry Instcwnent,a tlxx+e ic a k8�P��B��9��Y �fect Laidcs's rights in�be Pr�opaty(such as a
<br /> • pmt,�eeding in bankruptcY,Fr�;`�a�►:.fi�r w+�iitmnatloti or forfeiture or w enface laws a teguWions).the�t I+ender msy dv and P�Y
<br /> fa�vh�oava is neoe.ssary to p��otect tbe value of the Propaty and Lender's rigba in the Propaty.L,eocler's actjons m►y 6nclude
<br /> PoY�B+�Y sum� socurod by a lien which ha4 priairy over chis Secioraty Isx,�t, aPP��B in c�awt, �YlcB rr,�„�nab2e �
<br /> : � etoomeys' fees a�nd enraing on tl�a Pmpaty co make repairs.Alttwugh I.t�de�r may talce action under this para�q►h 7.Laeda
<br /> does not have to dn ao.
<br /> Any omounts disbursed by L,endu unda this paragr�h 7 shall becoaae Wditi�onal debt of Bormwa sxurod by this Socurlty
<br /> � L�uma�t Un1es�Ba�rower and Lu�der agree to otha tcrms of payment,ttkse anwunts at�aU bear intaest fmm�he date of
<br /> digburx,nx�t at the Note rate and sl�ell be payabk.wlth inun.ct,upon notlr�e 6om Lender to Boaowar re9�8 aY��
<br /> ' a.Mort�a�e lmwnna. If Lxnckt required mo�tgego insnrenoe at a oondidon of mslcing the loan sxured by this Socuriry
<br /> Ins�cuma�L Borrower a1wU pay the pruniums requi►�ed to maiateln t�e mortgage ir�surance in eEfx� If,for aay ceA.�on. tho
<br /> nwM6�ge ins�ranoe coveraga requiral by Ler�der lapses or oeases tn be in effect,Borrowcr sf�all pay the premiums roquiced to
<br /> obteia covaage substantially equivaknt to the mortgage insuranoo previously in effoct,at a cost substandslly equiv�leat w the
<br /> oost W Barowrr of the nwctgage insurence pnviously in effect,from an alternace mortgage insurer approvad by L�ender. If
<br /> subs�t�tially oquivalcnt mortgage insurance covemge is noi avallable. Bormwer shal!pay to I.encla each moath n sum oqual to
<br /> onat�reUth of the yearlY mongaBe insurance promium bcing paid by Borrorer when the insure�w�coverage lspsod a ceaced to
<br /> _ ba in et�'oct Lender will aocept, nse and c�emin these payme�►ts as a k�s raserve in lieu of mortgage insuranoe. Loss resenre
<br /> Forn�so2� �I90
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