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<br /> 7�0(3BTt�BR W1TH �ll Ihe improvanents now a�hereaticr aec.dditfans ahail�alsoy�ba covered�by�this�Securi��trumea�
<br /> Cucwres now or hercAttcr a part of the property.A11 reR4cemenu N
<br /> AU of tha forc�oing ia rcfared w in this Security Insuun�t as Qw"i'�roperty." e
<br /> BORROWER COVBNANT'S that Aorrower is liwfully aeiaod ot tho cstata hereby convr,yal and haa the dght to grant and
<br /> �VZy �property and that the Pmperty is unencumberod,except for eneumbrances of rccord. Boccower wacrants and will
<br /> �f�genually�he dae to tho pr�npertyr�gainst all cWm�end dem�nds.subjoct to ony encumbrances of recard.
<br /> THIS SECURII'Y 1NS11tUIuffNT combinas unifortn wvenants foc netlonal ase and non•uniform covenants wlth timited
<br /> varlationa by juriseiiction u�cOnsdwte a unifcxm securtty inswment covering e�ea1 proPenY•
<br /> UNIFORM COVEIVANTS.Barower and I.end�rent�nd l.�te Char`es.�U Bor�owcr shaU promptlY PaY whcn due the
<br /> 1.Paywent of Pr[ncipai and Iatereati P�'ep+�P� �����g�d����Not�c.
<br /> principal of end interest on the dcix avidenced by Ihe Nate and any prcpaY
<br /> 2.F uads for Taxes�nd Ias�rana. Subject to applicabk law or to a writtcn waivcr by L.cndu,Sorrowu shall pay w
<br /> I.cndu on ihe day mortlhly Wymenu aze duc under the Note,until the Note is p�id in fuU,a�sum("Funds")for.(a)yearly ta�ccs
<br /> and assessmans which may aqain prioeity over this Securiey Insavnxnt as a lkn on the ProputY:(b)YeArly Icaseho{d paymeets
<br /> or ground rents on the PcopatY.ff any;(c)Yearly hazard or propecty insurance prerniums�(d)Yearly flood insurance pruntums.if _
<br /> any;(e)Yoar1Y matBaBe tnsurance premiums.if any:end(�enY sums puYebk by Borr�wer to Le�►dcr.in accordance wilh the
<br /> provisions of paragnq�li 8.-in Xiw�-of dtt'1�eYmaitrofmat8a8tinsuranca-�xrmi�uaa.-�eseltcm��e.cailed "Escrow Items" ---
<br /> ��r may�at any nme,colk;ct and hold Funds in an art►ount not to exceod the maabnum amount a kndes for a fedcraily reletod
<br /> m�tg�e loart may roquire for Borrower's escrow accaw►t under ihe frdual Real Estebe Sculement Procedures Act of 1974 ag
<br /> a�nended frnm time to time.12 U.S.G SecHon 2601 ea seq. ("RESPA"),unless anothu law that aPPlies w the Funds sets a ksser
<br /> artwun� If so.Lendu may.ac aay dme.collocc end hold Fuads in an emount not to exceed the lesser amoun� Lendu may
<br /> estimate the amount of Funds due on tha Uasis of cumx►t data and reasonabb esdmates of ea�Pendiwres of fudue Escxow Items a
<br /> othecwise in accadance wtth applicable law.
<br /> 'Ihe Fands shall be held in an insdwdon whose depos�ts aro ins�ued by a fedual eBencY.instrumentality,a enaty(includL�g
<br /> L�endu.if Lendu is such an insdarcion)a in any Foderal Home Loan Bnnk.Lendu shaU apply the Funds to pay the fiscrow
<br /> Iwns.L�enda maY not charge Borrowu fa holdL�g and applying tha Funds.annually analyzinB the escmw account,or vuIfY�B
<br /> the Bscmw Itans,unkss 1.e�lcr pays Bo:rowu intuest on the Funds an�I i�tica`,S�Saw�Stib Ltndsr its sna�Rservice used by
<br /> How��vu.I.ender msy nquire Borrowcr w pay a ono-time charge for an indepsndent real auate ta�c reportin8
<br /> I.ender in connection with this loan,unks�aPPllcat►b l�w provldes othervvtse.Unlese m a�gree��nt is made or applkable Iaw
<br /> c�eq�i�es intenst to be paid,Lender shall not be roquired to pay Solrowa any intaest a eamings on the Funds.Bo�wer and
<br /> ' Lenda may agTee in wciting.howevu,that inuxest slwll be paid on the Funds.Lender shallo which�h debit to the Fundscwa9
<br /> annu�l accoonting of the Fuads.showL�g cred�ts and debiu W the Fuads and tl�e putpose
<br /> m�de.Tt�e Funds are plodged s�addiflat►al security for all sums socured by this licabk law.I.endu sha1J account to Botrowa for
<br /> If the Funds held by I.ender w�oaet!the aRwunts pumiued to be held bY 8PP
<br /> ���F��n�cc�rdence with the reqairements of applkabk law.If the amount of the Funds held by I.ender at any time is
<br /> no�s�f-�cient to piy ihe Bscmw Items when due.Lenda may so nodfy Bomowu in writung.and.in such c�e Borinwu sl�all paY
<br /> to I.aKfer the amount noca4sarY to make up the defictency. Bocrowa shall maice up the deficiency in �o mora than twelve
<br /> ��Y PaY��+at Lender's sok discretlon. m d nfund to Borcower any Funds
<br /> ppon payrna►t in full of all sums xcured by this 5ecuriry Instrument,Lender shall Pro P Y
<br /> held by I.�nda.If�anda P�raBroPh 21�Lender shaU aaluire or stll the Prope�ty.L.�nda� Pr3or m the acquisidon or sale of the
<br /> Prope�ty.sh�ll spp1Y anY Funds hdd by I.a�da at Ihe time of acquisitbn or sak a4 a aedit against the sums socured by this
<br /> Secnrity lnshuma�t
<br /> - 3.Apptic�iioi of Paymenfs. Ui�ss uppSicablc law�rovides otherwisr,�Il,payments receivod by 1.cnda unda para�phs _
<br /> 1 and 2 s�ll be yQ[►1�ed; fust,oo any pc+epayment cherges duc under the Noro;socond,to a�nounts peyabb under parag�aph 2:
<br /> third�w int�a�st due;fo�uth.w principal duc:�taxes��as��e+►ts, chatges,nfines and impositions adributabk to the Propaty
<br /> 4.CharZes:Lkao. Domow�r s1�aU PaY
<br /> which may atnin priority ovu this Socurlty Instmmeat,and kasehoid payma►ts or ground rents.if any.Borrowu shall pay these
<br /> obligatians in the manner providod in pa�ragrsph 2,or if not paid in thac manner.Bamwa shall pay them on tLne dWctly to the
<br /> person owed psYmait Bcxmvxa shall promptly [ucnish to Lendu all norices of amounts w be paid undc7lhis p�rag�►.If
<br /> Barowa m�kes diesa pyrt�en�v dirocily.Barowu siudl pcotnptly fumish to Lcnder t�eaipts cvidencing the paymatts.
<br /> Barowa ah�11 PromPtlY dlsClwrga any lien wt�ich has priority ovu this Secarity Instrumeat unless Borrowu:(a)egroes in
<br /> writing w the payment of the obligation socurod by the lkn in a manna eccxptabk w Lenda;(b)contests in good faith the tiei►
<br /> by, a dafends against enf�+cement of the lien in. legal pn;.eodings which in the Lendu's opinion opuace w pravent the
<br /> caforc,omont of the liea:or(c)secures fmm the holder of Iha lien an�grcement satisfacwry to Lender subordinating the licn w
<br /> ihis Security InsWmen�Tf Lendes detemiines that any part of the Proputy is subjoct W a lien which may attain prioriry ove�r this
<br /> Securiry Instrumen�Lender may give Borrower a noqce idendfyir►8 the Gen.Borrower shall satisfy the lien or talce one or more
<br /> of the actions set forth�bova within 10 days of the giving of noticc. Form so2s o»o
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