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<br /> ! ` f , TpGETHER WITN atl tAe impmvem2ats now ar hereafter e�ecced vn the praperty.and atl rasrmcnt�.upp►t��?�t�s.�. - ' `::
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<br /> fextures aow or heceafter a p;ut of the property All reptacements and additio�.c shatt alc�a be co��ered bZr,t�fiti:�n� ,.•,:;
<br /> • r• [nstnunent.Alt of the foregoing is referred to in thiti Security Inctrument cs�c thc°PropenY." : ' %.a;";'''�
<br /> (`�� BORROWERCOVENAM[5 tfiai Borrower is tawfutjy seised of the eswte hereby cameyad.�nd.h�Uia'right,tn.grsNtt(�1►tP .;
<br /> . . � , cfla��y tt�e Propen} and that the Propetty is uneacumbered.except for em�umbtances of re�rd. �amn�;�r.�vut�atti+.anc�aiilt• :.•E,�.'.:
<br /> ` ` defead generallg�1.►e tiite to the Pr�oPertY againss all cauims and dcmands,subject[o any encumbrances oF rc�.�utt}. .. � �;;•:,•.;
<br /> � .��f � � 'CFiIS SEC17[tiTY(MSTRL1MENT combiaes unifurm uo��ena�ns far nationat u�e and non•unifurtn c�vonant�.�Yith•limited �. ;:
<br /> - `•` •, �arearions by judsdi�ion ta consutute a uniform security instrUmeat�v+eering real proF�l• ��, ,
<br /> �.�� U1�i1FOR'►f COVENAM'S.Barrower and Lender ca►�em�nt and agree as fulluws: • • •• • ':
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<br /> � . �r�•���:' t. �uupment oP N�inciQa!and interest: PrepaJment and I.r.tte Cf�es. Borru�ver shal{ pmmptly pau wltati��ifita Q��. . •�
<br /> f �s �� p�incipa!of and interest o�che debt evidenced by the Note and am PrcpaYmeat and lrue cha�es dua umlcr d��Nnta.. `. :
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<br /> 2. 1Fand�far Taxes and ins+nance.Subjcct.to applicaDir tar�or to a�riucn t��aiver b�Lend��r..&tn�±rnv�n.�lw11•Pay to �`., ,;:
<br /> ' '�`.�� N Leader on the day monthly paymenu are due undes the Note,until it�e Note is paid in fuli.a sum("Fund.4').fn�:iu1:���Y��
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<br /> ' " and assessments which may attain priority mer this Security instrument as a lien on tha Property:tb1 Y�'�:'1�:►.�+C1►aId.PaYme�►u -
<br /> .. `�-` `- . or gro�utd rents on the Propeny.if any:(c)Yearly hanrd or pmpe�ty+insurance premiums:(dD 7�y Q�fed�inFafrdnce premiums. :>•..,.,
<br /> -- ��- - - - ` _ , if any:te)Y�Y�mottg•rge insurance Piemiums. if any;and tfl any sums PaYable by Samawer to Lendt�rti,eti;uCt�ordance with '�
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<br /> �.'. : the provisigns of paragraph,8.in{ieu of the(ml+ment of.mortgage iasuranoe premiums.Thes�itam.S ana callifd•°Eu�ow items.' , 4's
<br /> i.ender.mAy;.at:a� time.:eoilect and hotd Funds in an amount not to eaceed ti�e maaimum amnum�a.l�ttdttr('qn a fed�p f �,Ls, •
<br /> . '� s° �s�;' related.mar1�a�e loan rt�Y.�9uir�for Borrower s�cr�aw 3ccount�under the federal Real E�si�ta Settlscntim���ltqte�utes' , ',,,
<br /> r '� [974 as'am�ti(ictl.from hme to ume.l2 U.S.C..Section 2f01 et.scq.("R�SPA").unless anaibar luw.-that�appltas to:thu��.rt►ntis
<br /> � ,`r ��� � seis a lesser*�w►� IE so. I.ender may. at any sime. coliect and hald�Fnnds in an.ai�munt:nat:m ex���e lesser ama'�nta ,
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<br /> �r `� � �[�edder muy`t�umate the a�uount of Fund�due an.tda i�r�isis of cama�tt:ds�tu and re�nabla sstimNes'a��ex�estditaras Qf fl�tune
<br /> �:. .:� .."�' < .` �ssnutiv;Items a{otftenvise in accordance.ivitb appltCa6la[aw.` -� ' �•. . ' :
<br /> ':.ti,,:`�, �, or entity. `
<br /> 'r'<: ��� �- The�fi�sii5.sha11 be heid in an,3nslitu'tion:cvhase deposita�a�is�surcd b a fedu�1�,aganR�T insi�a►enmlitY. �..,._'.
<br /> ,�:� . , ! ia the Fuads to tbe �
<br /> .: `: . •.,�,�, �f Leader is svch an�iqstihrtion)oi in�any gederaf I#ome Loan;Eanl�.LNndiir;�fi�1l aA.P.� PaY
<br /> . . ,..c.f:�...�_. (tt:et�iding�I:;�r.' . , tho escrow account.ar . .
<br /> . '`,•�.`` �•,�: EsciawIRems.'I.cndermaynotcieargeEor�riwerfoalipls�mg�andaPP19inS�the.Fu��?•;mtn.4+nli�/;�na�y?m$• ..
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<br /> , ;�..: ; -�fErfifying the Fscrow IIems.,uniess Lendcr pays Burriii�V�t.�interest op the Funds and�uPPlia$�i�t��lafW!�pemiit&.,t►e�der to make si�ch �_;.,�'•;
<br /> . . ,,r� �,' a•cUarga.Iiawever. L•eadet taay require Borrower ta;R�g a ane-time charge.fn'r�s�i iindapeactmu i�eaf�+-qiu t�'rePorting service , ,
<br /> , � :. irable.law rovidis�.��Iturh��; i�ntess an•ag�eement is made or. j� s �.
<br /> � ,;�;�`,'. . used by L�in cronns�cflGU_witti tbj� loan. unless iPPf� P • _ ...•;
<br /> .� � s � _ � applicablei�:ii�ires iirt:�st to be�d:�Lender stiall not be txq�in3d�ta•pay.Bork�►ty�ran)��jntfmast�or eam�ngs on the Fuads. .
<br /> - Enrrow,e��3�Jif�s3�c.ma.g�;�in writifig,howeve%.ttiac i��Ci��liW�he paid on.the�+udl�:L�.mder shall give to Horcower. ;".
<br /> . '��o �`s�ph�n��i.s�,7?�nnting bf the Furtdsti,xhohdng•o�edi�v:ari��debit¢tq.th�Fonds and the purpose for which each
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<br /> t,t . � �.�J���aras��ra''fi�e Funds are Ptedged�as addit�ott�l+sec�uity for•�11►sums.sscured by this 5ecurity Itdstnunent. , k
<br /> � x`.. ;,f<i;�'��uii�"sneld by�:endet exceed.th°amoums peNuited�tti.bc.heid•by,appltimble law,Lcadershalt account to Borrapser�
<br /> ' ' � :?� :�`�i�����unds in accordancc wiih.���:.requirer�eeirts of applt�t�,�aw.If the amount of dae fnQds hetd by I�zader af app. + A
<br /> ' . ",':.�.�:,'• ;`;��:is���icient to pay the Escrow��,�s wheu due:i.ender ma�w»orify Bor�awer in virtu.ca��.and.in sach case Borrct�±ei• �, .
<br /> �` ��aa4t pa y to Lender the amount necessary.to make u�;i�ia deficieircy. Eorrawer si�alt make�uts'�.,�ficie�` �n�°�O���� , x �:
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<br /> �� '. # :: ` •:;�.�iveTve�nonthlY[�Y�ts.at Lender's sott'discretce� �•. . . . . rd re err Bonawer any, � f''
<br /> ,.�; . Upar��pa,ytnent in fuil of alf sums secured by�S'Security Instrument. Ix��:shaTy�xre�- Y �i�
<br /> ' .. - `F�hg�i;i'al.s�ender.I�,under para�rapb 2 t.L;ender shall acquire or sell the Prc�rSy.t�:.'�rior ta the acquisition ac sale•<. .,,7; r{ ;:
<br /> � of�the Pn,ti�a�.shalt aPPiY anY Funds held by Lender at thc time af acquisition or sate as a cW.:�t against the sums sec9u+��v`�: �;;.
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<br /> � ,'•.s t3�is Securii�r�rS�str.ument. . . . .', ,� ,
<br /> 3.Appficatton of�4a�trtent�,Unless applicable R;s?��mvides otherwise.a1G p��ments r�eived by Ler�des under paragrap'lft� .
<br /> :�''• •1 ar�d 2 shall be applied�fist.to any,prepa3+ment cha��s due u�er the Note:seeond,eo amounts payable under paragtaph 2; .r;
<br /> � ����' thiN.to interest due;fourth,to principc�C,�ue:and tas[:�r�any tata charges due under thc Aiote.: • ��;
<br /> . � ' . .�:. �^':s� 4.Chsirges,Uens.Borrower shr�L.'�py all taxes.asse.4sraents.charges. fines and impos4t`r*r�s attn'butable to the Prcp� . ,-
<br /> t' w h i c h m a y a s t a in priori t y over this�ecti�ity tnsnum�t,,and leasehotd paymenu or ground�'arJ�:.if any. Borrower shait��pa,gi � •_
<br /> � t�tese o6ligations in the manner provided in para�rap�i�.3r,'Or if not paid in that manner.Borrowe i���f�1.p a y t h,�n a n ri m e d i r e c Y C y.
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<br /> ;���'•� to the person owea pa y n tent•Borrower shaU rom �,�Fc�ish to I.ender all natices of amounts to tc paid. .�d,.°��ns .:i
<br /> '����`• If Borrotv�i'iutalces these payments direcxly.Borrower stiali promg�ly fiimish to Lender rereipts e�:�dencin�iklne:�Yments. �
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<br /> • . ';•.';.: Borrc�wer shall promptly discharge any lien which has pria�it,��.vver this Security lnsttumq�R��intess Bo�s'ower.ta)a�in ,._
<br /> � , - writing to the payment of the obiigativn�x:urcd.by thc lica in.��:�ser acceQtal+le r�t�nder:�b)contesu in good faith tlt�1,�en. , •,�
<br /> • • �• ���� . by.or defends against enforcement of the lien in. tegal proceedings which in the I:ender's opinion op�".�.Z:;io preve�`�i�'e � ,�
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<br /> enforcement of the lien:or(c)secures from the holder of the lien an agreement Satigfactory to Lender sutrr�mitr�la::ng tAe t��to
<br /> �5����,.� �' this Sewriry instrument. If Lender determines thac any part of the Property is su�ject to a Ee�tiyhich md'�+;�;s+t�rip�t�;'oypr
<br /> r y�,�,,,.: this Security Instnsment. Lender may}�*ive Earrow�er a notice identifying the lien.Borrower Raha[��trsfy�t�e}�:.�cr ta�;��t�a�or
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<br /> ��°`;��.•:� more of the actions set forth above within 10 days of the giving of notice. • .; , 2 .>'
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