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<br /> "'�� puyments muy no Icmgcr bc rcyuircil, ut thc npticm of[�:ndcr, if mortgugc intiurana rov�ri�gc(in t ic unu�unt and fnr thc perind
<br /> �"`•' ' thut l.endcr rcyuires►providcd by itn insurer n�provcd hy l.endcr uguin hecomcs u�ailablc iind is obtuinev. 9orrowcr shull p��y
<br /> • � the premiums rcqui rcJ tc�maintuin mortgage insurancc in cffcct,or to provid�n loss rescrve,until thc rcquircment fi�r mortgx�e
<br /> ,� insurance en�1s in uccordsince with uny written iigreement between Borrower:ind lw:nJer or upplicuble law.
<br /> '�� 9. Impcctlon.Lcnder or its ugent muy makc rcasonablc entrics upon und inspections of thc Property. Ltndcr shull�;ive
<br /> Burruwer nuticr ut thc�imc uf or prior to an impcction spccifying rcasonablc causc tiir thc inspection.
<br />:�,...� 10. Condemnatlon.The proceeds of any uward or cluim for dumnges,direct or consequentiul, in connection with A�y
<br />:���� condcmnution ot othcr tuking af nny part of thc Property, or for convcynnce in licu of condcmnation,nrc I�creby usxigncd and
<br />_,.:s�■ shall bc paid to L.endcr.
<br />--�-- - In thc event of a�otul taking of the Property,the proccecls shall be applied to the sums secured by this Security Instrument,
<br /> ,.. � whethcr or not then duc, with any excess pnid to Borrower. In thc event of a partial taking of the Properry in which thc fair
<br /> _ ma�ket vulue of tl�e Propeny immedia[ely bcfare the taking is cqual to or greater than the s�mount of the sums sccured by this
<br />_ • Secu�ty Instrument inunediately before the taking,unlcss Borrower and l.ender otherwise ugree in writing, the sums secured by
<br /> this Security Instrurnent shall be reduced by t}�.E amount of the proce�ds mul[iplied by the following traction: (a)the tntal
<br />_,'.�y\��•,_• amoimt of thc sums ucured immediately befure the taking, divided by (b) the fair market vAlue of the Property immediatcly -
<br /> ;'• '�a hefare the'taking. Any bnlance sfiuH be puid to Barrower. In the event of A paraial tuking of the Property in which the fair
<br />'>�,��'�ti t ma�ket vulue of the Property immediately be(ore the taking is less than the amount of the sums secured immediatcly befare the
<br />"��"'"�"�`� takin , unless Borr�wtr and Lender atl�envise a ree in writing or unless applicuble l�w otherwise prnvides, the proceeds shall
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<br />:,�-.y�ts,o'> be applied to!he susr�ssecured by this Security Instrument whether or not the sums are then due.
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<br />_`:=+�t�'. If the Property is abandoned by Borrower, or if, after notice by Lender ta eorrower thnt the condemnor offers to make un
<br /> ��'�•:` awarct or settle u claim for damages, Borrower fuils to respond to I.ender within 30 days ufter thc dute the notice is given,
<br />..�� " Lendr,r is nuthorized to collect and apply the praceeds,ut its option, cither to restaration or repair of the Prc�perty or to dus sums
<br /> secured by this Security Instrument,whether or not thcn due.
<br /> �_�'�; • Unless Lender end Borrower othenvise ugree in writing, uny applic:�tion of proceeds to principul tihull not extend or
<br /> •'_'rti'.9�i� postpanc thc duc dutc of thc monthly paymcnts refcrrcci ta in puragruphs 1 und 2 or chungc thc um��unt of yuch pnymcnts.
<br />-=_�.j;�v�. ll.Burrower Not Rcleused; ForbexrAnce Ay IAndrr Nut u Walver. Extension of thc timc for puymcnt or mcxliticution
<br /> _,;� of umortixation of the surns secured by this Security Instrument grantcd by l,c�nder to uny surccssor in interest�f Barrower shull
<br /> �:�S not operate to rcicasc thc liabiliry uf thc original Born�wcr ar Borrowcr's zurcessors in intcrest. Lcnder shall nat bc rcquirai t�
<br /> -_= commence proc;ecdings aguinst uny successur in interest or refuse tu extend time for puyment nr otherwise m�clify :�mnrtii�at4nn
<br /> M�� of the sums sccureei by this Security Instrument by reasan of uny demund mude by the originul Borrower or Borr�wcr's
<br /> --- _ successors in interest,Any forbearnnce by [.ender in exerclsing uny right or remedy shall not be a wniver of or preclude the
<br /> -'-� excrcisc of uny right or remedy.
<br /> 12. Successors and Asslgns $ound; Jolnt and Several Ltabiltty; Co-slgners. Thc covenants and agrecments of this
<br /> Security Instrumcnt shall bind and benefit thc successors and assigns of Lender and Borrowcr, subjcct to the provisions of
<br /> paragraph 17. Borrower's covenants •uid agreements shall bc joint und severnl. Any Borrower who co-signs tttis 5ecurity
<br /> .___.__� Instrumc:nt but dces not execute the Note: (a) is co-signing this Security Instrument only to mortguse,grant and cunvey that
<br /> _ Bonower's interest i n the Property under thc terms of this Security Instrument;(b)is not personully obligated to pay the sums
<br /> � secured by this Security Instrumenr and(c) agrees that Lender and any other Borr�wer may agree to extend,modify, farbear or
<br />---------- make any accommociations with regard to the terms of this Securiry Instrument or the Note without that Borrower's cansent.
<br /> . 13.Loan Charges. If the loan secured by this Security Instrument is subject to a law which sets maximum loan charges.
<br /> , and thut law is final ly interpreted so that the intemst or other loan charges collected or to be collected in connection with the
<br /> loan exceec!the permitted limits, then: (u)any such loan cha�ge shall be reduced by the amount necessary to�educe the cherge
<br /> to the pern►itted limit nnd(b)any sums ulready callccted from Borrower which exceeded permitted limits will be refunded to
<br /> Borrower. Lender may choose to make tl�is refund by reducing the principal owed under the Note or by making a direct
<br /> payment to Borrower. If a refund mduces principal, the reduction will be treated as a partial prepayment without any
<br /> prepayment charge undcr thc Note.
<br /> -� lA.Notices.Any notice to Bormwer provided for in this Security Instrument shall be given by delivering it or by mailing
<br /> _—_— it by first class mail unless applicable law requires use of another method. The notice shall be directed to the Property Address
<br /> , or any other address Borrower designates by notice to Lender. Any notice to Lender shall be given by first cluss mail to
<br />-•---- Lender's address stsited hercin or any other address[.ender designates by notice to Borrower. Any notice provided for in this
<br /> Security Instrument shall be deemecl to have been given to Borrower ar Lender when givcn as provided in this paragraph.
<br /> ._� 15.Govern(ng Law; Severnbility. This Security Instrument shall be govemc�l by fedcral law and the law of the
<br /> ��_ jurisdiction in which the Property is located. In the event thut any provision or cluuse of this Security Instrument or the Note
<br /> � conflicts with applicable law,such conflict shall not uffect other provisiom of this Security Instrument or the Note which can be
<br /> �-��.� given effect without thc contlicting provision.To this end thc provisions of this Sewrity Instrumcnt und thc Notc arc declareci
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<br />-.;.;t�� • to bc sever,�ble.
<br /> _;;::�� 16.Borrower'.s Copy.Bc�rmwer shull be given one conformeci copy of the No[e and of'this Securiry[nstrument.
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<br /> `•4`='�� Form 3028 9190
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