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<br /> k ��� �. TOGEfH&R�Y1TH a11 the imPm�ements no`v or hereafter erected oa the property.and all easements.aPPurtenances.and � .
<br /> ' . :,'�:' fiatures ttoW ai hereafter a pan of the propecty. Ali replacemwts and additions shall also b: co�ered by this Securit� '
<br /> ,. ;',� lastrumeat.All of the foirgoing is referred to in this Security Instrumeat as�he"ProP�Y-� ` :� � `
<br /> � � . '::r� BORROV4'fiR�CUUVF.NAN'tS that Borra�v�r ls lawfully seised oi tl:e es�ate hereby can�eyed aad has the rigtu ta grant and ``_.R;;':::':�'';;. , "+�.._:
<br /> .. . ' °.�� con��y the Propem and tUat the PmpertY is uneucumbered.except for encumbranres of rccond. Borro�tia w�arrants and a-iU ., . � .
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<br /> � • • defet�sl geuerally the titie to ttte Property agaiust all claims an8 d�emands.subjeet to an��anc�unbrantes�f rZOOtd. � °' „ ti'.
<br /> . � � � • ' � THIS SECURITY INSTRL'MENT cotnbin�s uniform w�reaants for aationat use and noa-uniform oo�eaaau with limite� � °,,� s.
<br /> � � ' ' '� :-
<br /> ' vahatioas by jurisd.iaion co eonscimte a uniform secutiry inatnune�►t wvering real propertY- � . : • .
<br /> � " � � UN[Fd1tM COVENANTS.Borcower aad Lender covenant aad agree as foltows: � �.. �:�:_:,. , ,
<br /> ' ;' : 1.paytaent of PNndpa)end tnterest: Prepu�meni ead Late C�ges. Borrawer shall prornptl�pa} �•hen due tl�e Q ; ,_�. �
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<br /> ' '`� � p�incipal of aad interest on the debi e�3der�ced b}�the Note and an}prepaymeut and tate charges due under ti�e hote. � �;�"�
<br /> '`4 2.Funds ior Taxes and 1ns�ance-Subject to applicabte law or to a written v�ai�er by l,.ender.$orrower shall pa}•ro
<br /> • ; � I.e n der on t t se daX m o n t h l y p a y m e n t s a re d u e v n d e r t b e N o t e:n n t i l the Note�s g a td in tull.a wsa{"Fuads')for:(a1 Y�l?�� -,,,�-
<br /> .. . � and assessments which may attain prioriry over tDis Securitp[nsnument as a lien on tbe ProPertY:(b)Yearty leasehold payments� `"`;" _
<br /> �. , {��, ,.:
<br /> <. :�,..<'�. or gro�nd re�ts on the Property.if any:(c)Year1Y ha�ard ox property insuranoe premiumc:td)Yearl)flood insurance premiums. : . _ .•,
<br /> , ,_� if an g:te)y R a t l.�monBaBe'ne�ra„�e premiums.if any: and tf)any sums payable by Banower to Leadet.in aceordance with �,
<br /> ::' �; t3se pro�tisions af paragragd 8.in lieu of the ga}ment of mortgage insurance premiums.These itecac aze c a l l e d'F scroR h e m s.' ' .
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<br /> • . .`'.',`:l� L�der may.a:a�.p time.oolle��IrsrIak�rutds in an amount aot m exoee�the m�=t�n+�amaant a lender for a fed y� ( �''' . : -
<br /> relared mongage loan maY c�uu�fxrr J�o»��z's esccaw acoaunc under che fetieca[u Real������� c . _
<br /> 1974 as amend�3 finm time b�,put�,1�U'a"".�.5�aa ZbOi et seq. ('RFSPA'}. 3 . �
<br /> .. .� � t�;:� s�s a lesser amnunt. If�;.Il.s�der ma�;a��:lm�e,;c�a�l3:eat aad fcold Fimds in an am�vat stac�v:essr�t�e Iessec amntmt.. ,.• �+ ���,t E��rFf_�
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<br /> � _ Lsnder maY estimat�ttte��f��ES'�3rr vr �9s�,�i�,af curcent data aad cea��Fe est�t;es af e�reQt�z�;of future . � •� =
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<br /> .. `� FSCrOW ItCmS Of OTtIBIWISC 13T 3S100C�IC�������'�'ri�- : " �� ` 'f c�1��--
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<br /> The F�ds shall be hrF.iY in�aa imst�i���;'��`di�4sits ate�s�e3..1r� _`�.�al ��'��iv..arameata}.ity. ry' � ,.
<br /> ��,4f,<< • ..�..ti ; (including I.eader.if Lender is sacYt atE z�.�'r}utiu:2�€;�edesat&�C+�l�iz[c_Lsider st�lt a�Ig the F�crds t�PaY the r ,.:. __
<br /> �ow IcemS.Lender maY uoc charge Bo�er foz iu�};�i�ig.�a ePP1Y`�g.�ue�r��,a�:ally analytia8 she��account.or ,; s`'.`� F� .�
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<br /> �"?.,; - -_:�. ; �`�rifj►in8 the Escraw Resos..amless Lcnderpays BotraR�r��cst an the F�mas�x�.a��able law permits I.eucL�cpx�such � �; . _
<br /> ��`��. � a cfiarge.However.Lender may re9uire Borrower to pay a,one-time char�e for zu;:i�adent real estate tax r�ug service " ` 4; .. ,�
<br /> • �� `,. t� bY I�ader.in connec[ion with'this loan. unless applicable Iaw pmv�des os�erwise. Unless� agramen� is made ac,.: �f`` ' ,���_
<br /> � ` � licabte law requi�es interesc to be paid.L.ender shail not be r�qui�d w pay Bo�wer aa}•interest or eamings on the F�.�;;: ,���. ,•..`=:__^_
<br /> �- ��'� ::81`iowe�and lxnder may agree in writing,however,tt�at interes[shall be paid aa tHe Funds. l.ender shall P,ive co Borrower:;�;� /l�����.
<br /> ' rwlthout charge. an anauai accounting of the Funds.showing credits and de6its m tbe Fratds and the.Purpose for whicti eac�'a:; . � �; _, -;r;
<br /> � �`�.�� � debit to the Fttnds was made.The Funds.are pledged as additioaal securiry for all sums secured by this Secarity lnsausaens- ?;'.�`:�.�J ' t ��_
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<br /> If the�►nds izeld by l�nder eaceec!the amounts permitted co be held by applicable taw.Lender shaU accoum w Ea��.�...`, , _ _
<br /> •:,s i � ' for the eacess Funds in accordance v�,�.requin''ments of applicable law.If the amount of the Funds held Dy Lea�€er za.4�svr,,, . � .
<br /> + Y{.�, i i m e is noi sufficieac co pa�the�C...�'I�ns when due.Lender may�so aodfy 8osower in wri[ing.and.in sacB-J�se���� .�f :
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<br /> . :{�,�: � shall pay to I.eader the amaiiii't ne�es�a.'y to make up the de ficiency. B otro w e r s h a l l m a k e u p t h e d e fi c i e�►�Y i�s:i a�;a 4 a r e d i a n f�� . --
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<br /> ''`+ � twelve montlily payraents,aX!,l:en�,i�j's sole discretion. _
<br /> � ;�i ��*'_1 Upon payment in futl of ail swns secuted.by this Seruriry Instruaten�. I.ender sha11 pmmptly refund to Borrower aay � � , :
<br /> ��� �- -
<br /> � � Funds held by Lender.If,under paragrapL 21.Lend�r shall acquire or seil the Property. Lender.prIor to the acquisition or sale . �
<br /> --�-=.:'-=' of ttte PropertY•shall apP1Y anY Funds hetd by Lender az the eisne of acquisiaoa oz sate as a credit agaiast the sums.secured by ` �.•`f� _
<br /> ;. '�;j this Se�urity Instrument. • ' � �
<br /> � ' 3.Applicatioa of Payments.Uuless applicable law pmvides ottie�rise.all payments rereived by Lender under paragraphs ��=
<br /> -. . ��. '�r,�'�:.�_ 1 aad 2 shat!be�PPlied:fust,to aaY Pr�Ym�t ciiarges due uader ttte Note:second.to a�anun�payab2e imder Dara�"aPh 2: ��" --.
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<br />' .�` � . 't;� �n,� third.to inc�:�ue:fourth.to princIpal dae;aad last,to any lue charges due ander the Nuce. :; . ,•,�
<br /> ` •,' . ..,.��'�� 4.C.�'!��G.iens.�arrower shaU pay all caxes. assessments.c.�arSes.fines and impositiona amibu[able to the Propetcy t w,,.
<br /> � ,, . .����`Rilo���„�is Security tustrumeat. aad leasehotd paymeAts or graund renu.U aoy.Botrower at�all pay y ,'. +��:
<br /> ,:.,..' . ;. `. " , },"sravided in paragraph 2.or if aae paid in�►at manner.8orrower sball pay theu�on dme direaly -_
<br /> ..��se obiigations i�'the ' ��
<br /> . �,,.:;'Y': wer �s«a3�pmmptly furnisb to l.ender aU aotices of amounts to be paid uadet this paragraph. �.=,-
<br /> . . . �to the person owed paym�� , ..,
<br /> � z • tl fi�mish to LBnder reoei u evidencin the ts. , ��,
<br /> If Bonowei malces chese payi�ns direai��,8orrower shaU promp 9 P S P�
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<br /> � .°• Borrower sLali pmmp+.i�t,�ascharge�m!lien whicu hu prioriry over ihis Secu:iry lnstturnens unless Bartower:(a)agrees in ` ' � � _�
<br /> �,;.? wrltin to the c af ils��3�igation secumd bY ehe lien in a manner aoceptable to Leuder:tb)watests it►good f�ith the liea �. ;,,,
<br /> g p�°� rocecdings which in the l.ender's opinion operate w preveat ihe
<br /> .. by. or defends againsc eQl�a�ienc a;the lien ia.�fi�4 p ,`V'+�"_ ""
<br /> . . enforcecaz�u,4f rlce lie�:dr�rt�'�ecures fmrn the#�oidrx�f the liea an agreemeai saiisfactory ta Leader subord�ating the lien to `��'�'��: ' ��,�n:
<br /> � , ...�: ;.;,;�'s,13 this Se�uic��Yi�tiumeat..Ef 2ender Q�iisi�s thaf an�p�rt of the�.l?mgerty is subject to a lien whicb tnay auain priority ovet i�rr {;
<br /> < '!�r•v:'=! t h i s 5 e c u r i ry i l o s m i m e n t.�l�e r may g tia��3o�rbwer a natice fdemaririAg the lien.Borrower sLall satisfy the lien or take onr or
<br /> ;�k��' �. ;R�'� mvre of the aaions sei torr�abave within IO days af f���e�iving of.�s(lce. , �'� .
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