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<br /> � • � TOGETHF�t W�TH al!the Fmprovemems now or hereafter etected on the pmpeny,and all ease�nenns..�urte�noes.an� .
<br /> ��� t fiatures now or hereaRer s gart of !he pm�erty. A!1 re�lacements and additions shail also bc ooverut by thix Secudty �
<br /> _ .�. °�'_. ��',,� tnstrument.Alt�fthe fotegneng is referred to in this Security Instrument as the"Pmperty.• .
<br /> ' BORROWER COYENAAtTS tltat Borru�rer is lawfully seised t►f thc estate hercby rnmrya!_and has the right[a grartt artd
<br /> • ,. , � wmey tt►e Property and that the P�iperty is unencumbered.eacept for enrumbrances of roconi. Borrower wi++rrants�d wi1)
<br /> � � defend geaerali�the title to the Property a�in+t al!clai�ns and demands,su6j�tn any encumbranues nf rernrd.
<br /> ' ' .. 'i'HtS SECURITY INSTRUblENT mmbines uniYomt wvenants for nationat use:md non-unifurm covcnants with limited
<br /> . , variations by jusisdi��tian to constitute a uniform security in.ctnursent rnvering r�il property: .
<br /> • .� UM�ORM COt1EIVANTS.Borro�er artd Lendcr rovcnant and agree as follous: -
<br /> � .. . � l. Fa�eut af Prinrlpal uu�} Intcre5l: Pre(u�ymcnt aad d.ate Chstrges. Borrc�wer shall pro�ptiy pay when due the .
<br /> �_ _��='�`,�:.=;t principal of and inteeest on the de�t evidena�ci by the Note and any prepa}�nt and late rharges due urtder the l�ote.
<br /> ����-�--�:- 2.F�mds far�axes and Ins�rsn� Subje�t to appii�dbtc i�a�v or w a written aaiver by Lendcr.Borraw�er slra!! pay to -
<br /> � Lertder on the day monthly ga}-ments are due undcr the lYote,untit the Nnte is paid in fut1,a sum('Fuads">for.fa>yearly tax�
<br /> ; �`� � • and assessments whi��h may attaia priority avrr this Security Instruattent as a lien on the P��ec�;lb)�carEk teasehold payme�s
<br /> ., .
<br /> ..._ ,...._., . ;. or und reats on the Pm tf an�•(cj YearlS ha•rard ar m rt it�urance remiums:td)yearil't�uod insurance premiums. "
<br /> � • 8ro Pert}'.� y. P Pe Y P .° �
<br /> - -- ---��--- if any:!e)yearly mortgage insuranre pnminms.if any:and t�any sums payabte by Borrower to icadcr.ia acwrdance with ,<..:
<br /> � ,,.�,,,_.�.. the provisionc of paragraph 8.in lieu of the payment of mortgage insurance premiums.These items atY••ta!'�"Fscmw Items." ��..-�'=
<br /> • Lender may,at any ame.eallect and hold.fiunds in an amount not to exceed the maximum amounG a li�der for a federally ��%^E�
<br /> - �elated mortgage loan ma}requirc for Borro�•er s escrow�ccount under tize federa!Real E�tate Seddemert Pn�cedures Act of �'�� .
<br /> , '.;,;�°�.; . :: .`s 1974 as amended ftom dme to time. 12 U.S.C.Section 2601 et seq.t°TtESPA°y.iwtess artntiur lacv that sipplies to the Funds i:��;_
<br />_ ° :,'� ' . sets a lesser arnoun� If so. Lender may,at au}wne. colleact aad tiotd Fund�in�un a�ouni not to exo�d the[esser amown.
<br /> � �. : ,-,� Lender may estunate ttie amaunt oF Funds due on the ba5is of wmem data aad re�sonabte estimates oi eapenditures of fumt�e '
<br /> � . ,� Fscrotiv Items or otherwise in acrnrdance with applicabte!aR. � � �
<br /> �. 'iY►e Funds shalt 6e hetd in an institution�rhose deposits are iasured by a fedsra! agency. inst�tfinentality. or•�ndty �
<br /> ' . . :, - � (inclading Lendet,if Lender is such an instiwtion)or in any Federal Home Loan Bank.Lertder shall ap�ly the Fwids to pay the
<br /> .. , Escrow items.Lendss may not charge BormWer fmc 4oldinS�aPPIY�S the Fuuds.annually acsslyzing Ehe escrow aroount,or _
<br /> ---��--- �- verifying the Escmw Items.uatess l.ender pa}s Borra�ver inteiest on the Fuadt and app}icable taw_pee�ni�Lender to make such ..
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<br /> � . . _ a charge.However.I.ecder�may t+equire Borrower to pay a one-time charge for an independent reai�est�ta tax cepurting serviae
<br /> `� ' � used bX I.ender in connaction with this Ipan, uniess applicable law pravides otherwise. Untess au a�reement is,made or �`
<br /> �`� ���%���P,� �` applicabte!aw reqaires interast to be paid.Lender shall not be t�equited io pay Borrowes am�interest or eamings on the Funds. �`.��:�.
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<br /> _::.;��;����;;.=.: !�' '�orrower and Lendec��ay agree in writing. however.that interest s�all be p�id on the Fw��t;.l.endes shall give to BorroNer. -� �
<br />_-=;��.��;��,y.. . ., �° cvithout charge an�ta�accountiag of the Eunds.showing cr�ediu aad debits to thb F�d's a�d the�arpose for which each
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<br />`-°```�'���' - debit to the Funds was made.'i4te Funds are pledged as additional security€c�axT1�ms s�by this Security Inswment. �
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<br />- � , !�#�r���> , ,.`�' . if�'?�Furzds held by l.ender excetd the amounu permiaed to be heid�jc�t#c�le'���;��.eceder sha!!aocaunt to Borrower
<br /> ° `�� for the e�aess Funds iri uccordance a�th the oequ�remenu of a�ptirabte lavu�::��`[he amount�f the Funds hetd isy l.emier at any
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<br /> . �. i_.y tims�is,r�;¢sufficieat to pay the�Escrow Items Nhen dae.Lender may so Rotify Borrower in writing,an�d,j�p•suci�ca�e Borrawes ,.
<br /> • ;,';', ._:;;;; sba�T'.;�ay to Lenderr t�e amount necessary to maJ�_;sr�-the deficiertcy.'Earri��r shall make up the de�aiaitiy in no more thaa, ' ��"
<br /> . :•� , ' `.tweive monthly pay�.at Lender's sote disc�i:�tssr ,. J, ',::�,--:�.. . , .�, :�, ..
<br /> ' � ' `� ' ' Upon paya�enc'?n�fiill of all sums secur:e�fi��`�c���Sz�.�.Instramet.t;�lender shall promgtly refund to Borrower any , � •r'
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<br /> (���� �' Fuads hetd by i.end�s.If,under parag�aph�t.;��;shall aia�ri�e or sell the Pmp�erty.�.es�3er,prior to the acquisitIon or saie � � ti;
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<br /> ;_x � of the Property.stsal3�7ply any Funds hetd b�r�er at the time of acquisition or sate 2's��credit against the sums secured by � _
<br /> �: . this Security Instru�.. �". - -
<br /> ; 3.AppUcat�on op payments.IInless agpl'r�ct,M,ipw provides otherwise;ai!paymenu received by I.eader wtder para$raphs , �
<br /> ;�; 1 and 2 shall be applied:fitst.to anY PrePaY���8�Que qnder the No�.A„,-�second.�a:�.�noimu payabte and�r paragraph 2: • '�'' "
<br /> ., , ••.,,:: third.aa fxuerest due:fourth.to principal dae:andlast.co any lafs��.hasges d¢e ander the�(�a�: `�
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<br /> • . Q!.•�arges;Liens..Born�wer shall pay ali r�.�zst,�t�st�;charg.s,Gnes apd.��sitions atttibutable to the Property , _
<br /> . .which�j�attain pr�ority over this Securir�r l�r:nt;d.�a�t'��.aseCloEd pa�tri�dr gtauad rents. if any. Borrowea shaU'pay ' :..
<br /> ;'these obligations ix�e�anner provided in pars�7`,�M.:'or if not paid ia ti�;ue�er.Borrower shall p3y them on time di:ectly'.. ��,
<br /> . , to the�:rson uwe�payment.Borrower shall prcys�7�t�'��mish tQ Lender atil%�i��es of amQUrts tv be pa�3:under this parag�aph. ' � ;,l;.
<br /> •�� If Bo�aoc�r makes these payments direcUy.Borrow�r shall promptly fi�mish to I.ender rec�i'�-�.s evidencing the paymsns3;: ,
<br /> ,j� �- �>7rower sha11 promptly discharge any lien which has prioriRy over thi�Security Is's1:m}rsent unless Borrower.(a)agrees in .,� �+�
<br /> :: '�' • =-_� • .. writing.to the payment uf Ure ubligation secured •the lien in a manner ucx;xaSIe to Lers�:r,(b)cont�ts in good faith the lien �(;4,�.� _
<br /> . x;
<br /> ��� ' a1 roceedina + ;,:�;•:: :.
<br />_,i�•.,,;. . . � . •.. by. or defends against enforcemen[ of the liea nr�,,:.Qg p as w-t�?i�i � t?ie l.ender's opicuan;'r:�:erate to prevent the , ,
<br />- ., enfac�r.s�ent of the lien�or(c)secures from the�j;i�c o€the lien aR agre+e�c satisfactory to Lender.�."rdinatina the liea to
<br />-' ' . . ttis S�--ity Instrument.lf Leader det�tmines tha:.�.'ry'part a€:the Property is subject to a lien whict�m.ci}r�attain:.�rizc�ty over ,
<br /> ` � • . this S,auiry instrument.Lender may give Burrower a notice i�entifying the lien.Bomnwer shall saUsfy:3te[ign�bt'i�t�rt:one or •
<br /> - ' � � more of the actions set forth above within 10 days�r�f the giving of notice. '' �` �.�
<br />-_ ' _ . �; ; ... •';�� Form302$ 813�;:'+;i:;`'
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