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<br /> � - `��-ti;�; , `.; TOti�����R �t iTH a11 thr imprarements no� or hee�eafter erected an the propetty. and ali �ceanantc _ `.°.".°'
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<br /> .` �„�-.,� oppurte�riG�.�.and fixtures noAr os hrteattrt a past ot the propert}.�11 replacertents and ad�itions shall aIsa tr rntiZxed ' �.;,:;;�
<br /> ` �;� - bS•this Srcttrat�!t►.Strument.All o#tAe facegoing is nferred to in this Security tnstrument as Ne'Proprrty"
<br /> . . `� IiORRb��'tifd CQ�E1ANT5 that Hotca�er is ianftill}seised of the estate h�e8y rnm�rey�ed aa�4 has the ri�ht t� ''���1'' '
<br /> r � • � � � �ant and�t��r}the Pmperty and that the Pro�rerty is unencumbered,e�cept tor encumbranccs uf ce.ti�rd. Fi��rn�nr ;/ • •,
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<br /> i�•atrants nnd t�ilt detend gcnerall�tha title to the Pmpe�ty�gaiast a13 ciaims and desnatid'w�uhg�.rt u►an�rnc�embeani� `'""
<br /> ��F rcrurd. , � � ,,;� ..;�..:. .
<br /> . �.u.: '�� TI I!S S�CURl1'1'1tiS"i'Itt'+AlI�NI oumbines uniform coeenants for nationa!use and nan�unifocm�Y►rensn�ni � :
<br /> �''•�•�'� � h mired carirations by jurisciiction toconstitutea uniform sax:urity instrument cocer�ng real pm�erty. ;• --"' - :
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<br />_ . . t:tIH?RW t'A�'E\A:4"fS.Borrocver and Lend�r cor•enant and agrer as follosr•s ��,..,:.�..`l.: ,:-`;:- :`
<br /> ' : ; 1.Pay rsient of Principal and Inieregt;�epayment and Late Ch�rges.Barro«cr shali promptl}�y nhrn d�
<br /> ' ' t[►r prinri�l ot xttd intesest on the debt e�idrnced b}the hotr snd nt�y prepay mea�t and late chatgss dar unsirt the\iitr.�
<br /> =,...j'� '� 2. Fuuds tor TaBes and lnsurance. Suhject tn applicA�7a lan or m a oritten c+ai�er b}Lrader.Bormtisnr shall `= .. ;.
<br /> - - -� — .__� . ._.:><`.:�_.__ -
<br /> t ' pay to I.ender on the da�manthly payments are due under th8\ote,until tha liote is paid in full.a sum('Funds")for,
<br /> , . � fa))'rarl�taacs and a�rssments whish may attain priositv o�er this Securitf lnstrument as a lien on the Propert3:(b) .
<br /> _ ' . ' yrarl�te�shold paymrnts or grouad rents on the Property.if an};(c)yestiY hazard or property insurancr premium� : . . .•. '.
<br /> . �� '.. • - a . (d}�early(lt�ad insurartce premiutns.if any:(e)3eat1Y m instirauc.epremiuma�:if any:and if)any sums�yabtr '- . � .,
<br /> by Aarca�ver to I.�der.in acoorr3an��Aith the provisions�aragraph 8�in{ieu of"Me�ay ment of martgage ina��ran�� S s:�,Y%r `. �`
<br />' � . ; � , prem�ums.Tflese items are called'T�ow Items.'L.endet may.at any time,collecc and hold Funds in an amount not ". � .. :n ..
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<br /> ��<..� • -r..t tc►eacxxxl tite rn�.xins.um amount a lendes for a fedetally�ietated mortg�ge tuan may raquire for Bormwers e�mM �-4:�<<,.�.r.;`�+4;�..�;.;
<br /> � � at�nunt uncter dze federaI I�eal F.state Setttement Procedufes Act af t�la as�mendet3 from time to time. LZ U.�.C. '``' � '� •.• ,
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<br /> � ' Se�tian 2G�t et�eq: �"RE,SPA"}.unless anathet lacv t�at appli�ta the Funds sets a.Ies9er amoun�If so.Lender may. ::�..,:•_-
<br /> ; � at any tima,vottr,ct and hold Funds in an arnount not to esa�ed the I�er amaun�Lender may estimate the amawit of � '�: �rl:<.�.-'
<br /> '' PuncL.cic�e ort the basis o4 current dats and reasr�nable esti�sat�s of tures of fuit..ce Fscrow Items or otfier�vise ia .' '"���=--�—
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<br /> , :� = arc<�rdance a ith applicable laM. . ,,�,�
<br /> '':•:.� The Funds shall t�held ia an institution cvhase deposits are insured Bp a federaJ agency.iastrumentality.or entity ' � . _Y.
<br />� ;; �', (includingl.eader.ifl�derissuchaninstitution)or.inany FederalHamel.aanBank.l.euderslialiapplytheFandsto i ` ` -• =`,:-
<br /> �' :r ' t he�s c c�ss�v I t e r�ss;i:,e�d e r ma y n u t c h a r g e B o r ro w e r f o r h o l d i n g a n d a p p l y i n g t he Funds.asuaualt y anal yzin g the . '`�u``"
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<br /> .._,,; .. �croN account,or veTifqingthe Pscrow Items.untess Ixttder Pays Borsower iaterest on tite Futtd��'td appticable�asQ s %�._*�..
<br /> '•'r'� . permits Lertder to make sucls �a c�zarge. HoHever, Lendec ntay require Boma�ret tr�pa.y a or�tir'ne�chatge for an _.';;- �
<br /> ` '�'��'• �nde dent real estate tas rf�o service used by I.end�ec ir�.conttection Nith this taa�,uttless a�pZicable la�nr provi8es �:�t.��'�
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<br /> - • � • �- ��� u t h e r a�s e.U n l e s s a n a g r e e m e n t i s m a d e o r a p p l i c a b l e l a a r e q u i r e s i n t e r e s t t o U e p a i c k�.e n d e r s h a l l n o t 6 e r e yuired t o . -�.�---
<br /> � �'��• �'� pa�Borronrer atrY interest or earnings on the Funds.BomoNer and Lender may agee in writing.hocvever�that iaterest � w�;��,;
<br />= ` . ''"-:"%'.;''.�'.:; shall b�e paid o�the Fvnds.Lender shaU give to Bonower,eqithout charge.an annual accounting af the Funds.shnwing � , ��::,:�=��;
<br /> ,j'� �; credits azt�!debits tb the Funds aacd the purpose for cvticfi�c�n debit to the Funds ivas made.The Funds are pledged as � �,�,`.��;�
<br /> ', -....' r; additiaaz�fl security far atl sums secured by this Security 9i�t�suii�en� , r;�
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<br /> . ° ; I�tiie Fundg held by Lei►dec��ceed the amounts pesn*�`rtted w be held by applicable law.i,snder shalt aaa�iu�t w • ';{, -___
<br /> ` � ' '. 7 Iir�tto�ver for the e�Funds itn accatdance Hith the requ�tements of app2icable law.If the amocmz.of the FuuccTs held 4 z�,,� —
<br /> , '• . . '�: :` .``•by Lereder at any time is nut s�rE�cient to pay the FscroN Items nhen�ur�,��s�er may so notifp�n�oduec ir��*riting. v ��� f ``����
<br /> � � .; and,in s�zch case Borroner sha��.ixs}:to I.ender the amaunt nec�sary to'',ais�t?�n,ti�,e�leficiency:$Q�:a�►er sBaT.L make },,, f�,�:�, --
<br /> � �,, : �; up the d�fliciency in no more tb�un trcelve monthly PaYments.at L e nder's sa te i�i��ur,c. �� � r <'���m.��:
<br /> fi �._ . : ' Upv�e paSment in$uQ+o�atTi,srr.'ns secvred by this Security Instrument,Lende��l�promptly refUnd to�ias�r: �, �• . ",r a�,-.�,�.
<br /> , � ' .:;. , any Funds held bg fi:��. If, under patagraPA 21, I.ender shall acquite or sell t�%�'Property, Lender, priai':�`,��c. � '. �»�-
<br /> � �--�- . • ----.. acquisition os sale q�1°.=�.�'roperty,shail apply any Fw�ds hetd by Lender at the Eime.af acquisition or sale a4 a credit • , � ��t..... r =,_
<br /> ; , . against the sums s;,;ti�r1:�iY this Security lnstrument < - �-;,����=
<br /> ,3.�p�li�ati�a��'aymeats.Unless applicab2e law p�o�ides othercvise.all payments received by Lender under. ' �:� .��-°
<br /> �: - � • • patagrspll�t an�,�d'i;s�t.��'be applied:first.to any ptepaymea�t�arges due under the Note;second.to amounu payable . . --__
<br /> � ' . un�er�pv�saph 25.l9��,w intetestdue;fourth.tc�principa!dw�and last,to any tate charges due under the Noce. � � �.-.:.
<br /> i " � ••� .�:;�'targes; ��!ne�.�:Borrower shaU pay all taxes.asse�ments;ch��nes and impo�tbrfs�tt�ibutable to the __
<br /> ' j' r ,'�'hieh r.tis i�i#�.�in riofity over this Security Instniment,aad�hold payme�ts or grouad rents. if any_ ` .
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<br /> ? • �•.9a'orm���i^�IaaD!pay�,�r��abl�gations in the manner provid�ed in paragr�.�l���,t or.if.in�t paid in that mannes.Bonower
<br /> . < � " � �.shali�x�.zJriei�on time directly tc�itse person owed paymen�.Borrower sl�it'�torss�srt'g-�urn'ssh to Lender ait rtotices of -
<br /> , - :��:.�';' amo�mt�,�.•l�paid under this p�ph.if Borrower makes these paymediS d:ieeti.�i �r.�nvo�ver shatl promptt}.�urnish �:
<br /> '�;:f s`�� to Lend�F r�ceipts evidencing the�ayments. ;�:�.; .:.� 5� , �. �°
<br />- � ' ���'}�`'� � ��' Hnnoner shalt�.ro�ptly discharge any lien n+hich has priority o�•er th3s 5ecurifq�"Instrument unless Bonower.(a� � ---
<br /> � • ' �`�''�- ������,� agrees in wciting to t�e payment ot the obligation secured by the lien in a mannet accepiable to Let►der;(b)contests in '�'',��_
<br /> .°,f�f,o-iy�:�:� : . � good 4aith the lien by.or defends ap,ainst enforcement of the lien in,legal prooeedlnp which in the Lender's opinion __ , _
<br /> ` .'�; }�{�?:�;� �:' �►perate ta prevent the enforc�ment of the lien;or(c)secures from the holder of the lien ap agreement satisf�Ctory Lo '
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<br /> . , ,; 'r'{�- . . . Lendersa�bordina�ing:the lien to this Security Instrument.If Lender determines that any pan of the Property i��vbject . . v ° _
<br /> ' '. ' � ' � ,to a lien wHich may.�ain priority over this Securi'ty Instrument,Lendes may give Borrower a notice id�n4if�3�g the � ��'� �
<br /> ,� , � , ',%�;;:�.::�tien. Bnnower sh��!��ai:isfy the lien or take one or more of the actims set forth above within im,r,S:�yR of ttte grving of
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