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<br /> oC Boaowcr's covenants and agrcemcnts under Iliis Suurity Insuumcnt �u�d Il►c Nu�c. For this Rurpc�sc, Bonowcr
<br /> � ,._>� inevocably grants and conveys to the Trustec,in wst,with power of sale,the follawing described propeny located in
<br /> t�,L County,Nebraska: ��'�`�
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<br /> LOT 22, BLOCK 3, MORRIS SECOND ADDITION, CITY OF GRAND ISLAND, HALL �-
<br /> ., COUNTY, NEHRA3KA. —
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<br /> � which has the address of 320 EAST 18TH STREET, GRAND iSLAND (S�reec,Ciry�, �,�-
<br /> � � NebraSka 6 8 8 01 (Zip Codel ("Ptoperty Address"); _
<br /> . TOGfiTI-�R WITH all thc improvements now on c�reafter erccted on the property, and all easements,
<br />� , •.. �r uppurtenances and futures now or hereafter a part of the property.All replacements and additions shall also be covered __
<br /> ;•,.<<-, :- by this Security Instrumen�All of the foregoing is referred w in this Security Is,trument as the"Property."
<br />-• ��E� BORROWER COVENANTS that Borrower is lawfuqy scized of the estatc hereby conveyed and has the right to
<br />-�i+:r��• '"� grant and wnvey the Property and thet the Property is unencumbered,except for encumbrances of re�ord. Borrower
<br /> .Y.,.ri : -.
<br />�6,-�r. ;�: warrants and will defend generally the utle to the PrapeRy against all claims and demands.subject to any encumbrances _
<br /> --°:.�;::•=r�:z` of record.
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<br />�`*:�''•�'�� THIS SECURITY INSTRUJu�NT combines uniform covenants for nadonal use and non-uniform covenants with
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<br /> -- +Fr,;�,'.;,a- limited variadons by jurisdicdon to constitute a uniform se�urity instrumen!covering real property.
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<br />=,�,�;Y°t� Borxower and I,ender covenant end agree as foUows:
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<br />--=-�`, '�>�'� UNIPDRM COVBNANTS.
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<br /> '����� 1.Ps�yment of Principal,Interest and Late Chorge.Bortowcr shall pay when due thc principal of,and intcrest
<br /> '"``��'���- . on,the debt evidenced by the Note and late charges due under the Note.
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<br />��-:�,.s�•;.� 2.Monthly Peyment of Taxes�Insurance and Other Charges.Borrower shall include in each monthly payment,
<br />---=u�� together with the principal end intcrest as sct forth in the Note and any late charges,a sum for(a) taxes and special
<br /> - • assessments levied or to be levied against the Property,(b)Icasehold payments or ground rents on the Property,end(c)
<br />�-�--��+� premiums for insurance required under paragraph 4. In any year in which the Lender must pay a mortgege insurance
<br /> -°"'��"�"� premium to the Secretary uf Housing end Urban Development("Secrctary"),or in any year in which such premium
<br /> -�--�_ - would have been required if Lender still held the Security Instrument,each monthly payment shall also include either.(i)
<br /> -- a sum for the annual mortgage insurance premium to be paid by Lender to the Secretary,or(ii)a monthly charge instead
<br /> °�-' — of a mortgage insurnnce premium if this Security Instrument is held by the Secretary,in a reasonable amount to be
<br /> �_,_ _ determined by thn Secretsiry. Except for the monthly charge by Ihe Secretary,these items are called"Bscrow Items"And
<br />--r�-,�e�-;� the sums paid w I.ender ere called"Escrow Funds."
<br /> �== Lender may,at any time,coAcxt and hold amoun`c for &scrow Items in an aggregate amount not to exceed the
<br /> _,-��;�,� maximum amount thsu may be required for Borrower's escrow account under the Real Estate SeWement Procedures Act -
<br /> ° -- of 1974, 12 U.S.C. Sccdon 2601 er seq. and implementing regulations,24 CFR Psut 3500,as they may be amended
<br /> �,�j,y;'r� from time w dme("RESPA"),except that the cushion or reserve permitted by RFSPA for unandcipated disbursements =
<br /> -� -��� or disbursements bcfore thc Borrower's payments arc available in the account may not be based on amounts due for the �'R=_--
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<br /> -,'�, 'y'�-�p`f� . mortgage insurance premium. �h"°
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