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<br /> payn�ents muy na longcr be rcquired,at thc aption of Lendcr, if mortgagc insurw�cc cuvcrugc(in thc umount und far thc period
<br /> thnt l.endcr rcquires►pravided by un insurcr approvcd by Lcndcr nguin becmnes uvnilublc und is obtainccl. &ttrawer shull pay
<br /> the prerniums required to maintuin martgage insurunce in effect,nr to providc u loss reserve,until the requiremene for mortgage
<br /> iutiurance cnds in acwrd:uice with nny�vretteu agreement tx�tween Borrowcr und Lender ar applicable law.
<br /> 9. lnspectian.Lendcr or its agent may make rcusonable entries upon and inspec►ions of thc Frnperty. L.ender shall give
<br /> Borrnwer notice at the time of or prior ta an inspectian specifying reusonable cuuse for the inspec:tion.
<br /> ia. C��uuc���..�tlu��.3'1tia proc;,:.ds af any a�:��rc3 nr clsim f�r d�ma�e�, dir�.cc or consequential, in conneetian with any _
<br /> condemnation or otner takinb of any part of the Propeny, or for comeyanee in lieu of condemnntian, sue hereby as�igneci and
<br /> shall be puid to Lcnder.
<br /> In the event af e total taking of the Property,the proceeds sha!I be applied to the sums secured by this Secucity Instrument,
<br /> whether or not then due,with any cxcess paid to Borrowcr. In the event of a partial taking of the Property in which the fair
<br /> mcarket value of the Property immediutely before the taking is equal to or greater than the amnunt of thc sums securcd by this
<br /> Security[nstrunxnt immediacely before the taking,unless Barrower and I.ender nthenvise ngree in writing, tho Fums secured by
<br /> this Security Instcumeron sitall be reduced by the amount of the proa:eds multiplied by the follawing frnetian: (a) the total
<br /> amount of the sums secured immediately before the taking, divide�by(b)the fair market vnlue of the Property immediately
<br /> beSore the taking. Any balancc shall be paid to Barrower. In the event of a partinl taking of the Property in which the fair
<br /> market value of che Property immediately Uefo�•e the taking is less than the amount of the sums secured immecliaiely t►efore the
<br /> taking, unless Boreawer and Lender otherwise agree in writing or unless applicuble law othenvise p�ovides, the proceeds shall
<br /> be applied to the sums secured by this Security instrument whether or not the sums are then due.
<br /> If the Property is abnndoned by Borrower,or if, aRer notice by Lender to Bonower that the condemnor offers to malce an
<br /> award or settle a cleim for damages, Borrower fails to respond to Lender within 30 days after th� date the notice is given,
<br /> Lender is authorized�o collect and apply the proceeds, at its option,either to restoration or repair of the Pmperty or to the sums
<br /> secured by this Security Instrument,whether or not then due.
<br /> Unless L.ender and Burrower otherwise agree in writing, any application of proceeds to principal shall not extend or
<br /> postpone the due date of the monthly payments rcferred to in paragraphs 1 and 2 or change the amount of such payments.
<br /> 11.Borrower Not Released;Forbearance By Lender Not a Wuiver. Extension of the time for payment or modification
<br /> of amarttuttion of t�e sums secured by this Security Instntment granted by l.ender to an} successor in interest of Borrower shall
<br /> not opemce co[eteux ii ic iiu�,iiiiy ui titc�ngina!Bot7'auCr or Bat7o��er's s!lC�pSSL�75 In!1ltPfrct I�nder shall not be required to
<br /> commence proceedings against any successor in interest or refuse to extend time for payment or otherwise madify amortization
<br /> of the sums secured by this 5ecurity Instntment by reason of any demand made by the original Borrowor or Bonower's
<br /> successors in interest. Any forbearance by Lender in exercising any rtght or romedy shall not be a waiver of or prcclude the
<br /> exercise of�ny rightor remedy.
<br /> 12. Succes.�ore and Assigns Bound; Jofnt and Several LfabfBty; Casigners. The cavenants and agreements of this
<br /> Secutity Instrument shull bind and benefit the successors and assigns of Lender and Bonower, subject to the provisions of
<br /> parngraph 17. Borrower's covenants and agreements shall be joint and sevcrul. Any Bonower who co-signs this Security
<br /> Instrument but does not execute the Note: (a) is co-signing this Security Instrument only to mortgage, grant and convey that
<br /> Aorrower's interest in the Property under the terms of this Securisy Instrument (b)is not personally obligated to pay the sums
<br /> secured by this Security Instrument:and(c)agrees that Lender and any other Borrower may agree to extend,modify,forbear or
<br /> . make any accommodations with t�eegard to the terms uf this Security Instrument or the Note without that Bonower's consent.
<br /> 13.Loan Chuges.If the loan seeured by this Security Instcument is subjeet to a law which sets maximum loan eharges,
<br /> and that law is finally interpreted so that the interest or other loan charges callected or to be collectc�in con�tection with the
<br /> loan exceed the permitte�limits,then: (a)any such loan charge shall be reduced by the amount necessary to reduce the charge
<br /> to the permitted limit: and (b)any sums already collected from Borrowcr which exceeded permitted limits will be refunded to
<br /> Boaower. i.ender may choose to make this refund by reducing the principal owed under the Note or by making a dir�ect
<br /> payment to Borrox•er. If a refund reduces principal, thc reductioi� will be treated us a partial prepayment without any
<br /> pnpayment charge under the Note.
<br /> 14.Notices. Any notice to Bonower provided for in this Security Instrument shall be given by deliver�ng it or by mailing
<br /> it by first class mail unless applicable law requires usc of acwther method.The notice shull be directed to the Property Address
<br /> or nny other address Borrower designates by notice to Lender. Any notice to Lender shaU be given by first class mail to
<br /> L,ender's addmss su�ed herein or any other nddress Lender dcsignates by notice to Borrower. Any notice provided for in this
<br /> Secu►ity Instrument shall be deemed to have been given to Bonower or Lender when given as provided in this paregraph.
<br /> , 15.C.overnins Law; Severability. This Security Instrument shall be governed by fecieral law and the law of the
<br /> jurisdietion in which the Property is located. In the event that any provision or clause nf this Security Instrument or the Note
<br /> conflicts with appliable lu�v,such conflict shall not affect other provisions of this Security Instrument or the Note which cnn be
<br /> f given effect without the conflicting provision. To this end the provisions of this Security Instrument and the Note are declared
<br /> � to be severable.
<br /> 16.Borrower's Copy.Borrower shall be given one confarmed copy of the Note and of this Security Instrument.
<br /> Form 3d28 9l90
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