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<br /> � 97- �46832 f '
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<br /> • `'' of Borrower's covenants and agrcements undcr this Security Instrument and the Notc. Far this purposc, Burcower �'
<br /> .� ;rcce;,�sblS grr.nt�w.�cem�e,s to the Trustee, in tn�st, wirh pawer of sale. the fallowin�described property located �,. -
<br /> hw�++•.� �ll HALL . ..._._ —
<br /> County,Ncbrasku: _
<br /> LOT EIGHTEEN (18) , BLOCt< THREE (3), MEVES FIRST ADDITIUN TQ THE CITY OF `�'-���_-
<br /> � G�RAND ISLAND, HALI COUNTY, NEBRASKA. � -•
<br /> � ' which has the address of 620 EAST MEMORIAL DRIVE,GRAND ISLAND [scna.c�cyl,
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<br /> Nebraska 68801 (z►p coac� ("Property Addmss');
<br /> . TO�FTHER WIT�-1 all the improvements naw or heteafter erected on the property, and all easements, _ -
<br /> appurtenflnces and fixtures now or hereafter a part of the properry. All replacements and additions shall also be
<br /> � >'�� � � covered by this Securiry Instrument.All of the foregoing is referred to in this Securiry Instrumcat as the "Property." ;.
<br /> � I�',� � BORT20WER COVENANTS chut Bonower is lawfully seized of the estate hereby conveyed and has the right to �`
<br /> f�.�=-= gr��t ru,d con�ey the Fr��.rty and:hat tlic Pmgcm� is unencumbered, ezcepc for er.cumbzsnces af recQrd. Borrow?r � :
<br /> warrants and will defend generally the title to the Property against all claims and demands, subject to any ��-
<br /> ,�`'.', '' encumbrances of record. e
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<br /> THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-unifotm covenants _�
<br /> - with limited variations by jurisdiction to constitute a uniform securlty iastrument�vering real properry. �
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<br /> '`• Borrower and Lender covenant and agree as follows:
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<br />=`" ` UNIFORM COVENANTS.
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<br /> t.�>.:. •� 1. Payment of Principal, Interest and Late Chsrge. Bonower shall pay whan due the princtpal of. and
<br /> � intarest on,the debt evidenced by the Note and lato charges duo under the Note.
<br /> '�Y'=•`''�"'' 2. Monthly Poyrt►ent of Texes, Insurance and Other Charges. Botrower shall include in eacb monthly
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<br />��,,,,���!' , • payment, together wtth the prin�ipal and interest as set forth in the Note and any late chazges.a sum for(a)taxes and
<br />-%�.:���'- ' special assessments levied or to be levied against tha Proporry, (b) leasehold payments or ground rents on the
<br /> '�'r;: .- Properry, and (c) premiurns for insurance required under paragcaph 4. In any year in which the Lender must pay a
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<br /> ��"':..;. , mortgage lnsurance premium to tha Secretary of Housing and Urban Aevelopment( Secretary"). or in nay year tn =_ -
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<br />,�,., �� which such premium would have been required if I.ender still held the Securlry Instrument. each monthly payment -
<br /> °�� shap also include either: (i)a sum for the annual mortgage insurance premium to be paid by l.ender to tUe Secretary, E'�—
<br /> �::r;�t� or(ii)a monthly charge instead of a mortgage insurancc premiurn if this Security Instrument is held by the Secretary, ��
<br /> -";•,.:��,;.-:•• in a reasonable amount to be determined by the Secretary. Except for the monthly chazge by the Secretary, these �•' .
<br />''";��;�` items are called"Escrow Items"and the sums paid to Lender are called "Escrow Funds."
<br /> �r�•'••-•-- L.ender may, at any time,collect and hold amounts for Escrow Items in an nggregate amount not to exceeci the �"���-
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<br /> - -•. � • maximum amount that may be required for Bonower's escrow account under the Real Estate Settlement Procedures �� _
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<br />- • Act of 1974, 12 U.S.C. Section 2601 et seq. and implementing regulations, 24 CFR Part 3500, as they may be _�
<br /> ' '. amended from time ro time ("RESPA"), except that tha cushton or reserve permitted by RFSPA for unanticipated b ' •,r
<br />" ' dlsbursements or disbutsementa before the Borrower's puyments are available in the account may not be based on `�-
<br /> amounts due for tho mortgagc insurance premium. �'�� `j��--
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