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<br /> paymentr mny no I+mgcn c�rcquircd,ut thc uptiun uf'l.cndcr, if nxir�gn�:cin:,unmrc r��vcrn�c lin Ihc aunuunt iind liir Ihc �xricxl
<br /> � � � • thnt I.cndcr rcyuires)pruvidcd by un inxurer�ipproved by I,�ndcr ugnin Ikcume� �iviilinhle und is ol»ulnal. Ilurruwer�hidl puy
<br /> ,�a;�,•:l �. thc prcmiums rcyuircd tc�muintuin nwrtg�igc in�;uruncc in c(f'cct, ur to pruvid�n lu,s rc�crvr.until Uic rcyulrcmcnt ti�r murtgu�;c
<br /> a� iuxurancc enJs in uccar�iuncc with nny writtcn ngrccnunt hctwccn Iiorrnwcrund lw:nilrr ur applic�ihl�iuw.
<br /> �:� 9. Inspcctlon. i.�:ndcr or i�s ugcnt muy mukc rcusu�uihlc cntric�upm tind 'In��xrcUun.r ut lhe 1'ru�xrty, Ixudcr shuU givc
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<br /> Borrowcr nuticc iu thc timc of or prior tn un intipcction spu:ifying rrusnn.iblc rausc fi�r thc Inti�xctian.
<br /> '� 10. Condemnation. The proceeds uf uny uwurd or claim fur dar��ag�:a.direct or :�mseyuentiul, in conncctfon w�t i uny
<br /> condemnution or athcr taking of any purt uf tl�c Property. or for c�nvcyaiKC: in licu��f cundcntnntiun, crrc hcreby ussignut and
<br /> •�� ,� . shall be paid to l.ender.
<br /> •� In the event of a totnl tuking of the Pmperry.the proceeds shull be :ippli;d tc�the sums secured by this Security Instrument,
<br /> : �,� whether or not then due, with any excess puid to Borrowcr. [n the cvem ot'a p:u�tiul tuking of the Property in which the fair
<br /> ,,,f .�.�; � market value of the Property immediately before die taking is equal io orgreater than the amoum of thc sums secured by this
<br /> � k�' Security Inswment immediately befare the taking,unless Borruwer and Lender othcrwisc agrce in writing,the sums secured by
<br /> ��'��'k�' ' this Securit Instrument shall be reduced b the lmount of the mceeds rnulti lu.d b the followin fraction: (a)the total
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<br /> ��''�':�' amount af thc sums secured immediately befure the taking,divided by Ib) thc fair market valuc of the Propeny immediately
<br /> '�'�iy�:r,� before the taking. Any balance shall be paid ta Borrower. In the ovent of a partinl taking of the Property in which the fair
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<br /> -� ��- murket value of the Propeny immediately before the taking is lexs than thc amount of the sums secured immediAtely beforc thc
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<br /> •' j��d'',, taking,unless Borcower and I..ender othernise agree ln writing or unless applicable!aw othcnvise provides,the procccds shall
<br /> :'�'6"-� be npplied ro the sums secured by this Security Instrument whether or not ihe sums are then due.
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<br /> �,�r�..,��,� If the Property is abandoned by Borrower,or if,after notice by Lender to Borrower that the condemnor offers to rr►ake an
<br />_-_' •�::i, y , awurd or settle a claim for damages, Borrower fails to respond to Lender within 30 days after the date the notice is given,
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<br /> "'+�° ' I.ender is authoriud to rollect and apply the proceeds,ut its option,citheno restoration or repair of the Property or to the sums
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<br /> _�'=:�T secured by this Security Instrument, whether or not then due.
<br /> �`''�-'1��� Unless Lender flnd Borrower otherwise agrce in writing. any application of procceds to principal shall not extend or
<br />=-�a�;zR'�� postpone the due date of the monthly payments referred to in paragraphs I and 2 or change the amount of such payments.
<br /> -' 11. Borrower Hot Released;Forbearance By Lender Not a Waiv�r. Extension of the time for payment or modifcation
<br /> mLL '�`� of amortization of the sums secured by this Security Instrument granted by Lender to any successor in interest of Banower shall
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<br /> --. -----..;c.�� ��r n�+rr�te��r�I�acP rhe linhility of�he orieinal Borrawer or Borrower'ssuccessors in interest. L.ender shull not he required to
<br /> _ = cammence proceedings against any successor in interest or refuse to extend time for payment ar athenvise rnodify amortizu►ion
<br />-- -- ��— of the sums secured by this Security Instrument by reason of any demand made by the orisin�l Borrower or Borrowcr's
<br /> -= succassors in interest. Any forbearance by Lender in exercis�ng any right or remedy shall not be a waiver of or preclude the
<br /> — exercise of any right or remedy.
<br /> 12. Successors and Assigns Bound; Joint and Several Lfabllity;Casigners. The covenants and agreements of this
<br /> Security Instrument shall bind and benefit the successors and assigns of Lender and Barrower, subject to the provisions of
<br /> purn�reph 17. Borcower's covenants and ngreements shall be joint und several. Any Iiorrower who co-signs this Security
<br /> Instrument but docs not execute the Note: (a) is co-signing this Security[nstrument onty to mongage, grant and convey that
<br /> --- Borrower's interest in the Property under the terms of this Security Insttumenk (b)is not perscmally obligatcd to pay the sums
<br /> secured by this Security Instrument;und(c)agrees that Lender and any ather Bonower may agrce to extend,madify.forbe:ir or
<br /> make any accommodations with regard to the teims of this Security lnstrument or the Note without that Bonower's consent.
<br /> 13. Loan Charges.If the loun secured by this Security Instrument is subject to a law which sets maximum loan charges,
<br /> and that luw is finally interpreted so that the interest or other loan charges collected or to be collected in connection with the
<br /> loan exceed the pertnitted limits,then: (a)any such loan char�e shall be reduced by the amaunt necessary to reduce the charge
<br /> to the permitted limit; and (b) any sums ulready coUected from Borrower which excecded permitted limits will be mfunded to
<br /> Borrower. L.ender may choose to make this refund by reducing the principal owed under the Note or by making a direct
<br /> _______� payment to Borrower. If a refund reduces principal. the reduction will t+e tre;ited ae a panial prepayment without any
<br /> prepayment charge undcr the Note.
<br /> 14.Notices.Any notice to Borrower provided for in this Security Instrument shall be given by delivering i[or by mailing
<br /> � it by first class mail unless applicable luw requircs use of:inather method.The notice shall be directed to the Property Address
<br /> or any other 3ddress Borrower designates by notice to Lender. Any notice to Lender shall be given by first class muil to
<br /> — L.ender's uddress stated herein or any other address Lendcr designatcs by notice to Borrower. Any notice provided for in this
<br /> Security Instrument shall be deemed to have been given to Borrower or Lender when given as provideci in this parasraph.
<br /> 15.Governtng Law; Severability. This Security Instrument shall be govcrned by fedcrul law and th� faw af the
<br /> -_ ----- jurisciiction in �vhich the Property is located. In the event that any provision or clause of this Securiry Instrument or the Note
<br /> - - conflicts with a�plicable law, such conflict shall not affect other provisians of this Security Instrument or the Note which cun be
<br /> _ -_- — given effect without the conflicting provision. Tu this end the provisiaiis of this Security Instrument and the Note are declared
<br /> _'_�--°-°� to be severable.
<br /> `=�"� 16.Borrow�er's Cupy.Burn�wer shall be given one conformed copy of the Note and of this Security Instrument.
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