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<br /> 98�- ��e�r0
<br /> If the amounts held by Leader far fiscrow Items axceed tha amcx�nts permitted to be held by RESPA, Lender _
<br /> ahvl sceount to Botrower for the exoess tijnds sa required by RESPA. [f the arr�ounte of tLnds h¢Id by Lender a�Any
<br /> time an not sufficfent to psy tbo Escrow Item.S when due, l.ender may notify the Bortower and rcquire Barr�wer ro r
<br /> rtw1;e up the thort�ge u pemaitted by RESPA.
<br /> Ttro Escmw Funds an pledged u addition�l securlry fur ell sums aecured by this Security inscrumeat. If
<br /> Barrower tenders ro IxAder the t1�ll pAyment of�Il such sums,Borro�ver's account shdl be credited with the balance
<br /> re�n�iniag for ull Iast�liment Iteau(a).(b).and(c)and any martgego insurru►ce piemium inst�llment thnt Lender b�a
<br /> not become obligated to pay to the Secretary, and I.ender shxll pramptly refund u►y oxcess funds to Horrower.
<br /> (nnmedl�tely prtor to a foreelosure salo of[he Property ar its acquidition by l.ender, Borrower's accoum sh�ll be
<br /> credited with auay balance remainln8 for�ll installments for items(A),(b).and(c).
<br /> 3,�,��ot p�ymeots.A,t.t p�rments undcr paragrAphs 1 and 2 aAall be applied by Lerx4er,as fottaws:
<br /> FI�I.to t�e m�rtg�ge r�ucan�pnmium�to be paE4.Dy 1 cr�d�:t:o the Secretary or to the maon�b.Cp ch$xge hX che
<br /> SecretuY instead of the anox►.rh[y maorr,gaae ins�nr�ace premi.um;
<br /> ,�,to aay taxes.sp�ial assessments,leasehold payments or grouad nntx.and flro,ttooa aAd o�eer ku�rd
<br /> Inaurance pnmiums,�s reqnired;
<br /> �,to interest due under the Nde;
<br /> F�,to xnwrtizat3oa of the principal of tha Note;and
<br /> ? �.ro late chuges due under the Note.
<br /> 4.Fire.Flood�wwd Other fls�rd Iasurance.Borrower sl»ll insure all lmp�c+nvements on the Property.v�rliethe.r
<br /> ,�.�a in e:ittence or 6ubsepl�GREIy eciocled.ag�irst aay h�z+�rds,casuiltles.aad continaenciea.includiag fue,for wi�ich
<br /> •luender t+equia�es insurance. '�Sis Insurance shatl be ma�nt�unea �n tne amoun�s �ad ior u,e ��..►�:� '.".. :.:.-..'•c�
<br /> seqw�rp. ��r.cu�ver nhall �lso insure all :�nipmvemencs on the Property, whed►er now ia existeaoe or subseq�xndy
<br /> �iecttd,agdnst loss by iloods to the exteat required by the Secretary.AU iasurana shall be curied w�th oom�nia
<br /> npprovod by Lcader.The iasuruke poNcies and aay renewals�hall be held by Lrender and shall include loas pry:ble
<br /> ciwses iu favor of,�nd in a fonn acceptable to.Lender.
<br /> Tn tl�e eveat of loss.Borrower sh�ll gtve I.eoder jma�ediate notica by meil.Lender may make pm°f of loss if noc
<br /> m�prsmgilY bY Rorrower. F�ch insura4ce comPazry concemed is➢��by authorjzal a�nd dirxt�d to maice pnymeut
<br /> for such losa directly eo Leader. instad of to Bocrower aad to L.ender jointly. All or any puc of�he inw�
<br /> ,prooeeds mq be�ppliod by L�ender, at Its optioa,oitber(a)to the reducdon of tbe indebtodness uader the N!�s��
<br /> this Savdry Insuumeat,fitst w any delinquent uywui��s appliod in the order in��ragtaph 3.u�d then to prey�tmnent
<br /> of princip�l. or(b) to the raroracton or rep�3r of the damagai �raperty AnY aPPlicutoa of We proceods ta the
<br /> princtgil slda9l not extead or postponc ttac due date of the nwnthly�pn,yresa►ts a+hich ue refamod«in W�B�2.a
<br /> chinge tht umount of auch paymeats.l��ny zxass insunuxx proceecls•over�a amount required,t�o P�Y�il a►tat�din6
<br /> , nndeebtedness under the Note and thta SectaritY Insuurtie.nt�1td1 be paid to the endty legally enti�led�hthu ea sba
<br /> � Ia the eveat of foreclosure of this Sttatdcy Instnameat or other tru�sfer of tltle to t1�ee Property ��
<br /> � tde indebtedneas, all right. tide and Insarat of Borrower in nnnd to insuranx poUcta in fonx stu11 pass to the
<br /> ., , � putChaer• � .
<br /> ' S. O�cc�pasey,I'resecvAtbn, Miiatnbance and Proteetion At the Propat7;Barower's�an Appliwdai ,
<br /> � � I.e��eioldr. Bomower sh�►ll occupy�atabli�h�and u�e t�e PcoP�rtY as Borrower's princip�l resideaoe�thSn skry , ,
<br /> ' days�tter the execudon ot s�iis Socuriry Instmmetu(cot'ti�+ltb�n sixty diya uf a later aale or mmsfer of the l�r�nperry)
<br /> . �nd �11 ooatinue to occupy the Property as Bormwer'�Principil nsi�dencx far ar le�st one yeu�afber tho'du�o o! . , .
<br /> oxupu+cy,unlaa I.a�der�determnlaea that requiremrnt wlU c�use u�due hudship for Borrower.or unless exteauuins .. ,
<br /> ' �' circumst�nas exitt wWr3r• ue bayoad Borrower's a►ntr.ol. Bozrower shaU aottfy L�ender of my exteawuinb .
<br /> c;rcwn�t�.Borrower shaU not cammit wa+te or desaoy�danuge or subatandally ch�nge the PropatY or�O�t
<br /> ..' �ropaty to deteriodue,'!r�cusatuble weu and teu exceptr,d.L,ender caay inslxct the PropertY if the Property
<br /> . � vr abmdoaed or tLe loan �s in defautt. I.ersder ms�y t�lce reasonsble actioa to protect�nd praerve wch v�caat oc
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