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<br /> 1083'76
<br /> ;:';.:��}� TOCiE'CE[BRWITH ull the improvemenGsxiow or hereafterercctcdon the property,and��ll eascments,appurtenanc¢.�,aad
<br />:_h�; ivaures auw un c�r�aflcr u puii a� i�� �.�N:.:.�. .� 16`J1QWUlMCIM;:usc! additiot�.s�^!' •.:..':� �c ::....:c» by this Sscurity ---
<br /> �r� Inhtrumcnt.All of the foregoing is rcferrcd ta in this Sccurity lastrumeat as the"Properry.'
<br /> '��`��?. BORROWHI�OVBNANTSthat Borrowarls lawtully seised nf the estatehereby conveycd and hns thc rtght to grant snd _
<br />`�j`���y' convoy the Praperty and that thC E'roperty i.q unencumbered,except for enc�unbr:uices of record. Barrower warrunts and will
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<br /> =;�;,� defend generxUy the tltle ta t}►e Property agaiast all claims and demends,subject ta eny eaaumbrances af tecord.
<br /> T�11S SECURITYINSTRUMENTcombines uniform covenants for nadabal use and aan•Up�IOflq CA1�enanGS with Umlted
<br /> �� '� variatIoac by jurlsdictloa to constitutc a unifoem sccurity iastrumcat coverin�rcal property. Y
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<br /> •:::�ta UN[FORMCOVEIVANTS.Bonower end 1.endercoveAant and agree as foUows:
<br /> _�Y� l. Pwyment ot Peincipal R11d IQ�!lC91j PI'ljlRjrWlU1 and Late Ch�rgea. �iarrower shall promptly pay when duo the
<br /> prinapal uf aad interest on the debt evidaaced by the Note and any prepaymet�t and lata chatges due under tha Note.
<br /> '� 2. Fuode[or 71�xe9 �►nd Inauraace. Subject to appUcable law or to a written waiver by Lendcr, Botruwer shall pay to
<br /> '.•"„� Lendexoa thc duy montbly payraents urc duc uader the Note.uatil the Note is paid in fttU,a sum("Ftu►dc")for:(a)yearly twces
<br />:;�;4�`• and essessmentswhich may attaln priodty over this Securiry Instrumentas a lion an thG Properry;(b)yearly laasehaldpayments
<br /> -'=.;;,,�� or p,rouad renta on the Property,if any,(c)yearly hazard or property iaswance premiuma;(d)yaatly Qood lnsurance pte,mlums�
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<br /> �;�;,;.. if aa , e ycarly mort geinsuraace rr.mitima,ff an, and an sums a able Borr�werto Lender,ia accordancevn
<br />--1=''�'� the provisions of parag�aph8, in lieu af the payment of mortgage insurance premiwns.These items arc called'Escrow Items"
<br />`'--'''�-'` I.ander may, at any time, coAect and hotd Ftiuids in aa amount not to exceed the maudmum amount a 1encYer for a federully
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<br /> ---- related mortgage loan may require for Bonower'c escrow account uader the federal Real Estato SetdemeutProceduresAct of -
<br />_L:;;;��� l.Se74 �s Pnnendedfraui time to time, 12 U.S.C. Section 260f et seq. ("RESPA"), unless aaathcrlaw that applies to the Fl�nds
<br />.�.u�u� s�tc a Tesser amount.If so, Lender may� at any tlme,collecE aud hok!k�nds In an amount not to racceed Wa lessea aaaoua�t.
<br />_ ' Lender may estimatc the amount of Fl�nds due oa the basis of currenc d�,na and reasonable esda►ates of expendihues a�futwo
<br />`���� Escrow Items oa ocl�erwise in accordauce with a�pp�4�sable law.
<br /> _ T�C ��w. .L�.�LI {u I.�I��n ��°t!t..�^...���:},.�en �In�uitc aM�e�t.orr{�}• A fP.t�P.iAI 9IICIICV. IOS[[U�ICAIBIILy�OT EALI� ..
<br /> 4''� (incleullag l.casier,i�U.�:nder is auc6 au►institudau)or ia any�'ederal Home.L.oan�ank.Lendersl�ell apply the fi�ads to pay the
<br /> -- = Escraw Items.Lender may aot charge Bonower for holding and applying the FUnds,atmually aaaYydng t1►a esaow account,or
<br /> -- verifying the Escraw Items,ualess Lender pays�c�xrowerintereston the flinda and appllcablelaw perno.its l.enderto makesuch
<br /> � a charge.However,Lendermay require Borra,wc r to gay a one-tlma charge for an independentrcal cst��yehuc reporting sen+ice ,
<br /> used by Lender in coanection wlth this loaq arnless applicable law provides odierwise. Unless an ngreement is made or
<br /> � applicable law requireslnterest to be paid,I.ender shaU not be requiredto pay Borroweraay interestor eaznings an the P�tads.
<br /> Borrower and Lender may aRca in writinS, however�that intcrest shall be paid on the Fl►nds.Lender shall give to�orrawer,
<br /> without charge,an annual accounting of the F�nds, showing credits and debits to the FLnds aad the purposa far wt:irm eaca °
<br /> debit to tha Fuads vw,rs made.The F�nds are pledged as additional security for eU snm.s sectued by this Security In'stnunen�
<br /> If tha Funds hcld by Lendcr exaed thc am�untspermittedto be held by�pplicable law, Lendershall accouat to Bc�rtovwer
<br /> - for the wccess F�nds in accordancewith the requirementsof applicable law. Tf the amount of tho Fuaclb hold by Lender at�t�ay
<br /> :,,'� time is not suffident to pay the Es�cr�w Itemswhcn due,Leadermay so notify 8onowerin writing, and,ia such c.�sc 8�n��er
<br /> ._.-�� shall pay to Lender the amountu�LCessary to make up the deficieacy. Borrowor eball�p�ce up the deflcicncy in no�norra tlian
<br /> twelve montLly paymente,at Lendor's sole discretion.
<br /> Upon paymcat in fal of all su�as secured fiy this S�curity Iashmment,l.cnder sball promptty refuad to Borrower any
<br /> Ptitnds held by Lender.I£ undcr pas�graph221, l.�Tder sLall acquire or sell�ti►e Property,I.tnder�pd�r to tho acquisition or sale
<br /> of thc Proporty�shall apply any�nals hold by X.ender at tha cime of acquisidon or sale as a credit againat the sums secured by
<br /> iLis Securtty IwsMiment. •
<br /> 3.A,pplkaqon ot Payments. gJ»lessapplicabklaw provides otherwise,aU paymontsreaivedby Lenderunderparagrapbs
<br /> 1 and 2 shall be appHed:fust, to anq prepaymeatcharges due uader tha Note;second,to amouatspayabb under puag�aph2;
<br /> tl�ird,to interest dua;fourth,to E►rincipal due;and last,to any late chargas due under tlie Note.
<br /> 4.Ci�r�s; Uena. Borrower sball pay all taxes, assessraents,charges,tmes and imposi�ons attrtbutabloto the.Pxoperiy
<br /> -.- – wLich may attain priority over t��is Security Instrument,and leaeehold pa+yments or ground rents,if any.Bonower�all pay
<br /> these obligations ln the manaerprovided iu parag�aph2� or if not paid in thut manner,Bonower shall pay them on time directly;� '
<br /> ' ta the person owed payment.Bonower shall promptty fttrnish to Lendar all notices of amountsto ba paid under this parag�apk�.,.
<br /> ° If Borrower mAtes these paymenta directly,Borrawer sball promptly furniah to Lender receipts evidendng tbe paymeata. � ,
<br /> ; Borrowerahall promptly disc6arge any lien wtdch hu prlority over this Securiry Instn�mentunless Bonow�::(a)agcees in
<br /> '. writimg to thc payment of the obligation securedby the lien in a manaeracapWbleto Lender;(b)contestsin good faith thc lien
<br /> 1 by, or defends against enforcement of the lie�t in, legal proceadings which in tho I.ender's opinion operate to prevent tbie
<br /> ' enforcementof the liyn;or(c)secures fcora�14�e aolder of the lien an agreementsatisfadory to Lender subor�iaatingthe]tea to ,
<br /> ,. tbit Security Instrumen�If I.eader determin�.ti�that any part of the Proparty ia sabject to a lion wbich m�y att�in priorlty over..
<br /> � � ' tLis Secndty Instrament,I.ende�a�ay give Bonower a notice identii�dng We lien. B�rower shall satisfy the Iien or hke one or
<br /> ':.`:��;' more of the acdons set forth�bove wlthin 10 days of the�in;�ng of notice.
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