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<br /> � _� puymcnts muy na longcr Uc rcquircd, ut thc uptiun i�f l.cndcr. it'mcirtgugc in�urunrc covcragc lin thc umount and for the period
<br />_. � thnt L.cndcr rcyuircx)providcd hy un insurcr uppn�vcd by L.cndcr ugi►in bcci�mes uvuiluhlc und is c�btuincd. Borrowcr shull paiy
<br /> ;. the premiums requircJ tu muintuin nmrtgnge insurauce in effect, or tu pruvide ii Inss rescrve, until thc requirement for mortgage
<br /> �r�' ` insurimce ends in uccordunce with uny written ugreement betwecn Borrower und l..ender or applicable luw.
<br /> r 9. Inspctitiun. l.�nder or it,ugent muy m��kc reu�onublc entrics uFxm und inspecti�ms uf the Property. I.cndcr shnll give _
<br /> Hnrrowcr n�uicc at thc tinu uf�ir prior t��un inspcctiun spccifyidg rcusonuhlc cau�r fi�r thr in+�xctic,n. �
<br /> s 10. Condem�iatlon. The proceed�oY+iny awurd ur rlaim for dumuges, direct or conuqucntiul, in cannection with any
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<br /> condemnutii�n or�ither tuking uf uny pan of the Propeny, ur Fur canveyunce in lieu of condemnution, urc hereby assigned and
<br />- ' shiill bc pnid ta l.r.ndcr.
<br />`' � In thc event of u totul tuking of thc Property,thc proceeds shull be applied to the sums sccureci by this Security Instrument,
<br /> whethcr or not then due, with any cxccss puid to Borrower. ln the evcnt of a partinl tuking of thc Property in which the fair
<br /> ' murket vulue nf the Propeny immedintcly before the tuking is equnl to or grcater chan the um��u►it of the sums secured by this —
<br />--" Security (nstrument immeciiutely befare the tuking,unless Borrower und l.ender otherwise ugree in w�iting, the sums secured by
<br />-��='' ` this Security Instrument shull bc reduced by thc amount of the proceeds multiplied by the following fraction: (u) the total
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<br />_= umuunt of the sums secured immediatel�� befare the [akins, divided by (b) the fuir murket value of the Property immediately
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<br />�;��:;, before thc taking. Any bulance shull be paid to Borrower. in the event of a partial taking of the Property in which the fair
<br />;;'�'�°��.� anarket value of the Propeny immcdiatcly before the tuking is less thun the amaunt of the sums secured immediately be���re the
<br /> - taking, unle�s Borrower and Lender otherwise agrce in writing or unless applicable law otherwise provides,the proc:eeds shall _
<br /> .w::.�ir,
<br /> - be applied to the sums secured by this Security instrument whether or not the sums are then due.
<br />-'"i�� [f the Preperty is abandoned by Barrower,or if,after natice by Lender to Borrower that the condemnor offers to make an
<br />— •. ::.�. _
<br />' ;;;,;- uward or settle a claim for damugcs, Borrower fnils to respond to Lender within 30 days after the date the notice is given,
<br />�.,4-;x•' Lender is authorized to collect and apply the pra�s,at its uption, either w restorntion or repair of the Property or to the sums
<br /> � secured by this Security Instrument,whethcr or not then due.
<br /> ';`��.;viL� Unless L,endsr and Borrower otherwise agree in writing, any application of praceeds ro principal shaU not extend or
<br />�;,;�;s:;� postpone the due date of the monthly puyments refened to in paragraphs 1 and 2 or change the amount of such payments.
<br />;,.�:.'t;' 11. Borrower Not Released;Forbeurance By I.ender Not n Waiver.Extension of the timc for paymcnt or modification
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<br />_�;:,s;L�, of amortization of the sums secured by this Secunry Instrument granted by Lender to any successor in interest of Borrower sha
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<br />�-��-•�y not operate to relense the liability of the original Bonower or Barrower's successors in interest. L.ender shall not be required ro
<br />=`"�7 " rninmP(](`P�YACPP1Il�lgs againsi flny successor in interest or refuse to extend time for payment or otherwise modify amortization
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<br />��,};�.�s of the sums secured by this Security instrument by reason of any demand made by the originnl Borrower or Borrower's
<br /> —�,;,;Y��� successors in interest. Any forbearance by Lender in exercising any ri�ht or remedy shall not be a waiver of or preclude the
<br /> -----—= exercise of any right ar remedy.
<br />� 1Z. Successors and Assigns Raund;Ja9nt and Several LiabiUty: Casigners. The covenants and agreements of this
<br /> --_ -- Security Instrument shall bind and benefit the successors and assigns of L.ender and Borrower. subject to the provisions of
<br /> � paragraph l7. Borrower's covenants and agreements shall be joint und severul. Any Borrower who co-signs this Security
<br /> Instrument but does not execute the Note: (a? is co•sibning this Security Instrument only to mortgage.grant and convey that
<br /> Borrower's interest in the Property under thc terms of this Security Inst�vment; (b)is not personally obligated to pay the sums
<br /> --�-- securcd by this Security Instrumcnt;and(c)agrees that L.ender and any other Borrower may agree to extend,modify,forbear or
<br /> — muke any accommodations with regard to the terms of this Security[nstn�ment or the Note without that Borrower's consent.
<br /> 13.I.oan Charges.If the loan secured by this Security Instrument is subject to a law which sets maximum loan charge�.
<br /> and thnt law is finally interpreted so that the interest or other loan charges collected or to be collected in connection with the
<br /> loan execed the permitted limits,then: (a)any such loan charge shall be redueed by the amnunt necessary to recluce the eharge
<br /> _ -- to the permitted limit; and (b) any sums alrexdy collected from Borrower which exceeded permitted limits will be refunded to
<br /> � Bo�rower. Lender may choose to make this retund by reducing the principal owed under the Note or by making a direct
<br /> payment to Borrower. If a refund reduces principal. the reduction will be tmated as a partial prepayment without any
<br /> —_= prepayment charge under the Note.
<br /> �` 14.Notices. Any notice to Borcower provided for in this Sccurity Instrument shaU be given by delivering it or by mailinb
<br /> � it by tirst class mail unless applicable law rcyuires use of another method. The notice shall be directed to the Property Address
<br /> or any other uddress Borrower designates by notice to Lender. Any notice to Lender shull be given by first class mail to
<br /> -- Lender's address stated herein or any ather address Lender designates by notice to�arrower. Any notice provided for in this
<br /> ----- Security Instrument shall be dcemcd to have becn given to Borrower or Lender when givcn as provided in this parngrnph.
<br /> - --- -= 15.Governfng Law; Severability. This Security Instrument shall be governeci by federal law und the law of the
<br /> _—__y`= jurisdiction in which the Property is located. In the event that any provision or cluuse of this 5ecurity Instrument or the Note
<br /> _ ----- conflicts with applicable law,such canflict shall not affect other pmvisions of this Securiry Instrument or the Note which can be
<br /> --=��z�� given effect without the conflicting provision. To this end the provisions of this Security Instrument and the Note are declared
<br /> `�'"'�� to be severable.
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<br /> �;,��;?�� 16.Borrower s Copy.Bomower shall be�rven one conformed copy of du Note and of this Securiry Instrument.
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