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<br /> ,�� � • TOCiBTHEit W1TN sll the improvements aow ar hareafter crectod on the property,and all easdltyMts,ap o��� _
<br /> '� fixtures aow ar heroafter a Fe� ot the pmperty. All nplacemtnts and add1tionY ehall alao be caveral by thie Security -
<br /> •��: � Iasttument.All of th� toregalag ia nfernd to in this Security Iast�nt u the"Properry."
<br /> � .� BORROWBR COVBNANTS that Bortower Is lawfully aeised of the estate hereby convoyed and has the dgbt to grant and
<br /> ' �;. coavey the property and that the Property is unencumbered,eacept for eacumbrances of record. Borrower warcanu and will
<br /> < � defcnd generaUy the title ta :he Property aga�nst a11 claittu and demands.aubject to any encumbranas of record. �
<br />-� �� THIS SECURITY INSTRUMBNT combSnKS uniform covenuita for natioaal use and non-uniform covenants wlth limitod
<br />_ �" variations by jurisdlclion ta coastitute a unifoma secnriry instrument covering real pmperry. ;
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<br /> ' UNIFORM COVBNANTS.Horrower and Lender covemnc and agree as follows:
<br /> "•"8�� 1. P�yment ot Ytinrlptl aed IMc�stt �ppYro�t aod La�te Ch�rges. Borrower sball prompcly pay whea due the
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<br />.`� � ptincfpal of and iaterest on tLe debt evide�oci by the Nate and any prepayment and late chargea due under We Nate. _
<br /> 2. FY�ndr for Tayes snd Insw�ince. Sti►bjext ta applicable law or w a wcitten w�iver by Leader, Bo�rower s�all pay to
<br />:F 'ti Lender on the day mo�thly piyasenu are due uader the Nou.until the Nou is paid in full, a sum('Funds")far:(a)Yearly taaa
<br /> � and assss4mrnts which may utain prloziry ovor thia Secutlty Insvumeat as a liea on the Property; (b)Yearly leasehold payments
<br />- 3 or ground rents on the Propeny, it�nY:(c)Yearly hazard or propecty insurance pnmiuma:(d)Yearly flood ins�uance Preaaiums,
<br /> �' • if any: (e)Ytar1Y mort8�8e iasurance premium�s, if any:and(� aaY sums payable by Borrower to Leader, ia accord�ce with
<br />- �. '�,;_ ;� the pmvL�ions of parzgnph 8,in lieu of the payrant of mortgage iaauraace pnmiums.These iums ue called'Escrow Iteun.'
<br /> , Lender may,at wy time� coAect uid hold F�nda in aa amounc not ro excCOd tba mmcia�um amount a leader for t federally
<br /> :: �{f. :�," ` nlatal mort��ge loia m�y requlra for 8orrower'a escmw accoune undar the feder�l Re�l Eiute SetLlement Procedures Act of
<br />_�• . '� 1974 n nmer►ded from tla�e to ttme, 12 U.S.C. Section 2601 d srq. ("RGSPA')� uala�another I�w that applia to the Fundi
<br /> ;;.� ��,��_+,. uts�la�cr unount. If�.I,endcr nuy� at wy da�e.collect and hold Fund�in an�mouat aot to exceod the les�er an�outit.
<br />_ `..��;,�-,:� l+eader may aNm�te the amount ot Fuads due on the buli of cumnt d�tx �nd rc�wnnblo eatim�tes of e�prndttura of Nturo
<br /> �:; .":��'�'�x �crow Item�er aherwbe in�cxord�nce with q�p1lcable law.
<br />_�.,„�;��Q 'I'Ite Funds�hall be ixld In �a Institutla�n whwe deposits ue lruured by � fodernl �cncy� InstrumeuUlity,or eatity -
<br /> ��._=i �•. (tnCiudip�ic�wsti��i i�ciw'u:i{o aiiia'�~_�u�"o�ICd'uGAj'v�!rt�cy Pc�rr�!�^i�`!�^�9!�.�.l�r.�!?��1��pgly the����•+,t�;+�y�Iws
<br /> ��,�';� . F.�crow Itenu. L.ender may uoc char�e Bocrower for holding md�pplying the Fuadi,uu►ualiy u�alyziaQ the acrow�ecouut�or
<br />�;��^:�,�, verityia�tha Escrow Items.unles�LeAder piya Bornower intec�at oa tho FunM�nd�pplicabte law permlta Lender to make such
<br /> ±��x a clucte.How�vu� L�ender may requin Borrower to pry a oac-Wne clwte for aa indepeMent re�l atue tu reportin8 Krvice
<br />=`�.�x_�r uaed by Lender la coonoctlon with t1�s lwa. unleaa applicable law provides othenvisc. UNeas aa agcameat ls m�de or
<br /> �'�s�;,�°� Bocrower aa iaterat or euaings on the Funde.
<br /> , �pplicable law ra�uires latettst to bo paid. I.ender shall not be nqui�ed to P�Y Y
<br />=•''+°°�``�+, Borrower atxi I.render may �groe in writing,6ownvar.that intenat ah�il be p�id oa the Fuads. I�cnder eh�ll give to Borrower.
<br />'_=-��"'� w�cut r�sargt, att aaarsat �at�no�f th�R��nds, Rhowing crediu and debita w the Fwidn and the p�uno�e for Mhich each ,
<br />�:yr;;:Vtet;es�� debit to tLe Ft�ade Ma�made.'IUe Ftiada u+e pledged ss addidomi security for�11 aumu exured by this Secudty Insuument.
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<br />=--���y�� If tt�e F1►nda held by �ender ozcad the�mounta permiued to be held by�pplicable law�Lender iLell aa�uat w wer
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<br />____�,.v�� for the exaas Funda in aocordance with the r�quirements of�pplicable l�w. It the�mount of the Funda luld by u any
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