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<br /> .a� S. H�rd or Pmpceiy Incunnce. Itorrowe� shall kcep the impmvGmonte naw eaistin�or re�fter erectod an �o _
<br /> ,...,.....,,.,, ,...�.,.. �....h�rT� hay,,,dc included within tho term "extended coverago" cnd�ny other haurds, includln� _
<br /> . —�-�.-p� :tvMc..y ..saw.,....,H....... ..... .-. � ----
<br /> a flood�or floodiag, for which Lender requltes insunnco.Thtn insur�noe sh�l be m�int�ined in[de amoun�a m�i iv� u,o�w,:.�: —
<br /> o�
<br /> � �y� . th�t Lender reyuln�. The insuru�oe c�rri�r Pm��ding tho[asurance sh�ll 'oe ehcrsen by Borrower�ubJect to L�endrr'a appmvnl
<br /> whlch ehal not be unreuon�bly wittiheld.lf Aorrower f�ils ro m�intdn covenge described above, l.ender nky. at L.eader'e
<br /> option.obt�ln coves�ge to protect i.enQer'e dShn in the Propetry ln aocorduice wlth pu�graph 7.
<br /> � Ail insurance policies uid renewala ehail be �ccept�ble ro Lrnder uid abdl includo �at�nd�rd mostl�Se cl�use. Lender
<br /> � eh�ll hsve the dght to hold tha policies auxl renewals.If L°..adcr re�ulres. Bomnwer sha11 promPtiy give tu Lender Rll recelpta of �
<br /> ' �G � p�id pnmiums and nnew�l notias. In the event oi loss.Borrower ah�t1 give pmmpt notice to the insunu►ce cuTier�nd Lender.
<br />:��`�•..�� �-. L,ender ma y malce proof of lass if not made promptly by Borcuwer.
<br /> Ualess Let�der u►d IIorrower oth�cw lte agree ia w r i t i n g,[n s u n u x e P m c�o d e e b a l l b e�P p l i e d t o n s t o r a t lon or r e p�it of the
<br />`�••�-•--� properry damf�ged,if tbe restor�don or rep�lr is economicallY foasible uad Lender'a security ia aot lessened•It ttx testat�tlon or
<br /> .,�� repair ia not awnomic�lly feasible or Lender'a securlry would be lessenod,the insurance proceeds sh�116e aPplied ro tho aums
<br /> securod by this Securiry lascr�m�nt,whether or uas then duo. witb any exexss pxid m Borrower. It Bortower abuxlons the
<br /> � prog:rty.or does not u►swer wlthin 30 d�ya a notice fmm I.ender thtt tlu in�urute�e curler h�s oftered to aettl�=t�cl�i�m.s�
<br /> � Lender may ooUect the insuranoe Pro�1S. Let►der may use the pmceeds to repair or restore the PropeRy P Y
<br /> � �°,1 eecund by this Securlry Instn�meat,whether or not then due.'[t�e 30-day pe�odn i�lf beg�s o�i�n�c;p�a1 iahallenot oxtend or
<br /> .:,..:s::',:�:?�,• Ualas Lender And Hormwer othenvise i8m in writing. AnY APP P p ts. If
<br /> ,,.:, . �,.�' poatpone tho due datc of tbe moathly pzyments referrod to ia paraBt�Plu 1 aud 2 or chaage the amount of the paYmea
<br />'..li,;�k�;sst
<br /> �,t;,��:°� under�SUagr�p6 21 the PropenY i$�iuired by Lender.Borrower's right to aay insunince policles usd praeeds rault g m
<br />'::+``'�'`"+� � rior to the ocquleltlon a1►ap p�ss to Londer to the txtent af thc sums accural by this Szcurity instrument
<br />_,...,r;:,,. e to the PrapertY P
<br /> "'.�`.� ,`' immedt�tety prior to the acquisidon.
<br />_,;. �;..:.
<br />"''"`,'``.`;,`'� Prc�ervatioa• 1Vlaintanana and Pn►tection ot the Propectyi Borrawer's I.oan Applkatiou;I.eaxhold�.
<br /> =_� 6.Ooeup�ncy. a�Borrower'a rinci al residence wiiP►in sixty d�y��ftor the eaocuKon of
<br /> '-a�- Formw�r ahill oocuPy.est�blish. �uid use the PropertY P F
<br /> -�'� thts Security�a�nent and ah�ll wntinue to occupy the Property as�sorr�wer's p,;ucl�,�l r.�.idettce fos�1±*�t on�y�#.�Aer
<br /> y'n
<br />,;,;i;�;., the date of occup�ncy.unless I�d�r o��x agrees ln writing,whicb consent ah�il not be uare�sonably wichheld.or unless
<br />__'�c����.,, �xtp�uui�,g circuimtu�oes exist whidi u�e beyond Sorrower's conuol.Borrower ah�ll not destroy, c�amage or impair the
<br /> ':��"�`• pmperty. albw tho PropertY to deterionce. or commit w�ste an the PropertS+. Borrower sh�ll be in d$fault lf auy forfciture
<br /> _ir�[?`:':: t Could ce.avll i1u fo[feitute of the
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<br /> ,_�,r�,,., action or pmcxodln8.whether civil or cdmiiul. ia begun that in L.ender's good f�ith J 8�
<br /> �;���� � �P�nY or otbenvlso mueri�lly imp�ir the liea�nated by[his 3ccurlry Ia�trumeat or Lendcr's�ecurlty interest.Bonawer mzy
<br /> �"''� cure auch a default uxl reinstate.a�provlded in pu�graph 18.by eausing the�cdoa or pr000edin8 to be dlsmi�sud with a niling
<br /> •-� that. in I�et�der'a good fiith detemunation. PrecIudca fuifei�af ttt:.9o:m°�tr's tn!wK�t in�he Property or other msterisl
<br /> �i�,.�':.
<br /> ::�;:�<,�:��, imp�irmeat of the liai cnated by ti►iR Securiry Instrtunent or Lender's kc�ulty tnterest.Borrower shall aso be in default ii
<br /> -�°'� Boaower.during the Iwn app�ication process.BAVe materidly false or insocun�te information or statecnenu to Leader(or fidled
<br /> =v- = to provide Lender with any mueri�l inforn�ation)in connoction wi[h the lw�n evtdanacl by the Noce,tncludina,but not limitod
<br /> to.r�Preuaations oopceming Bormwer's occupancy of the Property as aprjncipal raidence. If rhis Se�udty Idstrumeat is oa a
<br /> J� lea�elwld, Borrower sb�11 oomP�Y w�t��1 t�e provisions of the le�se, If Burrower acquira fee citle to the Property. the
<br /> i.� laisehold aud tl�e foa dtle shall twt merEe unlex+I.ender agra�ta tbo merger ia wrlting.
<br /> -- �,p�,����,�'y R(qh�in the peoperty If Bonowar faila to perform the coveae�ta and agrocment�contained in
<br /> thia Securfty Insaumeat,or there i:a legd procadia�thu�Y sl�aificu�tly affect Ledler's hghts in the Pcoperty (such a~a
<br /> p�ing in b�nluuptcy,Ptobate,for oondemn�don or forfeitur�or to enf'orco l�wa or regululona),thea�I..eader may da�nd
<br /> pay for whuever Is nccessazy to Prococt the v�lue of the Proper[y u�d Lender's eighu�u the Propaty.l.ender'a�cdoas maX
<br /> it►clude {uY�B �Y sums seau�ed by i lien which h�s prioriry ov�er this Sa;urity Intuumeat. �PPeu�►S i° court� PaY�B
<br /> � reawnRble momeya'fas and enteria8 oa the PropectY to make rcp�irs.Although Lencbr rn�sy t�lce�eti9a under tLis p�ragr�ph
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<br /> 7.i.ender doa not h�ve to do so.
<br /> -- ,�y amouata ditbureed by Leadec uAder ttus pangrauh 7 :hall becocne add�donsl debt of Borrower�ecutod by this
<br /> — Securiry insuumeat.UNess Bormwer md Lcnder agra to oWer terma af prymecu,the�e amounta sha11 bear inucest from tha
<br /> ------ due of dieb�;r�ement at the Note rate md ahsU be payable. with iatecest.upon uotiAe from L.e�der to Borcower requatii►g
<br /> �'�-� t.
<br /> - �Mort�aae Insuranee,If Lpxler requlred mortgage insucance ns�ooadldon of m�ldng the lwia sewred by thia Security
<br /> Insaument. Borrower sh�ll pty tbe pntaiums a9uired to nuintalr►tln mortga�ge taaw�tce in eff tbc�romtua�requirod to
<br /> mort�age in:ur�nce ooverage requtred bY Lend�r ispse�or ceaaes to bo in effxt. Borrower ah�ll p�yY P
<br /> obWn coverege wbstenddly equivdtnt to che moctgage insur�noe Pravloualy in efitct.at a cost aabstandvly oquivala►s to the
<br /> coat to Borrower of the mortgage insurence pnviously in effect, from�n dteraate mortgage insurer �pprovod by Lender. If
<br /> _ subsw►ddiy equivalent mortgage insunnce oovetnge i:not avallablo. Borrower abaU pay to Lender each month a swn eqwl to
<br /> --- one-twelfth of the yearly mortgi►ge insunuoe Prem�um b=�p8 P�d by Borr�wer whea tho insurax�e coven�ge t�pxd or ceaaed to
<br /> -�v�Y--� be in epfect.Lender wlll accxpt. use and retain tbae Paf'ments es a loss resecve tn Iicu of mortgagc imurancc. Lou rdecve
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