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<br /> �� !�`�, paymcnts muy no lang�n c�rcyuired.ut thc optinn uf L.endcr. il'murtgngc in,unmrc cuvcraE� (in thc�imnunt and fur thc perii�d
<br /> ,,.:1. .� tha!t I.,ciidcr rcyuirc�)pruvidcd by un insurcr:►ppr��vcd hy lAnder a��:uin hecu�nc�nvniluhlc nnd is ��h�nincd. [3orrowcr shall pay
<br /> �,, the premium+reyuiral ta n�.�intnin mortgnse insuriince in effect, ar t�� pruvide u lus,re+erve, until thc reyuircntent for monsage
<br /> '` insura►ice cnds in :icrordamrc wi►h nny written ugrc.mcnt hctwccn f3urruw�:r nnd IAndcr���ap{�liriblc luw. �
<br /> 9. Inspectian.Lender�u its ugcnt muy m;tkc re:tsonnblc cntrity upu��ut�d uty(xcuum ul tl►� Pr��(x�rty. 1.�ndcr:,hall giti�c -
<br /> :-,,,.°�— &�rrowcr naticc at thc•imc of�tt prior to un inspcction spccif'ying rcutii,nublc riuisc for thc intipcctiun.
<br /> _ ---�� 10. Condemr�Atiun. Thc pmcccds uf uny award ��r rlaim (or dantagcti, dircct or con.cyucntial. in ronnection with any
<br /> -� ��r c�mdcmnation or uthcr t.iking af uny purt of thc Pr��perty.or fiir canvcycu�cc in licu uf c�nxicnmution, urc hcrchy atisigned and
<br /> . .- � shuU lk paid to l.cixicr.
<br /> '� �� In the event of a a�tal tukiog of the Propeny,the pmeeeds shall t�e npplied�o thc+urn�yc:cured by this Security lntitrument,
<br /> whethcr or not then duc. with any exccss paid to Barrowcr. In the cvcnt nl':�partiul t:�king nf thc Pru�xrty in which the fair
<br /> •; r,; market vuluc of the Property immediatcly beforc thc taking is cyuul to or grcatcr th:m thc anwunt of thc sunu c;ecured by this
<br />�.�;�,nn.s Security Instrum�nt immaiiutcly before thc taking, unlcss&�rrowcr und L.cnJcr inhcnvise og�cc in writing.the+ums sewred by
<br /> ' ` this Sccuriry instrument shall be reduced by the amount of the pnxccds multiplial by thc following fraction: (a) the total
<br /> s�.,'��� umount of the sums secured immcdiatety before the taking, dividcd by (b) thc fuir markct valuc oF the Property imnxdiately
<br />=�;� ;:::� beforc the taking. Any balunce shall be paid to Borrower. In the evcnt c�f u partial tuking of the Property in which the fair
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<br /> market value uf tl�c Froperty immcdiatcly before the taking is Iesc than the;unount of the sums secured immcdiately before t e
<br /> �='����' taking. unlcss Barrower und L.ender otherwise agrec in writing or unlcss applicablc luw Mherwise provides, the praceeds shall
<br />� '���� be applied to the sums sccured by this Security Instrument whcther or nat thc�ums ure then duc.
<br />,�;��e�%� � If thc Propeny is abandoned by&�rrower,or if,aftcr noticc by LenJer to&�rrowcr�hat the condemnor offers to make an
<br /> '��� nward or setde a claim for dumnges, Bottawcr fails to respand to Lcndcr �vithin 30 days afler the datc the notice is given,
<br /> ,;,`:, Lender is authocized to roUcct und apply the procceds,ut its option, either to restorution or repair of thc Property or to the sums
<br />`�=;1-�qr secured by this Security Instrument,whether or not then due.
<br /> - Unless [.ender and Borrower othenvise agree in writing, uny opplicution of procceds ta principal shall not extend or
<br /> '`�`�4� postpone the due date of the monthly payments referred to in par�gra�hs 1 nnd 2 or chunge the amount of such payments.
<br /> ��s�� 11.Borrower Not Released; Forbearnnce By Y.ender Not a WAI�cr. 6xtension of the cime for payment or modificution
<br /> _'��� of amortization of the sums secured by this Security Instrument granted by Lender to any successor in inrerest af Bonower shall
<br /> — nui uj,crute ia r�t:a�;,ihc liabilit�of the�riginal R�rrc,wer or Borrawer's success��rs in interes�. Lender shall not be required to
<br /> .��j commence proceedings asainst any successor in interest or refuse co extend time fof�payment or otherwise rnodify amortization
<br /> "'�°'_'°� of the sums secured by this Securi[y Instrument by reason of any demand mude by Uie original Borrowcr or Borrowcr's
<br /> -- suceessors in interest. Any farbear3nce by Lender in exercising any ri�ht or remedy shall not be a waiver of or preclude the
<br /> � exercise of any right or remedy.
<br /> -� - 12. Successors xnd Assigns Bound; Joint and Several I.is�bllity; Casigners. The mvenants and agreements of this
<br /> Security Instrument shall bind and benefit the succesx�rs und assigns of L.ender and Borrower. subject �o the provisions of
<br /> paragraph 17. Borrower's covenants and agreements shnll be joint and scveral. Any Borrower who co-signs this Security
<br /> --- - Instrument but dces not execute the Note:(a)is co-signing this Security [nstrument only ta mortgage,grant and convey that
<br /> -� Borrower's interest in the Property under the tcrms of this Sccurity lnstrument;(b)is not personally obligated to pay the sums
<br /> secured by this Security Instrument:and(c)agrees that L.ender and any other Borrower nu�1 agree to extcnd,modify, forbear or
<br /> make any accommodations with regard to the terms of this Security Instrumcnt or the Nc�te without that Borrower's conscnt.
<br /> 13.Loan Charges. If the loan secured by this Security Instrutnent is subject to a law which sets maximum loan charges.
<br /> and that law is finally intecpreted so that the interest or other laan charges collected or to be collected in connection with the
<br /> loan exr.eed the permitted limits,then: (a)any such loan chnrge shall be reduced by the a►naunt necessary to reduce th�charge
<br /> --�-- to the permitted limit;and(b)any sums already collected from Borrnwer which exceeded permitted limits will be refundod to
<br /> Bonower. I.ender may choose to make this refund by reducing the principal owed under the Note or by making a ditoct
<br /> - payment to Bonowcr. If a refuad reduces principal, the reduction will be trcatcd as a partial prepayment without any
<br /> prepayment churge under the Note.
<br /> 14.Natices.Any notice to Borrower provided for in this Security Instrument shal l be given by delivering it or by mailing
<br /> it by first class mail unless applicxble law requires use of another method.The notice shall be dirated to the Property Addmss
<br /> or any other address Borrawer designutes by notice to Lender. Any notice to Lcnder st�all be given by first class mail to
<br /> Lender's address stated herein or any othcr address Lender designatcs by notice to Borrowcr. Any noticc provideci for in this
<br /> ---�� Secudty Instrument shall be deemed to have bcen given to Bonower or Lendcr when given as provideci in this paragraph.
<br /> __ -� 15.Governing Law; Severability. This Security Instrument shall be govemed by federal law and the la�v of the
<br />- ='�'�'� jurisdiction in which the Property is located. In the event that any provision or clause of this Securiry[nstrument or the Note
<br /> ' 4r�""t"�� conflicts with applicablc law, such conflict shall not affect other ptti�visions of this Security Instrument or the Note which can be
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<br /> .Wk�,��, given effect without the conflicting provision.To this end the provisions of this Security Instrurnent and the Note are decla
<br />--�_��+ms to be severable.
<br /> �"�"�""`� 16.Borrower's Copy.Borrower shaU be given one cunfonneci copy uf the Note and of this Securiry Inswment.
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