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:;,, <br /> '+�+ii' ��:: <br /> �� '`^- -;:�_.^_ <br /> - "hy...� ... �.. v_ <br /> Y• �, . . �W �i!•. . � . . •;itrw�...�. <br /> .. �� ....r.e Y T�, s .y..,N,i��;v:_..t'-'=d''r <br /> ... _.,.- _i�.s`:u_ 'r <br /> . °.r�.isii:�=—:.=e <br /> - " / i w,keY�Y�°i-=='.. <br /> . [.�`_�•fN'II��ti877W--- - <br /> ., .. . ..'`:. �i�i`otr��iS_�---=- <br /> ;;�vu:l.y,�r,sl,:_ <br /> . . �� • '�' "r-� <br /> h �, ; <br /> 97- 106'7'�'6 � . , ... �:'7 <br /> � . - ., �;- ��=�: <br /> � ' TOGETEiER WITH sll the improvoments naw on c�reafter erxted on the pro�erty, and sU eae,amenta, ��•:,i;.�"•f�i�a;�•.;,�, <br /> eppurtenances,and Yiatures now or horea[ter a part of the propesty.All replacernentx and edd�tionA ahall elsa be covered � : , �: : . � . <br /> � by this Security Inetrument.All of the foregaing ie reterred to�n this Secunty Instrument es the"Praperty." ' :���„�,r,�y�;�,,.�r*;'a. <br /> BORRO�VER COVENANTS that Borrower is lnwfully seised o4 the estate hereby conveycd and hae the right to ��,��,N.(r'�� ' �:. <br /> •^"°'� grant and convey the Property and that the Propaty is unencumbered, except tor encumbrancea ot r$cord. Borrower S� F1�?�_'�'z�;:': <br /> ' •`� wanante and will defend generally the title to the Property agninst all dairne and demanda,subject to any encumbrences -;}f� � t�.J;yr=Y. <br /> . .t�����ti..�:��_ <br /> of record. -- <br /> THIS SECURITY 1NSTRUMENT combines unitorm wvenante for national uso end non'un+form covenanta wit �.�,.:9a�,=;°----- <br /> ..�;�.��s�:= ---- <br /> limited variations by jurisdiction ta constitute a uniform securityinstrument covering real pro�Pe�'ty. ,•_,.;��,��� - <br /> UNIFORM CO VENANTS.Bonower and Lender covenant and agree es follo�va: when due �•��1":"` <br /> 1.Payment of Principal and Interest;Prepaymeat and l.ate Ch�rges.Bonowcr shnit promptly pay ::;+___ <br /> the principal of and i nurest on the debt evidenced by the Note and any prepnyment and late chargea due under the Note. <br /> 2. Funds for Ttxes�ad Iaeuranca Subject to applicable law or to a written waiver by Lender,Borrower shnll -�"�:_^y= <br /> pay to I.ender on the day monthly paymenta are due under the Note,until the Note ie paid in full,a sum (°Funds")for. Y <br /> (a) yearly taxes and assessments which may attain priority over this Security Instrument as e lien on the Pinperty; (b) :.._ __ <br /> yearly leasehold paymente or ground rents on the Property,if any; (c� Yea�ly hezard or prorerty inavrance premiurns; r.'_--_ <br /> (d)yearly tlood insurance pramiume,if any; (e)yearly mortgage insurana premiums, if any;and(f)any sums payable =_=- - <br /> ' by$onower to L.ender,in accordance with the provisions ot paragraph S,in lieu of the payment of mort�age ineurance =`;�:+� <br /> `� premiums.Theso items are called"Fscrow Iteme."Lender may,at any time.cmllect and hold Funds in an amount not , �`-�,= <br /> to axceed the maxirnum amouat a lender for a federally relaud mortgage loa�R may require for Ecrr�war's escrow i;;� <br /> account under tha federal Real Estete Settlement Procedures Act of 1974 as amended frern time to tirne, 12 U.S.C. '•':�,;;�,..�. <br /> • Section 2601 et seq. �"R�PA")�unler�s flnother law that appliea to the Pundssets a lesser nmount.I{so, Lendor may, _';�_-- <br /> at any time,collect snd hold Funds in an amount not ta exceed the lesser amount.Lender rnay estimate tha amount of __ <br /> '' Punda dua on the basie of cunent data and reasonable esti mates of expenditurea of fut�.zre�.SSCrow Items or othsrwise in _ <br />- ' accordancc with applicable law. <br /> .:' • 1'he Funds ahall be held in an institution whose depc�sits are insured by a federal agency,instrumentality,or entity <br /> ______..':�� (including Lender,if I.ender ie such an institution)or in uny Federal Home i.oan_Bank.�nc2e qshall�a�pvya h;Fan�� � — <br /> � pay the Escrow Iurne.Lender may not charge Bonowor Ior l,u�u�r�� �n�s�.,j•e L..�-,---�, �----_ � f,,_� <br /> escrow acwunt,or verifying tha Escrow Iteme,unless I.�nder pnye Borrower interest on the Funde aua applicable law �:;_�. <br /> .__ <br /> permite I.ender to mako such n charge. However, L.ender mey require Borcowar to pay e one'time char$o for an �_ _ <br /> independent real eatate tax reporting service used by Lender in connection with this loan,unlsss applicablu law provides �� <br />� � � otherwise.Unless an agrament ie made or applicable law roquires int�rat to ba paid,Lendc�r shhll n4t bethat inur�t � <br />= pay Borrower any intereat or earninge on the Nunda.Borrower end I.ender mey agree in writing� o�vavor, _, <br />�,�.„,� ,�' ehall be paid on the Punde.Lender shall give to Borrower,without chargo,an ennual accounting at the Funde�showing _ <br />-;r„ �� croditn nnd debite ta tho Funds end the purpose for which each debit to the Funda wes mnde.The Funds are pledged es - <br /> ,r; edditional security for e11 sume socurod by this Security Instrument. _ <br /> `T � If the Funda held by I,ender oxcced the emounts permitted to be held by spplicable law,L.endar shnll account to _ <br /> . ,. Bonower tor the axcese Funde in accordance aith the toquiremente oi appliceble lnw. It the amount ot the Funds held <br />��:�_ *_ .�' by Lender at nny time is not eufiicient to pay the Escrow Iume when due, Lender may so notify Borrower in writing, <br /> �.. r��-.;:�. . end, in such csao Sonower ehall pay to I.ender the amous►t neceasary to mako up the deficiency.Borrower shnll mnke <br /> _=='�" ' �' up the deficiency in no more than twelve monthly paymonts,at Lender's sole discretion. <br />"�;,��� °," Upon payment in full of all sums secured by this Security Instrument.I.ender shall promptly refund to Borrower <br />=-'="�'•� �� nny Funda held by Lender. It, under paragraph 21, I.ender shall ecquire or sell the Property. Lender, prior to the <br />':7�•:.�-;,�;d�- <br />_;�, _ ; ,. acquieition or eale oi the Property,shall apply any Funda held by Lender at the time of acquieition or aele as a cr it <br />_ .�„ " against the sums eocured by thie Security Inatrument. <br />`�'' .. � . 3. Applicatioa of Paymeats. Unless applicable law provides otherwiso,all paymente r�ceived by Lender under �I_ <br />�;�•� '�• pnrngrapha 1 and 2 shall be applied: firet,to any prepayment charges due under the Nou;second,to amounte payable �.,;; <br /> Q.,.. <br />--���"�:. under paregraph 2; third,tv interest due;fourth,to pnncipel due;and last,to eny late chnrges due under the Note. � _ <br />- �;�° 4. C6u�es; Lieas. Bonower shell pay all taY�s,assessments,charges,[ines nnd irnpoeitions attributabla to the `�- <br /> �`r'"x r� Property which rnay attain priority over thie Security Instrument,and leasehold paymants or ground rents, if any. ��-- <br /> :.::^': ,,. .. <br /> - r'''ti-"- Bonower shall pay these obligations in the manner provided in peragraph 2,or if not paid in that manner. Borrower �,� <br />�''"° �+�- shall pay them on time directly to the person owed payrrient.Borrower ehall promptly furnish to L,ender all notices of <br /> � amount�to ba paid under thia paragraph.If$orrower makes these paym�nts directly,Borrower shall promptly furnish _ _ <br />- to Lender receipts evidencing the paymenu. •_- __ <br /> Borrower ehall promptly discharge any lien which hes priority over thisSecurity Instrument unless Borrawer:(a) �y —. <br /> agras in writing to the payment of the obligation secured by tha lien in a manner acceptable to Lender; (b) cont�ste in , -- _ _ <br />_� good faith the lien by. or defends against enfoscement ot the lien in. Ieg�l proceedings which in the L.endar's opinion �,°°_�_ <br />• operate to prevent the enforcement of the tien;or(c)secures irom the holder of the lien an agreement satistectory to ,,�..,a._��_ <br /> Lender subordinating the lien to this Security Instrument.If Lender determines that any part of tha Property is subjec! t� � �'�=�-�� <br /> •��.:�_�_ .�— <br /> to a lien which may ettain priority over this Security Inetrument,Lender may give �rrower a notice identifying the Y���. <br /> lien. Borroaer shsll satisfy the lien or take one or more of the actions set focth above within 10 days of the giving of ,�1�^� Q <br /> , �,�. <br /> - notice. 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