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<br /> 6�59150 CRll-37.18-1 n �y� _
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<br /> ADJUSTABLE RATP. RIDER
<br /> (1 Year T�easury Index•R�C�pe•Elxecl R�te Ca►ve.rsio+a O�tlon)
<br /> THIS ADJUSTABLB RATF3 RIDBR Is mxde this 1tTH day of�UC�vBT .
<br /> 1997 ud is iacocpon�ted in�to u�d stutla bc de�mcd to awend and sapplcmeat
<br /> the Mart�. Dad of Ttust or Security Dced (tUe "SecuritY Instrur.neac")of the swne�te given by thc ---
<br /> u��igned (tbc `gorrower") to sccure Bocrower's Adjust�le Ri[e Note (tl�e "Nata') w
<br /> xos�rssT xoArc�►as, sa�c.
<br /> (the'Lender")of ihe san�o�xoo and covering the Property d�scribed in thc Security Ynsttument and loc,�ted
<br /> A�;1709 COLV1�2J1 CIRCL��, QR7IDID IBLIWD. 1T�8A�S1U 68801
<br /> (proPasy Aaarenl
<br /> TF1E NOTE CONTAINS PROVISIONS ALLOWINO FOR CHANGES IN THE
<br /> INTERE5T RAT� AND THE M�N7HLy FiyY"�riEi�IT. TF+c �iC'� �==•Z�T� �`��
<br /> AMOUNT 7HE BORROWER'S ADJUSTABLE IMTEREST RATE CAN CHAN(3E
<br /> AT ANY ONE TIME AND THE MAXIMUM AATE THE 80RROWER MUST RAY.
<br /> THE NOTE ALSO CONTAINS THE OPTION TO CONVERT THE ADJUSTABLE
<br /> pATE TO A FIXEO RATE.
<br /> ADDPCIONAL COVENANTS. In addition ta the covenants and agceements macle in dse Seeurity
<br /> Iasuum�nt,Botrower and Lender further covenant and agrx as foliows:
<br /> A. ADJUSTABLE RATE AND MONT�.'Y PAYI►�NT CHANGES
<br /> Tl�Note provides for An ixudal iaterest rate of 5.875 96. 'ltu Note provides for
<br /> ctnnges in the�djustxble interest rxte and tLe moattilY payments,as foUows:
<br /> 4. A�J�Jy"�'AgLE IIV'('�REST RATZ AND MONfHLY PAYME�IT CHANGEi
<br /> (A)Chao�e Data
<br /> 'Ihe�djustable intenst rue I will pay may cb�wge on the firsc day of SsPSSetssA .
<br /> 1998 , swd ou that day every 12th month thereafter. 6ach date on which my adJustable interest
<br /> rnu could chaage is callal a'Chwge Date.'
<br /> MULTISTATE CONVERTIBLE AOJUSTAdLE RATE RIDER•Sinple Famlly -1 Y�ar Tna�ury hd�x•fNMA UnMorm
<br /> InKtum�M
<br /> �-845U�9706) Form 3718 1IB I�������
<br /> Pap�1 of 6 Initldr�,�
<br /> VMP MORTGAOE FORMS-(800)521-7291
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