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� _ .... � 9 . ,�i <br /> u .�-:-. ' . _ r..,.s;���=:.�"""' - _...� <br /> ...,�.,�...,,��..c�:1Sa�„-_........_ ._ ... ._-_-_°----� <br /> .l. �• � .- _"_._. .' '__"'__'.__ <br /> � ��� ��Te��� n <br /> 1l l�f j.O <br /> s. HMS�rd ��pmper�y 1ta�u w, Bamawer RhAil kccp thc im�rovcn�e�ts nuw exititing or hercaRcr ee�:tai nn the <br /> rraptny insuroo �grin.i iw. i�y ftr,�s:.nstls in:ltsda! Wlth}�1�• een� "extended cuverage" and unY�ther hu•ra►tJs,(ncluding <br /> ilnada nr tla�dinQ.for�vliict�l.ender requfre�insurKnce. This insurance Ehs�ll tw mai�nuinaf in the umounts and fur the peric�do <br /> Ih�l l,endcr requires.7'!b imurwnco carrier pruviding�he inxuranca shall be rhu�n bY RorrUwer subject io l.cr►der's appravel <br /> which sfixll nW be unrc�.�nwbly withhcld. if Bormwer faifh tn nu►intain cnv�n►gc Ac.trril�raf abave. l.c�xler may, at I.cnder'a <br /> aption,obt�in cove�c ta protat L,cnJer'n rightti in the Pmperty in accordurx.ro with paragrAph 7. <br /> All in�un+nce polici�s and rcnewuls 6ha11 bc acetptable to l.cixlcr oixi slntll includc n stanAard mortg+igo clau�o. �.ender <br /> shall lu�ve the dght ta hold the polidcs and rcnew�ls. If l.erxkr requitcs,Ek�trower shall promptly givo u� l.omtar aU reccipts ��f <br /> paid premiums w�d renewal�xuice:c.in tlx event nf loss.Aormwer shall givo pmmpt nattce to the insurunae cnrricr and l..ender. <br /> Lender may make proof'of los.r if nat madc promptly by Borruwer. <br /> Unless l.ender vul Aarrower otherwise�gra in writing. insunncc prae�eds tihall be appYied ta re.staritian or repair of t6e <br /> proprety damaged.if tfu nstamtion or repair iR ocanamically feasible and I.endar'N sccurfry is not le�ccned•If the restoration or <br /> r�cpair is nat economically feasible or l.ender's Sccurlty would be lessened, the iacurnncc procoods shull be appliod to the sums <br /> securod by this Sccurity Instnune�zt.wlxther or nat thon due,with any axccss paid to liornnwer. If Battuwer abandons the <br /> Property.or das not answer wRtlr,en 34r daya a nodce from Lender thaY the insuranca carrier has offered to settle a claim,then <br /> Lcndtr m�y oollect the lnsunuioe Qcoc.'eeds• 1,c�der may usa tha prnceods to tepair or reston thc Pmperty or to pay aunu <br /> securod by this Sccaria�r Instreimenrt.w�¢thes or m�oa then duc.The 3aday qert�c�wi��beSin when the�xacioe is given. <br /> Unless I.ee�d�r ar.Ad Boircower atQ�etwis�e a�rce in wri�iueg. a�y a�Ecation of Procoeds ro Pri�c[pal' sea!! n�rc extend or <br /> post�►or.ae�he due da�e of tEr,e rreonthly paynxnts referred ea Ae paragr.�plts 1 a►�d 2 or change tha art�aur�of tE�e I�ay�nts. If <br /> n[xkr pa�3r..plo 2E the Ptv,ge�ty 6s aequIrcd by/..ender. &�m�wer."s right ta arty insurarece palieies end procceds resalti�r$from <br /> dunege w t6e ProQort�r prior to th�e aoquisition shaU pass to Ixn�rr to tt�e exeertt of tM sams secured bY this Security In.stcnu�eat <br /> immediatcly prior to the acquisttion. <br /> 6.Oocuponcy,�1rc4n�vatbn. Mainla�ance�nd Protectton ot t6e Pr�perty,Boroower's I.oan Appikation; I.as�lroda�• <br /> �,,.or�;r�tt c:,.,-i.p�;�r.stablish.:s.�:srs tl:r ProF'fi�s A^n'^wer'x�rinci�l n�idence within sixty days after the exocusiaam of <br /> this Securny Insmunemu z��►�1 shatL eontinue to occupy the PropeKy as Bormwer's principal residena for at least one ye��r after <br /> the dste of occupancy,xa�!��,�Q��va�r«herwix agrees in writtng. which consen4 shall tat be unreasonablY wrthh��d,or unless <br /> extenuating circumsu�dr�.�.�s r.�ist which u�c beyond Borrower's control. &rcKm,�rer shall not destroy, damage or imFair the <br /> Property� allow the fNmaperty to dGerior�te. or commit waste on the Proper��r. Barrower shall be in dkallault �f any forteitwe <br /> rctia�or pr+oaeding. ,vhether civil or crimiat�l. is begun that in Lender's good faith judgment oould r�<�u�t in forfeitune of the <br /> Property+or othuwise�tereally impair the lien creatad by this Security lnstrun�ent or LecKkr's security interest.Bornav�er msY <br /> ��$�{�s��rs�Rctau•, ;u gmvided in QaragraQh l�e by cnusing the action or pro�ti�ding to be d3smissal vr�.�m1in8 <br /> that, in Leader's go��r�f��ith destrnilnation. preclu�es forfeirtu�i: of�'tie Borrower's inter�c•,z in the Propeny or oth��'�3��i2xeal <br /> impairnrcnt of the i�c:�s�eaced�y this Security Inswment or Lrender's sea�rity intercat.�orrower shall�lso be In�itf�ult if � <br /> BorroweT.during thc�u�rr a�ld�atian proxss,gave materially false or inacc�r»�tE iafornution or statements to Lenda(or failed . •, <br /> m j+mvide Ixnder nnrin any n�at�es�kn�+nformation)In connection with the Int���:vid¢��oed bX the I3ote,including,lwt not limited �.� . <br /> to.rc{msentatfons ootkeming Hc�cr�+w�er s occupancy of Ihe Froperty as a p��cipal res9dlc�rrac. If this 5a:urity Irut�un�ent is an a . <br /> leagdwld. Bomowa shep oomply with all the provisions of the lease. ����t{owet�ncnuuins fa title to che Propertp. tUe . <br /> leaschnld and tbe tee�ti�21e shall not merge unless Le,nder agrees to the merga'�:i�;,vtlSing. • <br /> 7.p�,otatiap�IF�Lmder's Ri�bts in tUe P�t�i��y.If�c►rtowcr fails:tt�,�erf�em thc wvenu�ts�nd:►�:mments oontainod in , <br /> this Security insuuA�ent,or theoe is a legal pr�ooeetiing that a�1's�jSnilic:i���;�•affoct L.ender's rights in ihe PropeRS'(such as a ' <br /> proceoding in twnlwptcy.probate,for confemnacion or facG�i:ivre'orto entorce laws or reguluions),ttKn Lender m�►g°�do and <br /> WY for whatever is neassary to protoct the val�e of the Piiaperty u�d Lender's r�ghts in the PropectY. Lender's xti�u��3,rnAy <br /> include paying a�qi sums sewrad by � lien whiv�h has priority over this Security Incteument. �ppairing in c�ourt. pryin� � �.',•,,. <br /> neasonable altom�z;rs'�t�es and entering on the I"�rm�;�erty to make npaics.Aiehcwgh Le�xier may tai►e action under thia par+gcnph , <br /> 7.[.endor does nd 4�a7�c to do so. � � <br /> .My emoun�c dlaalwrsod by �.end�r under this PAra8raph 7 shall b000me additianal debt of Borrower socured by this ��`.:�•, . <br /> Sec�ra2y tnstntmenc: LJnkss&r:rmvs��zt�nd l.�eilt+zr ag�+ee to other temu of payment,t1x�e s�saounts shall be�r intenst t'rom the , <br /> d�e of disburs�m�t ai the NotC tate ad s�e:��?!x p�yable.with interest. upon notice finm Lendec to Bormwa requa.ting . <br /> PxY�• ' <br /> 8.Mai�e ly�ur�noe.If Lendtr requiteG mortgage insuranoe as a cu�•���Iit�nn of making the loan aecurod by this Security . <br /> insuuroent. Borrower shal� pay the praniums roquired to mintein the mortgage insnnux�e in rffoct. If. for any reason. the <br /> mortgage insurcu�oe ooverage requirod by Lender lapses or ceases to be in effect.Bomower stull pay the prem�ums►aWirod to <br /> dxain caverage substan8ally oquivaleru ro the znortgage insunna previously in et�ect.at a oost subs�andally oquiv�lent to the <br /> cast to Borrower of the mongage insurance grati:�;ic�usly in �ffoct.from an altcmate mortgage inwrer approved by i.ader.If <br />= substantially equivaleM mortgage insuru�oe ca�-e�r,,�e is not available. Borrower shall pay to Lerxkr ach month a sum equa�to <br /> one-twelflh of the yearly moRgsge insun+nce pnmium bei�t�wtid by Borrowec when ttue insunu�ce mverage lapsed or cased to <br /> be in ef1'ect.Lender will secept. use and netein ttKSe p�yrtinnus��; a loss raerve in lieu �1 mortgage insuracrDe. Loss reserve <br /> wrn,3ost s►�o <br /> ►p.sa�e <br />