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<br /> T�OFsTH81t WITH all tha impmvement�aow or hereaQer crecttd oa the propetty.uid all euemenn. �Cr�t�fi�l�oe�;ind
<br /> fiaturc� nc�i:� os hsreaftes s gsit of th�grogtri�. !►?I ttgltxem!'nts �n� rrldidnnc �h�ll �!� tx� coveta! by thle ��rlry _
<br /> Insuumept.All of tlu foregoing L referred to in this Securlty Instrunlent as the "Prapetty."
<br /> 80RROWER CQVENANTS thAt Horrower is lawtully aeised of the estetc hereby conveyed uid hu the rlght to gr�nt nnd
<br /> convey iue rroperty and th�t tbe Property is uaencumbered,excepc ior encumbrances oi recorQ. Fsorrower warrant� �nri wiii -
<br /> deftnd gene►�Ily the title to the Property agaiast�11 clu:ns and demanda,subjxt to any encumbrAnces of record.
<br /> `tHIS SECUR1rY INSTRUMENT combines uaiform covznants for national use and non-uniform covenants with limlted
<br /> variations by jurlcdtctton to constitute a uniform aecur�ty instniazent covering real property.
<br /> UNIFORM COVENANTS.Hocrower and Lender coven�at and agree as followa:
<br /> 1, Payment af Principel Rnd Intcr�t; Prel►ayimcnt xnd T.ate Charge9.Borrower ahall promptly pay when due the _
<br /> princlp�l of�ad interest oa the debt avIdenced by the Note and any prepAyment aad late chargea due unde�the Note.
<br /> 2.Fbnds tar Taxa�ud I�cswynce.Subject to applicable law or ta a wrlttcn waiver by Lcnder.Baxmwer shall pxy to
<br /> Lender on tbe day mapthly psyments ue due uader the Note.until the NQtc is paid in fult.a sum("Fue��!s')6at:(a)yeuly taxes
<br /> and usessments which may ettain priority ovec this Security (asirumem a.,,a liea�on the Proy�rry;(b)3�Fn:�y leasehold�ymeacs
<br /> or ground rents on the Property,if uiy; (c)yearly bazard ar�:v�►erty insurince premaiwx�s:QdD peacfl3 filoocl i�ns�samoc Fremiums.
<br /> If any; {e)yeatly mortgage insuru�ce pnmiums, if an�r;a+����.i� any sutns payable by ki�rtxawe�eo l.cnder, ir� ntconEtv�ce wit�
<br /> the provlciotu af pu�gtaph 8. In lieu of the payment of m.��rigxge insurence premiuuu.'���rs�daems aze called "�Escm�r• lt2�s,'
<br /> Lu►der may, tt any time. collxt snd hold Funds in an uaouat not co excad the nwxlmum amaun� n lendec for a iedesally
<br /> reltteQ mortgege losn may raquire for Bamower's acrov�account under the federal Rea1 Estate SesUemeat Procedures Act oi
<br /> 1974 ae uneuded from time to ttme, 12 U.S.C.Section 2601 et scq. ('ItESPA'),unless anothcr law Wat applies w the Funds
<br /> set�a leuer unount. If so, l.ender may�at any time, coAect snd hold Funds in an a�naunt not to excxed tl�c leseer�mount.
<br /> Lender msy ese�te the amount of Funda due on th� U�si�of currenc data and nasar.�nle estiuuus of expa�ctituns of future
<br /> Ecernw Items ar otherwls�fu e,ccordwee with apgDicalr�e law.
<br /> 'Ihe Fw�da sbull be held tn �n iasdcuaioa w4ose d�posia�v�e insured by a federal ageucy, itutnuneataldty. or eatity
<br /> (including Ixnde�,�F l4ender�is auch w insdtution)or in�u�l Fedet�l Home Loan&utk.L.ender sh�11�pp1y the Fu�dF to pay the
<br /> F.,s�r���►�.itettu.�.er may nv��,cE��irge Borrower for hdldia,u nnd xpplying the Funds,u�:,:ually uWyzing the escr�oiti�nxount,or
<br /> ���i��iu�t3�o�vruw It�ws�a�u��x�I�xIer payc Baii►ower i,�a'c:iwi ou ihc Puad-s snd�pplscahlc tarr p.,^rnli�L�tdGr ta�c such
<br /> ��a�e.Hoaever;.�.,ender an�y require aoxrower to pay a ox-time chuAe for�n indtpeadant n��stue tax rtpdrting servlce
<br /> u�ed by l,end�z �t a�onneMion with thi�9�n,udess �ppliable faw providea otherwlse. UI1�R33 �1n agrnmettt is m�de or
<br /> �� �pplicable liw c�c�ulks interest to be pal�l,3r::.�.rr�all not be required to pay Borrowar�ny interes� nr�eara�in�s on the Fuadc.
<br /> :.:�,. Bprro,wer md 1.Gtid�r may�e:ist wrlting. ihowever. th�r intet+est sh�ll be psid on thc F�ds. L�der s�aD1,glde�o Bomowa.
<br /> withoiit chu�e.�tu,ulnu�l ac��aunc�af the Funde,sbowi�g credits and debiu t� n�e i�wuis�1 a�x,parpoeC foa wd�ich e,�ch . ,-,
<br /> . �+iicbai�ro�he Fwr�s�r�s a�e�de:•.`�z F1ads ue�ledRed as sddicional security for all su�,s securxtl En�;nhis SxfuritY'�v?7n�ent• ,"•'�'�'• �:
<br /> .-. ' '.'' �f:�i�u�;r,i�,L�i�i'iy I.c'i'ia�b7�wt�t!tu�,wwwwo j...u.:."'�'w` :s'.�..u"..:z;���i.^"ir.:..�°�?�!���„$�..'�8:shzZa.?'�^�"�;!!��.bi_m�ror'
<br /> . .. fP►t�kaass'Funds Lt acoord�nce wlth the requirements miF�{►plicable Yaw. �f���,������:�ez��ry'��c�r ,� �� �`�,
<br /> Nnne is not tufficieat to pay the�scrow Items when due,l.��der rrny so aotify Borrow$7�i�a wxit�ti�;iutt9,,�n s5�.:fi cu�e 8orrower
<br /> shali pzy to L.eader the amount neeesaary to mtice up the deflciency. Borrower shall t���ulce up the defieiency in no more thu►
<br /> twelve uanthty payaseat:.st E.ender's sole discrction.
<br /> Upon payment ia full oi nll tumi�cured by thia Security Iastnrmeat� Lender ahW pmmptly refwrd to Bomnwer �uy
<br /> Fuods held by I.aider.If.ua�i�r p:ryraph 21�Lts�der sh�U �cyuire or fell the Property.La�der.prlor to the�cquiaitian or wle
<br /> of t6e Pc�operty.dull�pply�ny Fwds held by i�ender u the time of acquisition or�le�a credit�wut tbe wm:�ecue+ed by
<br /> thi�Security Inutumeac.
<br /> 3.AppNeatio�ot��erts. Unleu�rpUc�ble!sw provida othenviie.a1l paypoents reaived by Lender uoder parKcypbr
<br /> 1 md 2�lull be�pplied: flnt.ta aaY P�Y�c chuja due uader the Note: reoond.to:miounc:pay��ble uoder pira;rnpb 2:
<br /> t6itd.to iaterest due:fouith.to prinefpal due:�nd lstt, W�ny late char�a due�wder tba I�R��'.�t��
<br /> 4:G'h�r�ett Llar. 8orrower�lull pay �11 wtec. asessmeau� chuBa� flnes and impotitioes attribuntble to the PtopMy
<br /> wbich auy�tWa psiority ovet tbte SeCUriry �nstivmenc,md leacehold p�yaxnu or ground raus. if my. Bornower�11 p�y
<br /> thae obli�tiona in che a�aar.t providod in par+gcaph 2.or if aot paid ia cl�st m�maer.Borrower sh�U pay them on ttme dic�ectty
<br /> � to tve perwn owed payiaau.Homower slull prompcly tWmi�h co La�dar aU notiaa of amouau w ba p�id uader�this puf�r�ph. -,
<br /> '.:Ho�owa asalca thae p�ymeau diroaly,Borrower sb�ll pmmipdy fY�mich to l�ader reoelpu evldeacias the paya�u. • �
<br /> Horrower s1uU promptty ditahuge�ny lieq whfch b�s priurity over tbi:Securiry livaun�ac unlasa Burrnwes:ta)�Pea la
<br /> w�'ittng to tbe payment of tbe obliguion,xcured by tha lkn ia a m�naer aaxpable to Lender:(b)oontGUS in�ood faith tLe�ka •
<br /> ' by, 6r defeaodc ag�inst eAfoncemeni of t6e liec in,:le�l Pmocedic�:wWch ia the I.cndet'a opiNon oper�te to pt+event tbe
<br /> enforeeaient of the liea; or(c)tecuns from[he hotder ot tha liea�n agc+eetneat sulsfaewry to Lender wbordfn�tln�t tbe lira ta
<br /> thi�Stcyriry Instrumeot. It L.eader daermines�hat�ay put of the Proporty is wbjea to a 11Ca which may �ttafn priociry avar
<br /> this Securiry Instrumcct. Leader m�q�give Borrowa a aotioe IdendtyIng the liea.Borrower sh�ll uuiaPy thc lieu or take cme ur
<br /> naore of tl�a�ctiona�et fonh above within 10 d�ya of the�Ivin;of notia.
<br /> Fonn�o2t !J!o '
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