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<br /> '1'Q(3FTH�R WiTH�11 the impmvement�t►aw ar h�ro�fter eroctod on the pmperty,�nd�Il c.�semcnto.�ppunenxnxx,�nd
<br /> lixture� naw c,n c��ti�� M y,xi► v! t;n y�;��.-ty. :,tl rpl:c:,:rwnt: �sd �diifanx sbal! alsn !�c coect+sd hy thls Securhy
<br /> inRtrt�tt►ent. All�t tho tor�Qoin�ia nferee8 to in thl�Secu�iry Inscn�ment as the"Proporty."
<br /> DORAOWDR COV�NAI37'S th�t Horrower it l�wfully seixed a!the at��e hercby cctim�eyeQ nnd hu the rigM to gru�+t�nd
<br /> rnnvey the AcoPcrty �nd thn the ProPenY �� unencumberrd, exc:ept for encumbru�ces af ncard. 6�orrownr warruus rad wiii -
<br /> defcnd�enerdly the title ta t�e Ptopeny�aim�all c.lalttu md demaad�,�ubJecc ta�ny rncumbrujces ot record.
<br /> THIS SF.CURITY INSTRUMBNT ce►mbines onitorm coven�nt:for ruuional uu and non-uniform covenuue with limited
<br /> varinioas by]uriRdiction to u�nuitute�uniiorm xcudty fnstrument caverin��+ea1 propeny.
<br /> UNIPORM COVHNAN'f5.8orrower and L„ender covenint �t�d�=rc�a follawi:
<br /> 1, E'�yma�t of Pr(nc{p�f �nd laterai; 1"rc�uymettt aat! L�rte�'h*rrr.�, Aatmwer e�all promptly p�y when due thc ,._
<br /> p�;�Q{�intere�t on the deht evideneed by the Note�tid any prep�ynxat Rnd lue chu�es due under the Noce.
<br /> 2, �nda�or T+�xes�nd Imunacc. Subject to Mplic�blc i�w or to�written w�iver by Lender, Borrower shall pay�o
<br /> Lender on tha d�y monthly psymeats�re due under the Nate,until d�e Nate is p�id in itril.a si►m("Funds')for:(a)yeuly t�xca
<br /> and usessmenu which may ntain pdority ovor ttdc Secudty lnstrumeat as a licn on the Propctty;(b)Yearly letsebold p�yraents
<br /> or ground rents oa the Property,if�ay;(c)yeuly haurd or pmperry insunu�ce pr+emiums;(d)yeuly flood insurance pnmiums.
<br /> if�ny;(e) Ywly mon��Qe iasurxnce pnmlums,if any: and(� �ny sums pry�bla hy Bornower to LeAder. in acoordaaot with
<br /> the pmvi:ions of piragnph 8. in lieu of thr piyment of mortga�e insuruxx premiums.Thaa iteras are called"F.scrow Icem+.'
<br /> Lendoc may,u aay time. coltoet �nd hold Fund� im�n amount not ro exaod ttie miucimum amouat a lender for a feder�lJy
<br /> reiued mortQaQe lo�n may tequire for Aorrawer'�escrow�ccaunt uadcr the fodernl Reu Esta��e Settlemeat Proceduns Aa of
<br /> 1974 u amended frum time tu time. 12 U.S.C. S�ioa 2601 et sog.("RPSPA').unless amnc�r law thit applies to the Fwtds
<br /> sets a l��es unount. If so.Lender may. u any tiine,oollect �nd�oid,Funds iu�na amou,ac aat to exceed tha leuer mnount.
<br /> ia�nd�r cau�,y osduute the amount of Fuads due oa the buis o�cur�t dau�a�i Aeasoa�►Dk ar�i�x�of expeaditur�s of�c�e
<br /> E�crow It�ms or otherwise ia accotdmoe witb�ppllcabia law.
<br /> 1be Futds shall be held ia�n iastitut:io�a wmoae deposits �re insut�od DN a foderal age�ncy. iaurumeataliry. or ecr�ty
<br /> f includia6 Lead�r,If Lender is such an inuitudoa)�r i�o aay Feder+:Home L.oaa Bmk.Lender stwll apQiy the Fands w pay tbe _
<br /> F.tcroN Itetat.Ltinder may nat chute Bosmwer for Loldtng�nd applyiag[be Funda.amwally an�lyzioa tt�e acmw acoounc�or =_
<br /> vet�fying the EsGrow itec�s,�kss I�enAer WYs Borrower interest on the Funda aad�ppiKa�We iaw permits I.ux3Cr�a rw�L•�e w�3,
<br /> a char�e.Hov��eva,Laider m�Y roRur,�e Bormwer to p�y a oae-time chargo for an indepaMe�a�r aral eatate tu Kpoaina�ervke
<br /> wed by I,eader in coonoctie�► vvltb tEis lo�n. unlas applicalsle law provldes wherwise. �;akss ui aSreeaaent is made or
<br /> appliable law requi�c+�s um4x�esc to be pild.L�der st�ll not ba ra�uirod to p�y Bunrower any uuerat or earnings on tLe Fuod,c.
<br /> Hocrower aod L.ender m�y�1u wridng,however,tbu interat shdl be piid aa the Funds. La�der shall�ive to Borrower.
<br /> without cbu8e. �n aanual aecoun�ng of We Funds„ahowing credlts wd debies aN the Fuads �ad ttK purpose for which ach
<br /> rlebit to the Funds ass made.'tbe Fuads an plodaod as addlNoa�l security for all snms socured by this Securiry Inunimeat.
<br /> If thc Funds beld by L�ender eatceoci tpe amo�uis pcna►ttcd iv;a�;��.Y•j,��2s:;,:.;::.3.�adrr:hs2! �t s��+Fr�!+w!s
<br /> fa tbe excas Fundc ia�ccordu�a with the re�uire�mwats of appUcable law. lf[�e�ma�an of tbt Funds held by I,et►det u u►y
<br /> tIme i�aoc autf ciau co pay the Escrow Icems wt�du�x.L�eader mry w notify Brufi:�rer in�aidag,md,in weh c�se BorroMer
<br /> sb�U WY to I�eader t6e amo�nt noxssuy to make up thc deficieacy.Sorrower sDusl to�loe n�tbe deficienry tn na more thaa
<br /> twclve monthly piyments.u L,ender's av�lle discretlon.
<br /> �{�e R�Ymeat in fuU of all sums savrod by tbis Sxudty Iiuuument, La�der ahall�Zxr,�uaptly nfund to Bornwer�ny
<br /> F�mds bCld by 1.eada.If,�sda Pu�21.I.eader�ll acqutr�or�eU tbe Piopecty�L�ender,prior w the�cquiddan or ale
<br /> of t6e PeeQacy.sbaU aPPTy any Fw�ds hdd by I.eader u the time of�oquisition or sale es a ciodit a�ainst the snmc �ecurod bY
<br /> thi�Sacur�ry In�umest• � raxived l.eaderunder puajn�p6s
<br /> 3.Appikatioe at P�ysaw.Udas appllc�ble la�v vides otherwi�e.�Il WYme�cs bY able undet 2:
<br /> 1�nd 2 sh�U be appliod: fiRC.co mY PnPiY���'Bos due vndcr the Note:s000nd.to mwunts PiY Puur+P6
<br /> tWrd�w interat dne:fa�rth,w FrioclPd due:wd last.to any late chuges due under tLe Nae. fb ,,{�`�, �
<br /> 4.Clwe�e�:Lia�s. Borcower�il p�y dl taxes.asscssmeats.cha�ea.fina�od impositio� u�nn'b�iable co the Propaty
<br /> wbkh may�tuin prioriry ova thi:SecurltY Initcum�me,�od lascbolQ p�ymeats or ground reats. if�my. Bormwer shall pay
<br /> tbe.+e obli�in tbe mmoer Pnuvided in parajr�ph 2.or if aot paid in thac m�tukr,Borrowa e6a11 pry t6em on cime ditecdY
<br /> W the ptit�on owed paymeot.Bo:rowar sh�ll pinm�tlY fi�mish ca I�a�der�tl aotioa of�mouats to be p�id under t6is pux�r+pti.
<br /> If Boct+o�+es m�ica tbpe p�►ymeats directiy,BormN►er sh:ll promptly tUmith to�,,eader c�eoei�ts evidmcio�the paymeab.
<br /> 8nr�cvwer sWll P�Q�PaY di�har�e any liea whkh 1�s priority over th�s�Sec�urlry Instrumeat uoJa:Hasower.(�J K��
<br /> `:�thit�rt¢�4'ae;WY!nca���iF+rhe obli�uioa secured�bY the liea In a m�aaer aax�ts�b:��:w I.eader:(b)o�acesn in�oo�d faith t6e liea
<br /> �,�, �.by.'ar�d0e7:�nOs +�g�insi�'�n�ia�txment of the lidn ia. iegal p�ooeodinbs ahieh ia t6e I.eader's opinfon oper�ce to p[ev�nt the
<br /> '.:'?�Y 'cnosu�nsnt�t+f tbe liea;nl('�c)!�'uses 4ram ihe lalder af the liat aa�ceeaxat suisfactory to Leader mboidiattiog the licn to
<br /> ;�r�;,������r,..,�1.�s�um�. �f Leoder�rt!eiz�nfnes th�t my put of tbe 'Pmperty is subjax to a liea which may�ttsia priaity ovu
<br /> :,qbi��S�1ry I�uument. t.ender m�y�ive Borrow+sa�notioe tdeatifying tLe lim.Bormwa�WI�tisty tt�e I�ea or nte one or
<br /> .moie of tha�ctions�i forih above w*�t.t�►�n 10 days'mf whc gtving of notk�e.
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