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_ � �-�.1 ._ . _ 1 ''" .....�.-• i 1l.�ilY.' - . .a�lqral�.Y1: '91�' 'J7; . .i a'n.�p..K�, �. . . _4�~ _-_�..ai.`Ii�T.d.1�iiC+__ --' �Cr'.:YS'ii.. .'��.—_ . '_' �.y _--___ _ ___- ...s�."- _—---�—____ — —_ ____'__..___—_- T�FTFtR.R WITH all the improvements now ar hereafter erecttd on the praperty,und ull eunTnl�n upp�elt�� fixturev nc�w �r h�reafter u pun af the praperry. All replucements and additinnc fiIIAII aisn be arverect by thih Security Instrumcnt. All of the fittegoing is refcrred to in thifi Sccurity Instmmcnt us ihc"Pmpeny." ppps��ua�rnypntqNTS dr.n Borrowcr is luwfully sciticd�Ythc cstatc I�crcby convcycd nnd hns thc ri�;lu to�;rant mtd convey the Property ancl that the Pmperty Is unencunthere.�i. except fnr encumbrtmceti of rernrd. 8orrmver warrnntA nnd will defend gcnernlly the titln tc�d�e Pruperty ugninst all clnfms and demundv, subJect ta uny encumbrnnc�ex of record. THIS S�CURITY INSTRUM�NT combines unitarm covenunts f��r nati�mul nse and non-unifonn arvenuntn with lim(ted variations by Jurirdlcti��n ta canstitutc a anifnm�nccurity instrument rovcring rcal property. UNINORM COVFNANTS.Borrowcr anJ I.cndcr covennnt uiM Agrcc as fallaws: l. ��men1 af Prfrxipal �nd Interest; Prc�ymcnt und I.atc Chnr�cs. 8orrower sh:�ll promptly pay whcn due d�e __. pcincipal of and interest on the debt evideneed by the Note anct uny prepuyment and lute churges due under the Nate. 2. Fundg[or Tt�x�.w �nd Insurance. Subject to applicable law or ta u writYCn waivar by I.ender. &,rrower shull puy ta l.ender rni the day manthly paymcnts ure due under tnc Note.until the Note iti paid in full,a sum("Funds")for:(a)yearly tnxes and nssessn�ents whtch may anain prirniry over this Secu��ity Instcument u.g a lien on the Propeny;(b)yeurly lea�ehold puyments or ground rents on the Property, if any;(c)yearly hazArd ar property insurnnce premiums;(d)yearly flood insurance premiums. if uny; (e) yeurly murtguge insurancc premium�,if uny: and(�any sums puyable by Bormwer to L.ender, in accorclan�e with ; the pr�visians nf paragraph 8, in licw of the pay�ner�e of mortga�c insurancc promiums.Thesc items are calloa"Escrow�tems." Lxnder may. nt uny bi.tz�� colF,ect a►�d l�otd Fr,e�ds nc�aa� amvvnt not to excced the muximun�aunouuc a te�x�er for a fQ�fl�ratly related m�rtgage loao.�nas� requiQe for Hw�r.'row¢r's¢scrow acooun.t under the federal Rea� Estace See¢eement �roc�u*Es�'1tz�f . t974 ss amendai f.1!onn ee4mP ro time, i2►J.S.E. S�ctriast 2641'� ec seq.("RPSPA").unless another taw tb,afi applies to th:ifvnc�s sets a lessor anx�nc. Tif,so.I.ender may. at any cann�r.ca?leet a�ct �.ol� Funds in on err►ount nut ro exoa�ehe lesser umount. _- I.encir.r ms�y estEr.ux�rtb�amount of Funds due�.�n th:1+:�sis o�current etata a��►d reasonable estimates of expendttures of future Escrow Itoms c�r atlx�r��se in accordance with appliriiblc law. � The hl�ndv sha3l be held in a� institutlan whose deposits tu'e insurod by a federal ugency, instrumentality. or entity (including I.ender,if'Lender is such an institution)�ar in any Foderal Home I..onn Bank.Lcnder shall epply the Funds to pay the Escro��r Items. i.ender na<<y nnt charge Borrower for holding and applytng the Fn�ds,annually analyzing thc escrow account,or verifying the�scrow Items.unless Lender pays Bonower interest on the Punds swid appltcable law permit�I.cnder to make such a charge. However. L.ender may require Borrower tu pay a one-dme charge for un independent real estate tax reporting servtca used by Lender In connecdon with this loan. unless spplicable law provides otherwisc. Unless an agrecment is made or applicdnle law requires interese to be paid.Lender shall not be required to pay Banower any interest or eamings on the Functs. Borrower and Lender may agroe in writing.howevor, that interut shall be pald on the Funds. Lendcr shc�id give to Bomowcr. without ebarge. an annual accounting of the Funds,showing crcdits and debits to tho Funds and the pu�wse for which each debit ta the Funds was made.The Funds are pledgrd ns addidonal s�e�riry for all sums securod by this Sccurity InstruR�ent. If the�upds held by Lender excad the nnauncs pemuitui iu vc tieid�y apglicahla l:.w, L.ender she!!��_onsis to&!rr�Wrs for thc excess Fw�ds in accordanca with the requirements of�pplicable law. If the amount of the Funds held by Lender at any time is tiot frufficient to pay the Escrow Ytems when due,Lendrr ma�so►wdfY Borro„�+er in Writing.and.in such cue Borrower shall pny to Lender the arr�ount nocessary to make up the deticiency. Borrower sfialt make up the defrcionay In no moi+e than tweive inonthly payments.at Lender's solc discrction. Utran paymcnt in�U of all sums sxured by this Security Ynsuunxnt, I.cnder shall prompdy noflu�d to Borrower Any Funds hald by L.endcr.If, under paragraph 21.Lender shniPacquir�e or sell the Property,Lender,prior to the acquisition or sale of the Property,shall apply any Fnnds hsld by Lender at the time of acquisition or sale as a credit against the sums secured by thle Security Insttutncnt. 3.AppllptUon oi Payments.Unlcss applicable Iaw provides othcrwlse.nll paymenGS rocefved by Lender under parn�rcaphs 1 and 2 shall bo appliedc first, tv ar�y pnepayment charges due ut►cler the Note;seoond,to umounts payable under parngrnph 2; third,W interest due:fouctb,to pdncipal duc:end last.to any late charges due under tha Nnte. . . � d:•Clwrgesi Lien9. Borc+ower shall pay all taxes.essess�rlents.chargcs.fines and im{►asitions attrlbutable to tha Property which tt1�tY attain priority over this Socurity Instrument, cuxl leasehotd paymen�5 or ground rents. [f ony.�orrower shall�y - ttKSe pbii�adons in the iaaanner providod in paragruph Z,or if not puid in that manner.Borrower shail poy t�em on time dirxtly to thp pe.rson owad payment.Borrower shall promptly�urnish to•i,ender all noticcs of anwunt�to be paid under this paragaph. If Bonower makas thesc payments directly,BorrowEr shali prampity fi�rnish to I.ender rcceipts evidencing the payments. �Borrowcr sh�ll prompdy dischacge wiy lian which has priodty over this Secur�ty Instrument unless Horrower:(a)agroes in wdting to the payment of ttie obiigution secural by 3ha lien in a manner eocepteble to Lender:(b)contests in gcad faith the lien � by, 4�? defends agalnst �nforcement of the Ittn In, Iegal proceedings which in the Lender's opinion operate to prevent the ' enforce�i�ent of the lien; or(c)secuns from the holder of the lien an agrament satisfactory to Lender subordinsdng the.�ien to thi��Security Instroment. If Lender,determines that any part of tha Property is subject to a lien whlch may ariain priority.�nver „ • this Security Instrument. J.ender may give Borcoyver a notice identifying the lien.Borrower shall satisfy the lien or wke o►x or more of the actions set forth above within 10�:�ps of the giving of nottcc. Farm 3028 Yl90 � - � � nngo 7 0��e ' �