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<br /> _ :;'r.1� �. Hwrd or Property InsurAncc. Borrower ahall keep the improvementa naw existing or hereafter erated on the
<br />' :�. � Propetry insurod ag�inat losY by fin,huca�J� inciude.i wlthtn t2�e te�a"cxtencicd covarag;.' and any other hazards, lncludtng �
<br /> floads or flaading,tor which I.cndcr requices insurancc.This Insurana shall bc maintaincd in thc amounts und for the pcdods
<br /> _'�--�_, that Lender nquires. The insurance carder providing the Insurance shall be chosen by Borrower aubject to Lendor's nppraval
<br /> " �`` whieh sh�ll not be unnasonably withheld. lf Borrower ta�is to maintcin wverage descriiucai abuvc, I.cudee ��:.y, at i.eada�'s =-
<br /> - option,obtain coverage to ptotect L.eadtr'a rtghts in t,he Property in a�ccordaace with paragraph 7.
<br /> � All insurance policies and r�new�ls shall be�ccePtable to l.�nder and shall include a atandard mortgage clause. I.ender
<br />,"��'+�,'+�- sh�ll have the rlght to bold the poftoies and nnewals. ItLender requins, Borrower ahall pmmptly give to Leader all reaipts of
<br /> �f r pald premiuma and renewal notices. !n tha event of loss,Banower shall give prompt not{ce to the insurance curisr aad i.ender.
<br /> -"'°°'�� l.eader may meke proof of loss if noc madc promptly by Bonower. -
<br /> _.:''"';j Unless Lender and Borrower otherwise agree ia writing,insuraua proceeds shall be applIed to restoruton or np�ir of the
<br /> �.as�;�,y Properry da�naged,if the restoration or repair is economically feasible and Lender's secudty is not lessened.If tbe restoration or
<br /> ".�' npair is aot economically feasible or Lender's aecurity would be lessened,the insuruice proaeds shall b�applied to the aums
<br /> secuzed Ey this Security Inatrumenc, whether or not then due, with any excess pald to Honower. If Borrower abandans We
<br /> - �. Property,or does not answer witnin 30 days a notice from Lender tlnc che insurana canler has offerad to seale a claim,thea
<br /> r Lender may oollect the Insurance proceeds. Lxnder may use the proce�ds to repair or restore th�e Property or to pay stuns
<br />,:��•'��.'i, , sxured by chis Securiry Insuumcat.wIIether or not thea dtte.'I2ie 30-day pedad will begin when the nodce is given.
<br /> ".:;��ti�,, . Unless Lender and Borra�ver otherwise agree in w�titing.aay�pplication of proceeds to principal shill not extend or
<br />:':-;r,'} � pastpone ttie due date of the rnonthly paymenu nferrtd to in paragrephs 1 and 2 or change the a:nount of the payments. If
<br />;:;'} '1 ; uader paragraph 21 th¢Property is acquired by Lender,Borrower's dghe co any inauraace policies and proa�s resultiag from
<br />���:��:-` damaga to the Propercy prior to the acquisition shail pass to Lender to the extent of the sumn socurod by this Secvrity Instrumeat
<br /> �'-� immadistely pdor to the acqufsltion.
<br /> a��� 6.Occupancy,Preservatlon,Mdnte�an�:e s�nd Pratediot�ot the Property; Ilorrowu's Y.oan Appl9cation;I.a�sehold9. �
<br />=:��� Borrower ahall cxcupy,establish,and use the Propecty�s B�rrawer's pdncipal reaidena withln sixry days after the eaecutioa of _
<br /> ;�';°•�� thls Securiry Instnunent and sball contfnue to accupy the Properry as Bo:rower's princlpai resideace for at lrast ane year afte�
<br /> ;� the due of oaupancy,ualeaa L.ender otherwise agrees in writing,whkh consent sha11 not be unnasonably withheld,or uNess
<br />__„�,Y;� extenuating clr�iunstatMes exist which are beyund Barrower's cantrol. borcowcr sh�il uut Jesuoy, clau►agC OP l�ip�[ ihC
<br /> - - prqpaty� allow the Ptoperty to detedorate, Of COIriIll{t WBSIC OA LTfE PZO�ft�i. Borrower ahall be in default if aay forfeiturc
<br />-__ - action or proceeding. whether civil or cdminal,is begun that in l.ender's good fa�th judgmenc wuld result in fodetture of the _�_.
<br /> - property or etherwise mauda�ly impalr the lien created by this Securiry Instnunent or Leader's saasriry interest.Bormwer miy
<br /> V:w�� cane such�default and teinstate.as pmvidod ia paragraph 18,by cawiag the actIon or procceding to be dismissed with a ruling
<br /> - = that. in I.ender's good fafth deterruination, precludes forfeiture of the Bomower'a inurest in the Property or other mated�l
<br />,a=:.�� impalrmeat of the lien cnated by thla Soc�uity Iustnunent or Lender's sccurity iatorat. Borrower ehall also be in dofault if
<br />-��� Borrowet,during the lotn�pQlication process.gavc nuteriaily i�ise or inaxurace iutormaiivu vi nwte�ts i�I.��nci�r(ur fittr3 •
<br />` "'-"�' to pro'vide Lendcr w�th any matertal Information}In connection with tl�: laaa evidenced by the Note,including.but nac limital
<br /> = to.npresentationn 000ccrn�ng Borrower's oCCUpancy of the Property u a princip�l residencx.if tbis Securlty Iaatrumcnt is on a
<br /> - � leaaehold, Bocrower �ali oomply with all th� pmvision�of the lwe. ii Borrower acquires foo tltle to the Property, thc
<br />-�"-- - _ leasehold and tbe fee�i►le sIull uot merge unt�s I.cudec a�rees to the merger in wridng. _
<br />--.- —= 7.proteetiae ot Leoder'�Ri�1Ma in tbe ptop�riy.It Borrower fdls to perform the covensnta sad agreements oontaitxd in
<br /> Wis 5ocurity Iastcument. or thare is a leg�l proceoding that may aigniRcanqy affect Lender's righu in the Propeity(such as t
<br /> proceoding ln banh�uptcy.prnbate.for condemouion or fodeituce or to enfora laws or nguladons),then Leuder maY do aad
<br /> pay for whauever is naess�cy to pmtect the value oi tde Propecry acd Leader's righta ia the Property. Lcader'a actiona m�y
<br /> inct�ade pa4ying any aums sexxuod by a liea whict� lus prbriry over Ws Sxudry Insmiment, Apnearing tn oouit. P�Y�B
<br /> r�asanobte attorneya' fas and entering oa the Property to make npatn. AtthvuEh i.ender may Wce acNoa uader thia puagraph
<br /> 7�'Lendec doas not have w do ao. �
<br /> pny amonnt� di�bur:ed by Lender under this paragreph 7 slall beooxne additlonaS u�t of l.bnn+aa aecured by thia
<br /> Socurlty Iaauument. UNas Horrower and Lender agree to otb�u cerms mf payment. [t�ese unounta st�U beu interest from the
<br /> due of diabunCmQnt u the Note cate and a7�a11 De payable, with Interest, upon notice from Lwder to Bomower roquesting
<br /> PiYmcnt.
<br /> 8.Mort�e ImurAnce.Ii Lender requira!mortgase lnsurmce� a wndition of caalcfng tLe low aaured by this Sec�r3ry
<br /> Iasaumeat, Bormwer shall piy the premiums required to m:intain the mortg�ge insurance in effect. If� for�ny naion� the
<br /> mortgage insuranoe cover�ge required by Lender lapsa or ceasa to be in effect, Borrower shall pa,y the pnmiums roquirod to
<br /> oAtain coverage subsw►ti�lly equiv�lent to the moctg�ge insuranoa pnviously in effoct,at a cost aubstantl�lly oquivaient to the
<br /> oost to Borrower of tLe mortgaga inaurance previansly in effect, from aa rdtemate mortgtge insuier approvod by Lender. If
<br /> sub3saaa�lly equivuent mortgage tnaurance coverage is not�valioble,Borrower shdl pay to Lender exh nwnth s►sum equal w
<br /> oat-twelftt�of t6e yearly mortgage tnsurance pre�nium be9n8 paid by Borrower when tt►e insuranx coverage l�paecl or oessed tu
<br /> be}a effo�t;l.ender wtll accept�use�nd resain these paymenta as n lou nserve in lieu of mortgage inauraace. Iass rcaecve
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