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<br /> ,�� . loan exceed the permitted lim�ta,then: (a) any such loan chuga ehall be raluced by the�mouac necess�ry ta reduce the ch�rge
<br /> to the permltted ltmit;and(b) �ny susns alnAdy collected fmm Bortawer which eacaded pemdtted limite will be retLnded to
<br /> � Bonowar. Lender mxy choosa to mnko this refiwd by reduclag the principxl owal w�der the Note or by m�lcing a direct
<br /> � payment to Borrawer. If a refand red�t.r�s princlpal, the reducNon wlll t�o tre�ted as a pAniAl prcpayrnent withaut any .�.
<br /> . p prepaymeat chs�r e under the Note.
<br /> � 14. l�i� An aotic:e to 13orr.rsvfr.r provided for in this Secudry Instnunent ahall be given by delivering It or by
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<br /> , ; ��, � mailiu.g it by�i..rst ctass mail unless appiicaJ�T.�P.aw requires use of�nother method. Thc notice sdall be dirccted ro the Pruperty
<br />- , A�e�ress or any oclter nddress Borrower�signao:es by notice to I.ender. My notice to Ixnder sha11 be giveq by tirst class mail
<br />�: ' � ; eo Il.en.der's adcEress st�ted hereiu or suy c►tDec address I.euder designates by noticx to Borrower. Aay not�v¢Rmvided for ia
<br /> �• thfs Securery l�:�munent shdl bc deen�ed c�a Pr.a�e been givea to BorrowPr to I.enr�er wJaen givea aa pmvidcd:in tJ1fs aragra�h.
<br />_• 1S. GarecplaQ I,nw;Sevaablilt�r, Tihis Secudty insttumen.F aliat4 be gover� by fedr.c�al law anct tRe�aw of.'d�
<br />_ . jurisdictton i,e+wh�cu the Froperty ie lacatc�. 9,�t�:.event that aay p�rvf�i�zt Qr sla��:�r€thes S2rr�rF.ty lcs,stevm�».e or ttue i�ote —
<br />-�,; �, � , oonflicts with applicAble law.such confllct shail uot affecr, other provislaas Q�t[vs Sc�urity Ins��rrm�nc os rhe Note which ca��.
<br /> �;;.f� be �'r,vea effect wlthout the oonflicdng proviaion. 'D'm tZsis ead the provisions crr this Security 1¢�erum:ac ae�d r�e Note are
<br /> desaz,�d to be severable.
<br />'.'•��-='���. � 16. Borrowe's Copx. Bonower shall be given one conformed copy of tbt Note aad a�ctcis 5ecurecy Cnstrument.
<br /> t�'�-": �,, 17. 'IYAnsfer uf the Property or w SenetictAl Interest In Borrower. If ail or any part ofr tite 1'roperty os any interesc `
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<br /> •° �.�y in It is sold or traasferrcd (or if a beneficiaIl intcrest in Borrower is sold or tsansferred and Borrower is not u natural pecs�rn)
<br /> f;��t��:�•.' without Lender's prior written consent.Lender may,at its opdon,require irnmediau payraent in full of aU sums secured Dy ctais
<br /> :�.l;y.. Securlty Insauineat. However.this optioa shall not be exerdaed by Lender if exercise is prohibited by federal Iaw as of the date
<br />���%?!�:>s. of this Sccurlty Iastrument.
<br />�`�`� �" If Lender eaercisa tbis opdon,Lender shall givc Borrower noNce of ecxelerxtion. Th�notice sh�ll pmvide a perlod
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<br />- -_��y�_��, of not less than 30 dtys from the date the mr�tice is delivarcd or mailed within which Bonower must pay alt sums secured by
<br />"Y�"���;�.�' this Securlry Insuumeat. If Bomower fan��R�a.pay these suws prior ca►the expiradoa of thia perlod, Lender msy invoke a�ey
<br /> - r�m�di�s tttx! hy t2zi:�xurii;Ir.�°.,�.^.:: wlltt�»t f+�nh�r notice�:r demsnd on Borrower. .
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<br /> �--�'�='��i'�'� l�sorrower's Ri�ht to Reiasta��. If Borrower mats aaa�nm condition�. Bornnwer shall bave the dght to ir�ve
<br />_;;�� ' enfnr;em�eat of thls Security Iastrument discontinued et any time priaa to the earlier of: (a) S days(or such ott►er period as
<br /> r::`,��`:'�. ap��:lcable law may apecify for re[nstuemenQ� before sale of the Propesag�ursuaat to�ay power of sale conuinod ia ttus Security
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<br />.�t;.'vs,��•��lr�;��, Lu��mrnt; or,��l+)eatry of a judgmeat enf.�r,r.�ing this Securlry Inatnune�e. 'fhose co tions are �t 8orrower: (s)pnYs Leader
<br /> A,� °:• �,isr,� al!su�ns�v3�ae`��en wouldbe due uucter t�nas Saeuricy Instrument �d�9i�Note as ifao acceletatiG� �aad occurrcd: (b)cur�s zs�S -
<br /> ��M� �'` cleBan7a¢�ff ar,�; uther coven�nts or agttemen�s; (c)Pays all expenses irr�u�r�td in eaforcing this Se�u•r.iry Inspvmeat, incluJin�.
<br /> ==,��� t+ut not 19mite�i to reawnabie attarneys'fees:wd(d) t�lces auch�cdon as l,�nder tnAy neasonably z�e�ui�e ta a�s�eTr t�aat the lIen
<br />----- - o��h�s Secndty Instrument� I.ender's rlghts ia the Property�ad Botrower's obllga�io�a t�pay the suins�ecv�� by�ds Securlty
<br /> — I»strument shall condnue uachnnged. Upon reiaseuement by Borrower,this SoCU�lty Instroa�ent auq!tfiie m2�2i�nu�v sxured
<br /> � `� heseby shall reaneln fullyeffecdve a�if ao acceleradon h4d occurced. However,this right to roinsutia�s3�a��n�app?y in the case
<br /> of acceleratiom ur.derpar�raph 17.
<br />�.—,-� , 19. S�ac of Note;Cbwn�e ot Lcu+m Servic�er. 'Ihe Note or a pactial interest in the Note ttogzther with this Security
<br /> Yasisuu�ent) r�aa�!be sold one ar mc>re ¢nrnes wtthout prlor notice to Bortower. A sale may result in a chaage in the entity
<br /> (�cnawn ns the l.o�n Servlcer")W�c collects monthly paymeats due imder t�e Note rnd this Securlty Instn�ment. Tlien e�lso
<br /> tt�y he one oac moze ch2u�ges af�the I.oai� Servicec unnl�ted to:a�le of the Noite. If there is a chaage of the Loan Servicer,
<br /> Borrower wilA be�vae tivrinen not�ce af�e chuige in�cco�dancx with pux&raPh 14 above and applicsible law. 7'he notice will
<br /> sute the na�ne enc� addusss af the n�w Lvan Servicer and tliee address t�o which paymenta should 3�m�de. 'Ibe notice wiU also
<br /> contain any otQ�er �nformaHon required by nppliczble ltw. .
<br /> Zp, gasprdous S�t�bslancq. Horrawer shall not ctuse or pemr,L'c the presenoe. use,dlspds�l,�torage, or release of�ap
<br /> - --- Hazandous Substeaoa on or 3n t4►e Property. BornnW+er shall aot do.aoi aUow enyone else w do.�nything affecting the Property
<br />---- that ie[n violation of Wny P.zia+iranmoatal Lw. The preceding two senteaoes shall not apply to the pnsenct,.�se,or storage on
<br /> --- the Propecty of amall quaad2�es af Hazud�ua Substanas t6u are getu�rally rxogniud to be appropn�te t�nomml resideqti�al
<br /> �= uses and to ma�atenaace of tl�e Pmperty �
<br /> --_-�''�� gorrc�asar slult promptiy give I.e�•cl�er wrltten noua of aay e�vesdgxtioa.ciafm,demand,.7awsu9t or aibar acdon by�y
<br />-���,= govecnmental mr rsgulatoryagency or pcivate pucy involvingthe Pro,�er�r�md any Ha7asdous S�batance or Eaviaanment4l �.�w
<br /> =��-'r, e��'which Borxrowar hu act�al imowledge. If Borrower leams.or i�notifled by a�y g�vemmental or regiilatoT;.anWorIty,that
<br /> -°' .,:`• anp removal ma olt�er remaUatioa of auy Hazprdous Substance affectiag the PrapeTt�Is�essary,Borrowet s'h.nl"u pr�tmptly take ,
<br />�� ali necessuy 'aW^rs.editl acdoas ia accordance with Environroental Law.
<br /> -��=:�,Ur�,,.,�;�— As ug-ec! :n this pars+graph 20,'Hazardous Stibstances"are t�oat substancrs defined as Qo�ic or hazardous substances •
<br />�;�q„;c•,�,.; by Enviroanraaaza�l Iaw and the 2'ouowiag substaaces: gasoline,keaa�seae, oWer fl�mnnable or c�YC3r petroleum products.tm�cis
<br />�-�° pesttcides an�E horbicides,volatile aolvents.m:ted�ls wat�lning asbrstc�s ar fomozJdet�yde,aad ffaclirr�ctive materials. As used
<br /> u7,'"",'.'��'r•.�i dn t�is paragraph 20,"Enviroamental Law"meaas fedor-ill laws and laws of ttu juriscl'a�siun where tht Pra� as located tliat
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<br /> r,�el�« to healt6,safety or environmenul protecdom.
<br /> —"'%'-'!•' � ' `� N�r�-E!'���FORM COVENAN'I'C. Bonower aad Lender Gu�.�a�}xr covenant�nd agra as•�ollows:
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<br /> �':• ;� 21. �1ma�larntion;Reaxdtes. I.eada'rawll�ive noHce to l�a�.n�ncwer prlor to oocderatd�m ftmlUowin Borrower's brcach
<br />- ` of my covee�ra¢�r��reement in thfs Security inAr�ment @ut not P�ii�'to accdesUon under�ra;rap6�7 ualess appUcablc
<br /> � + �`� law prorides mtloarwl9eD.'Q'me nottce sLall s�pecitre (�➢t]Le ddiWt,(b)the adion required to cure the dd�aalt,(c)a datq not -
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<br /> � '.•� ,..� - x �thsn 30 a�ys frann OM��te the notioe is�tven to Borrower,by whtc6 the aWiWt mu�t be cured3�nd Qdy tLat[atlure to
<br />-,:.-...°t s,c,',�,:'E�;__ �.L�.r..a...�..... 1..4..0*lu dslw eawrifietl(Il tb!1R�Ct�lr(tfl���D�C�O�f�l!i11DM i0[W�5y�i.SEtllt��
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<br />- iim�romma�mt mimd sale of the Propaty.'Ibc notia stutU hrrther i�tmrmm Borrower o[tbe ri�ht!a��te atta acocla�Uon and _
<br /> ,:. ''" ''. , ,,,:' tclme rig�a E�@ms�g a court action to assert the non�exictenoe vf a�ault or any otba'dete�ce��ormwato acodaaUan and _
<br /> - s�Ge. It the default is nat cured on or betore the date apecitled in the not[oe,La�de�'�t nt��tion may requtre immedtiate -.
<br /> �� . ,�, , p�ymeat in[ull o[all swns secured by thts Saur[ty inatn�ment without[urtha'danend and msy[nvoke the power ot saic -
<br /> and any other remcdlesp�t tted by applicabte law.I.rnder ahall be eatitled to collert aU expeases Incurred[n pursutn�the _
<br /> ��dies provld�d�n tLt�ppcagraph tl,includtn�,but not Umital to,rea�oo�ble attomeya fees and costs ot title evidence.
<br /> � U the power of sale Ls invoked,Trusta a6d1 record a notta of de�aWt In ad�ea�anty fn whlch�ny pac�t o[the
<br />_ ' " propertY la loc�ted ond�hall maii coptes o[auc6 notire in the manna pracribed by�PW�ica6Ac ia'w to Borrower and to the
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<br /> '' other persons pracribed bY�PPticabie law.A[ter t6e time requtred by�pplicable law, p�.� giv�e�blle notia ot sale
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<br /> • • NE6RASKA-Sio�k Fuoil�•Lravde MK/Fnddk Mx UNI!'OItM IN3fRUMENT - —��� Form 302i 9J90
<br /> �. .�••-.� hRe 4 ot S SIN6G 011%
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