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<br /> ,'����� UN[FORM COVENANTS. Bnrrowet and l.ender covcqant and agree as fullows:
<br /> � 1. Ptymcnt of IMnclpal oncl Interest;Preppymcnt and LAta CharQes. Borrower shall pmmptly pay whrn due thc
<br /> prtncipal of and interest on ttie debt evidea�ed by ihe Notc md auty prepnyment and I�te chuges due undcr the Nota.
<br /> 2. FS�nds far Taxes utd Inaur�nce. Subject to applicablc law oa to a wrltten waiver by L.ender, Bormwcr Fhall pAy .,,-
<br /> � � �• to I.ender o�,[he da4Y monthAy Q�ymeat are due under thc Nw�.�.until ttne 1�totr i3 Fa�nd urn fu11,a sum("Funda")for: �a� yearly
<br /> ,',, caxes aw!a�ess�enc� whficix mayr att�ia prlodty over this Secr,rscdy Ln�.�r��c as a I:ien�aix the Property; N) YeaBiy Cea:�D�oid
<br /> . , �� t6e 8ro rt If an • e ea�R Daza� Qa� 1ns�aa�e �{remiim�s: (d) Yeuty tt�cE ins�r.c�rnae _
<br /> , PaYr��ncs or grovutd�r:vis v�r. pe Y, Y.()Y S�
<br /> pr,emnwms, if an�r•fer YxasDy iroortgage �nsurence premivaals, if�ny: 6� aQY�ctts payAble by Borrowcr to b.end�. i,a
<br /> n
<br /> aw�cordance witA 4fie�rrtovisione of paragreph 8.W lieu of tleeQ�ytneat Q8�o�ttgatge instva�cr Premium9. 'Rt�.te items a�te calted
<br /> 4D!
<br /> '::S`:. • • "�scrow Itenng," La►der may,�t any dme,collect wd latd Fiu�ds in w �o�ount not to accad the muim�un ura�iae �lender
<br /> � for a federally related mortg�ge loaa aary requtn for B�mower's rscrow accaunc under the faleral Re�l Estue SettZe�eertt
<br /> • • Procedures Act of t974 as amendod from tune to time, �2 U.S.C.Sectloa 2601 et sal. t"1�PA")��� �'"�' !aw �hat -
<br />- ' applies to the Funds seua a leuer uaount. If ao.Leader mey,u�ny ttme,collecc�nd hold Fw�ds in�n unouat aut to exceed
<br /> ''"°��'��' ��"� the lesser arraunt. Lender �y atinutte thd�ouat of Ft�ads due oa the bASis of curc�t dau und nasonable estimates of
<br /> expenditures of future Escnow Iteau or otherwi.^+e in accordaace with a�'Pli�ble law.
<br /> ws?:.,�.�:^t�:� The Fands sh�ll be held in w Institution whose depos�tta ue msured by a fedenl a#ency.instnunentality, or entity
<br />- � �''� (iucirz�ing Leader,if Leader ia sueh an lustitupon)or in any Federal Iin�ue i.oan Swdc. Leuc.ea d�stl apply tiu :+utid,:ta�:.} �
<br /> "���.�,.;.;�:::• ��l���ww IteaLS. Lender �uy not ch4rge Borrower for h�lding aad applying the Fumd9,annwlly an�lyzing the escmw account,
<br /> -`�_=`'�'"��.:�• or�•eraQ'yiag ihe Esctow Items,ualess Lenda pays Borrower ia►terest on the Funds u�d epplica6le law permits i�ender to make
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<br /> �,'M,. such a charge. Howover.Lender maytequi�e 8orrower to pny t onatime ch�rge for ut indepeadent rcal atate wc �eporting
<br /> "='��-�:+=���• service used by Leader ia coanectian with this l�an,unl�ss appl[cable law providea ot6erwlse. Unlas an agmmeat is ma�le
<br />---�3-�'� or applicible l4w requires in►era;st to be paid,.U.�xnder ehail not be requiced to psy Bomower my iaterat os eunugs on the
<br /> �-=,'';Sa Funds, Aorrower ad Leader�t agree in writing.however.�hat interest shdl be pdd on the Fuuds. Leader shall gtve ro
<br /> ---„�;b:� Borrower,wlthout chscge,an�a�t�ucountin8 of th�Funds,showing eredits and debia to the Fuads uid the pur�s�for which
<br /> --�-,,��,� each debic co che Ftmd� wa�r�nio. 'Ihe Fl�u�s nr� pi�:lgut as '�...a'.::�^a! �cszrity far�!� s��m.c �ecured by nt�is Securlry ,
<br /> -_-..;-�ar� Insd[ut[xnt.
<br /> �.3�.— If the Fun� held by I.�mder exoeedl nflae aawuntspe mutted to Pr�held by�pliable law,I.ender ahAll aocount to
<br /> �� : Borrowcr for the exa.-ess fi�nds in axordwca �3th t1�e requiremente of�p Dletble l�w. If the amount of the Funda held by
<br /> _ - T.ender at any ttnne is aot sufflcR�+�x�pay the 6scrow Itemt when due,�mry so noNfy Borrower in wrlting,and.ia such
<br /> -•_.sti, _
<br /> _ -=�f,�s�,�,. case I��:�wet shall pay to I,c�cJiLr'�ht amount ae�� sary t�u�alce up the dcRcicncy. Etirro�vez shall aNke up the d�ficlency in
<br /> _�;.:�� no�n�re tlaan twelve a�onthty}�a��menta.at Lenders sole discretion.
<br /> -- U�o��a�-�sc•nt in fuU ayt�all surn�securod by this S�auity iasmuneat. I.rnder sh�ll pmmptly reflmd ro l�wr,h�awer �aY
<br />-_-=_- �"J Funds:peld by' �;n�l�r. 1f.u�d�p Fun�da hc dlb Lender u the�t[me of acqutsiHoa oi eale as ca rodt�p ag+�inat the sG�itt�oun�or
<br /> --_- � sale at thx �ropefty. sh�U apP Y Y Y
<br /> �---�;� by tb�3s Security Insttument.
<br /> " 3. Appltcallon oi Pityatents. Unless appliable law provides otherwisa. all payments roceived by [.endec under
<br /> paragraphs 1 And 2 shell be�pplied: firat.to eay prep�yabent chuges due under the Note;sccoad,W amounts pAyable under
<br /> - paragraph 2;third,3�interat due: fownh�to princtp�t due;and last,to any lau charges due nader the Note.
<br /> .� 4. Char�es;'[,lms.Borrower sHtll pay alltu�a�assessmeats�chr��a.Mes and imposidons xtdributable w the PropectY
<br /> �; which may �ttain prinrlry ovu th3s Securlty Inatrwnent. and lwebold pnymeau or ground reata;•ef a�my. Borrower sl�all p�Y
<br /> '°j'•. these obligadons in+thhe maaner provided ia para�r+ph 2,or if not paid in that m�annes,Borrower sh�Il pay them on tltae direcdy
<br /> — "� to We peraon owed payaaent.Barrower ahall promptly fiunish to Lender all nodces �+i arJnounts to be paid under th3s,pArnrngnph.
<br /> -++ if Borrower maka these p�ymen�s dirrctly.Borrower ahall pmmptly fivaish to I,e�der raeipta evidencing the gaymeats.
<br /> '� Borrower shall prom�3y diacharge any lien whlch has pdority over this Security Inatrumeat ualas Borrower. (�)agroes
<br /> in writing to the paymeat of tbe obliga�tion;secwcrd by th�1[en ln a msmner accepcable to Leader. (b)conteata in 800d fcitb the
<br /> _.� lien by,or defend+a�ainst eaforamen�t ok!t�e liea ia,legd proceedings which in tLe I..eadez's opinion operatc ta prevrnt the
<br /> �; enforcement of t6e Iiea;or(c) cec�+res 1'rom�he bolder of the lien m agreement aadsfacwry to I.�ender subord[nuing the Uea
<br /> � � �r�ahis 5ecurity Inairwnent. IP�.cnder �otermtua that sny part of the Prope�ty ie sub eat to�lien which may attain pdodty over
<br /> In mtu
<br /> -`�'"`�� Ih33 �CCDflly instr:�aent, Lepilcr n�y give Borrowec t nodce identifyiag the lirn. -roaer sha�ll eatisfy the lien or takc one
<br /> oi more of t6e ae8tina set foi�aLoaC within 10 days of the givingof notice.
<br /> S_ Ha�rd •oz Arop�rty InsuY'ance• Borrower shall keep the improvemeat�now eusdng or hereaRer erxtod on t�e
<br /> - ��-.� Property insurai agaivat to�by fin.hazaa�ds i�cluded wIthin the term "entended covrsage" � any r�iher h�ards. iacluding
<br /> - ticr�ods or flooding,for whicb Le�der require�insuraaa. "Nie insurmcG ehall b�main� in��"r'°u�ta aud for the pedods
<br /> -"�=�= th�t Leader roqui[es. 'ILe ias�urwce caccier pr�vldingthe insutance shall be chosen�� �Bortower svbjest to I.ender's tpproval
<br /> which shdl aot be unreasona5�y withheld. If Borrowr� ji��ls w anintain coverage des�dbod abova, '�.xndes Qrzay,at Leader's
<br /> -'- �•� , � s opdon,obtain coverage to prntect Lender's righu in the �Preperty in accordanee witb P�8�1►h �.
<br /> s�:%�"'�;'E,: :>� pl1 insurance licia and renewals slaall be acce uble ro Leader and sh�ll include a stacd."u�i r�o�g.�gE clause. Lender
<br /> ���ti: ., 5
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<br /> ,�: '�:�� shall havo t�e �ragbt IIo hold the policies and r�er�rewals. 1 Lea�er roquires. Bomower shall prom�nU��•giye TQ'Le�der all receipts
<br /> _�:��,;:�_;„�<<_ � �,�,� c�f�,�i�premia��w ar�d renev+afl nottces. In t3+e eve�nt of loss.Borrowrr s�hall give pmropt notice Ro tUe lnsura�ce carrier�
<br /> : •+,fr.:�.,;� li,�enc1er,. I,en���a may maacepnwof of loss if not m�e pmnmpaby by Borrower.
<br /> � �.r,,:,,.'.j':> Unless Laader am�d Fa���cower othenvise aga�oe u�n�r.rruag:insurence prooe�ils s�h�11 be app�re� tm t�sm�rr.�t:�vn or repair
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<br /> ..t:�;y,a���,;•:'� . e3 t�e Propert�; da�a�god. if crie restoruia�n or repau g��:cvpam�ca�tg fruible amd I�emder's ser�:lnq� is r.oz �essPn:d. If the
<br /> .����. �� . ,' testoration or�r$ ais is not xonomfcally feasib4t or i.ender's secvrery�n•au1c1�o Ieasened. the 1¢aswr�r�x�+.*oceeds sRs11 be appiied
<br /> ' � ' to the sur�u s��curerD by this Securiry �t� wlxthcr or noE�dcar due. with any exce3��ii�!=o Borrower. If Bonowec
<br /> -._'�� \t .�:� ,_ ...:>A:.�e,�J.� .w:���,r�r�ser�lnat the 9ns,n�vr•carrier has offered eo sccde
<br /> -.-�.;.i:�' r.—��;-.--- alU�i1Q0i1S il1C !'[D�S[ty�Vt t��u�si aiw..:.. .........���'—"^-- —--.
<br /> a���.� �gr maS+cd�cc the insurance pco,s�fl�. Lender may use tdrs�mvoee+tOs tu re�air or restore the Pro�c�ty or
<br /> '; '`'�:�, ,��� ea pay s�car�so�zuaD by aCcus S�curity instrumeat. wheetr�+- or not then due. '!!�s�ary•p��aiod wiil begin when the notta is glven.
<br /> . . ,., r. , �p licaci� af rooeeda to rincI al ah�ll not extead or
<br /> ;.,� . .: �aie�$Leader aud Borrower otherwise tgra i-a wrltin8.anY P P' P P
<br /> � � posq�ane che�.'u�e date of the monthly payments referred to in p hs 1 aad 2 or ch�nge the amount of the paynxnte. If
<br /> ` ' ' �nd�er Py�ragraph 21 the Pro�perty�s���si[ion�sh�ll p�ass to r,I,en er to the e�x�t of thle sums s�urcd by thi9 i���ty
<br /> ,_ "�.,' . : r �.�,� � �gc to the ProlxrtY P
<br /> � � lnsuument [mmaliately prar to theacqulsition.
<br /> � 6.pccupancy,Preterv�Uon,Matntenanoe and Protectlon of the Propaty;Borrower's Ap�Uaittoni���.
<br /> ' E,��'- ' Honower ahatl occupy,est�blish, and uae the Propecry ag Borcower's princip�l resld�°oe ' ty diys aRer the execudon
<br /> � '"" •4`• :niei.l.o —!�
<br /> .,� �,�." Form JOt� 9190
<br /> .•• `.. NEBRASKA•6ir�le FuoUy •FmoN QN�dFnddM At�t 11NIFORM�15IRllMF.NT
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