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<br /> � SECOND HOME RIDER _
<br /> 1'HIS SFsCOND f{01�ifs RIDfs12 is made on this 13TH �Y oi AUGU&T 1007 •
<br /> and is incorporated into and shall he deemed to amend and supplem�nt th�Mortgage,lleed of'I'rust. or
<br /> Security Deed (the "Security Instrument")of the same date given by the undersigned (the "Horrower," `
<br /> �vhether there are one or more persons undersigned)to secure Aorrower's Note tc� :
<br /> NOR7H AMERICAN MORTOAOE COMPANY =
<br /> (the"l�ender") �'
<br /> � of the sa�r�e date and covering the property described in the Security Instrument(the"Property"),which is
<br /> lcxat�d at:
<br /> • 1219 EAST WHITE CLaIJO ROAD ORAND ISLAND, NE 68801
<br /> ` IProperty Addrossl
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<br /> ` . In addition to the covenantc and agreements made in the Security Instrument, Horrower and I.ender
<br /> further covenant and agree that Uniform Covenant 6 of the Security Instrument is deleted and is replaced
<br /> . . by the following:
<br /> .-, G. Occupancy and iJse; Preservriioa, Maintenance and Protection of the Property;
<br />_. . Borrower's Loau ApPlication;L�aset�olds. Borrower shsll occupy, and shall only use, the
<br /> = y. � Property es Bonower s second home. Borrower shall keep the Property available tor porraw�r's
<br />_ ... - . ��"Itl31`.'C 2!�^3I:� �RjfS�TS:C.^.L 8L 3�! t11S:C..°, 3P.� �h�ll �.rt aS�'VCL Lt2t Pf4^?fty to en; timc�h�rng O!
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<br />- other shared ownership arrangement or to any rental pool or agreement t�iat requires Borrower either -
<br /> .i:�• to rent the Property or ive a management firm orany other pe:rsonany control over the occupancy --
<br /> - � or use of the Property.�orrower shall not destroy,damage or impair the Property,allow the Property
<br /> � �` ' to deteriorate,or commit waste on the Property.Borrower shall be in default if any forfeiture ection -
<br />�":`'���,;'}.``:'t, , or prceeeding,whether civil or criminal,is be�gun that in Lender's gaod faith judgment could result in
<br />';..`, �.:�.';��� forfeiture of the Property or otherwise meter�nlly impair tha lien created by this Security Instrument
<br />!-'���°�''�- �' or L.ender's security �nterest. Borrower ma� cure such a default and reinstau, es provided in
<br /> �y�,�.,. • paregnph 18,by causing the action or proceeding to be dismissed with a ruling that,in Lender's good
<br />"'�"�► faith deurminat�on,�recludes forfeiture oi the Borrower's interest in the Property or other meterial
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<br />„�_�;.�;�y� irnpairment ot thc lien cresud by this Security Instrument or I,ender's security intcrest.Bonower
<br />�---;��,;., shell also be in default if Borrower, during the loan application pro�ess. gave materiapy false or
<br />-_;,�:�,b,c,_.;�..;, '� inaccurate informatian or etatements to L.ender (or failai to provide Lender with any mcterial
<br /> information} in connection with the loan evidonced by the Note, including, but not limited to,
<br /> _�.�:.:�..�,-�; representationa concerning Borrower's occupancy and use of the Property as a second hom�. It thie
<br />�R�� Security Instrument is on a leasehold, Borrower shall comply with ell the provisions of the l�ase. I[ _
<br /> ----- Borcower acquires fee title to the Property, the leasehold and the tee title shall not merge unl�s
<br /> "�_"'� Lender agrees to the merger in ryriting.
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<br /> — ���:� BY SIGNING $ELO�V, Borrower accepts and agrees to the terms and provisions contained in this
<br />��r�C Second Home Rider.
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<br /> '��.�'^�::'.' L ARRY . ER I CKSON SR. -Borro er DEBRA R. ER I CKS N -Borrowor -
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<br />�� ' . , -Aorro�var -f)orrower _.
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<br /> - � �965c9+oa� VM� MOIITOAGE FORMS• I�1J1283-�700• Is00YSt1•7tY1
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