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<br /> TQGGTNER WI'CH ull thc impmv�mcnte now or hercaRer erected on the pro�serty. and all c�ln�ments,�ip�urtenunccs, a�d
<br /> flxturex now or herenticr u putt of thc property. All CC�IIIII'CIIIGItTn aad a.idllinns sitall zlso be a�vcrcd hy tliiti Security _
<br /> inetrument.A!I of the furcguing is rcfcrrcd tu in thi�;gecurity lnstrument ns thc"Prnpcny."
<br /> ....nn�a��r�. .�n��r.►i�*�ma.I�ot a,..�,�,.•r iG Inwfullv cci,cd uf the eswtc hcrebv conveVCd and hns tlic right tn grnnt itfld
<br /> UVI���Vt�MI\ a.�i��..����.�.. ...... �.... -
<br /> canvey the Pra�erty ui�d thut the Pmperty is unencumbered,cxcept for rncumhmnces c�f recard. B�rrower wiirrnnts and will
<br /> defend Renerully thc dde tn the Pruperty uguinst all claims und demands.�:ubject tn imy encumbrnnces of record.
<br /> THlS SECURITY INSTRUMENT rombines unif��rm cavennntti fnr nationul une and non•unifurm cavenants with Ilmited
<br /> vnriutians hy jurlsdiction tn constitutc a uniform u:curity instrumcnt covcring rcal praperty.
<br /> U�IIFURM COV�?NANTS. Borruwcr imd I..cndcr cuvennnt and agrc�av follows:
<br /> i. PAynnent uf Peincipal end lnterest; Prepuyn►ent und Lutc C1iurRcs. Rorr���l�cr sbaU promptly pny whrn duc thc
<br /> princlpui af und Interest on tlte debt evidenced by tho Nate und nny prepuyment and late charbes due under the Notc.
<br /> 2. Funds for Tax�.w And Insurnnco. SuUJcct to appllcablc Inw or to u written wuivcr by I.endcr, Borrawcr shull pay to
<br /> L.cndcr on the day monthly puyments urc duc undcr thc Notc,until thc Notc ih pnid in full,u sum("Funds")far:(a)ycarly tnxa
<br /> and usscssmern9 which may attain priority over this Security Instrument as u lien on the Propeny; (b)yca�ly Icnschold payments
<br /> ar ground rents on thc Praperty, if nny;(c)yearly h�rard or property insuruncc premiums;(d)yeurly flood insurnncc premiurns,
<br /> if u�iy: (el yEUrly mrn•t�,ug� insurance prcmiums, n4'tti��}•: i+nd(a'�a�ay sums payable by Sarrower tn[.ender, in accordance with
<br /> the provision�:af�araeraph 8,in lieu of�he payrerna a�C'raortg:age er,asurance preniiuim. Tlieac itcros u�e culled"�acrow itema."
<br /> Lender may, at any time, vollect and hold Fuads an�m amount not ta exce�d t6�e m�ucimum t�.*r,,.aunt u londer for a federally
<br /> related mortgage loan �tt�;r aequirc for Bo��rowcr's esrrow account under thc �c��er�f Real lE�tacr Setilemenc Pracedures Act of
<br /> 1974 as amendeA from�ti�n.c ta time. 12 U.S.C. Se��ian 2601 et seq.("REST�A'�, unle�s nnz�ihes law th:�e fipplles to the Funds
<br /> sets a lesser umount. If so. I,ender may, at uny time, collect and hold Fundti i�, an nsmm��t n.�t to exee�a t�e Icsser amount.
<br /> I.endcr may c.�stlmate the amount a.f����a�ds due on the busls�F cuahrant data and reasonahle estimates of expenditures af future
<br /> Escrow Items a oiherwise ln accc+rlfae�r.:���ith applicable luw.
<br /> The Funds shal� be held in a�� institutiott w6�rse deposits are insured by a federal ugency. instrumentality, or entity
<br /> (including I..ender.if Lender is surlh���institution)or in any Federal Home Loan Bank. Lender shall appty the Funds to puy the
<br /> Eccrow Items.Lender may not chi�rg�:'�v�ower for holding and applying the Funds,unnually anulyzin�the escrow acwunt�or
<br /> verifying the Eurow_Items, unless lti�uder pays Bonower interest on the runds und ap�liu�Uie luw p�r•�uiW I.c�nl�r to��iekc sach
<br /> a charge. However,L.ender may require Horruwer to pay a one-timo churge for sin indepenz!ent real estate tux reporting service
<br /> usal by Lender in cannection with this loan. unless upplicable law pmvides otherwise. Unless nn a�cement Is made or
<br /> Appllcable law requtres intcrest to be p�ld. I.ender shall not be required to pay Rorrower any interi�t or e{u-nings on the Funds.
<br /> Borrower and Lender may agree in writing,however. that interest si�all be putd on the Eunds. I.endcr sl�«II give to Borrower,
<br /> without charge,an unr►ual uccounting of the Funds, showtng cre�its and debits ta the Funds and the putipose for which each
<br /> debit to the Funds was made.The Funds are pledged as additional securlty for all sums saured by tt►is Security�In�st�Bonower
<br /> If the Funds held by Lend:.r excad the amonnts permitted co be hctd�y a�,plicatsi�lar:.Lende*. s..�.. �----.
<br /> for the excess Funds am nccordance with the requn•ements of appilcable Iaw. If the emount of the Funels held by I.ender at any
<br /> time is not sufficient te,{�:iy the Escrow Items whan due.I.ender may so notiFy�3onawer in wdting, anc9,in Ruch case Barrower
<br /> shall pay to Ltnder the a�nount nectssary to make up the deiiciency. Burrower shall �nake up the defcciency in no more ttun
<br /> twetve monthly payments,at I.ender's sole discretion.
<br /> Upon payment In fult of al{ sums securat by this Security Instrument, ll.,sndec shn9l promptly refund to Barrower any
<br /> Funds held bY�h i a14.1u�er F��g he d b Le der t the time of a qulisitj nTOr�sale es a crrecli a8ains�the sums securod by
<br /> of the l'roperty. PP Y Y Y ,
<br /> this Security Instrvnxnt.
<br /> 3.Applkation of Payments.lJnless appltcable faw provides otherwise.all payments received by Lender under para�hp�s
<br /> 1 and 2 shali be applied: first, to uny prepayment churges due under the Note; second.to amo►u►ts Payable under pnrjigrap
<br /> third,to intecest due;fourth,tn principal due;and last,to any lote chargea due ur►der the Note.
<br /> 4.Char�es;L9eng.Botrower shall pay all taxes,assessments.charges,fines and impositions attdbvtable to the Propeny
<br /> whlch may anain priodty over this Security Instrument,and leaschold payments or ground rents, if any. Borrower shall p�y
<br /> these obligations in the manner pravided in paragraph 2.or if not pafd in that marmer, Bomower shall pay them on ume directly
<br /> to the person owed paymettt.Bcixrower shall promptly fumish to Lend=r alt notices of amonnts ta be paid under this paragraph.
<br /> If Borrowzr makes these.payments dlrectly.Borrower shall prompNy furnish to Lender receipts ev[dencing the payments•
<br /> Borroa�er shall promptiy discharge any lt�n which lias prior3ty over this Secw�icy Instrument unless Borrower: (a)agrees in
<br /> wciting tn the paymr,nt of the obligation secured by the lien in a manner acceptable to Lender;(b)contests in good faith the lien
<br /> by, or defe�ds against enforcement of the lien in. legal procecdings wh3.ch in the Lender's opinion operate to prevent thc
<br /> enforcement of the lien;nr(e)secures from tl�e holder of the lien an agrcement satisfactory to Lender subordinating tho lien to
<br /> this Security instrument. If Ixnder determines thnt any part of the Property is subject to a lien which mny attain priority over
<br /> this Security in�trumtnt, I.ender muy give Borrower n notice identifying the lien.Borrower shali sstisfy tUe lien or talce one or
<br /> more o4'the actions set foxth above within 10 duys of the giving of nottce.
<br /> Form 3026 119�
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