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<br /> pay n�c�cts may nc� longcr lk rcquircd,ut thc uption uf l.cndcr, if mortgugc intiunmcc ravcra�c(in chr. amount i►n fur t r.�x�nnc
<br /> tht�t I.cnder rcquires) providr,d hy an insurcr nppruvcd by I.�ndcr uguin t►ccomcs.rvuils�blc und iti c�btainu�cl. B�rrowcr shull�vay
<br /> thu pre�niums reyuired to►nainuiin mortguge insurunee in effect,iir ti,pr��vidc u lu�r reservc.until thr, reyuinment ti�r mortgage
<br /> intiur,iuce endv in uccordnnc:e with uny wrluen u�;reeuxnt hetween f���rrower und Lender or upplicable luw.
<br /> 4.Inxpectl�m, lA�xlcr ar ils ugent muy nnikc rcatiuiuiblc cntrics uExni und inspertinns ni�the Nro�xrty. l.cndcr,hadl give
<br /> [iurrnwcr n��ticc ut Ihc dmr u(ur prior to im inti�xctiun+Ekrffying rcu+���e+ihlc cuu+c Por thc in+�x:ctlon.
<br /> 1/1�Cundet�mr►tlon. "i'hc pnxeeds ui uny uwiud u�� cluim f�►r da►roageti, dlrcct ur cunsequentinl, in runnertiun wi�h �my �
<br /> citindcinaatii�n or .�thee t+�king ot'any pun��f the Nrupcny, ur F��r convcyunce in Uru uf co��lemniuiun, nrc hcrchy ussigncd u�u1
<br /> shull Iw paid tu l.�ixlcr.
<br /> In Ihc evant ot u t��tul tnking of thu Pmperty,the pnxccds,hi�ll tx,upplicd t��thc sumy ururv�l by this Securitv Instrumcnt,
<br /> whetlier or not then due, �vith uny exceFS paid tu E3curuwcr. In tl�u evvnt of n purtial tukiny�if the Property in which thn fuir
<br /> markct value of the Propeny immedintely before thc taking is cqual ro or grcater thun tha umaunt ut'thc sum�sccui�:d by thfs
<br />= Security Instrument immedintaly beforc thc taking, unluss Burrower und Lcndcr othunvi;,r ugrec in+vritin�, th�sums secured 6y _..
<br />' this Security Instrument shnll be reduced by the amaunt of the proceeds multipliod by the folluwinp fractinn: (a) the total
<br /> amount of the sums sccureci immediately befurc the taking, divided by (b) thc fuir markct valua of thc Propeny immcdiutely
<br /> before the taking. Any balance shall be puid to Borrowcr. In the evvnt of a paniul taking of thn Property in which thc fair
<br /> ma�ket value of the Property immcdiately beforc the taking is Iess tlinn the amount af the sums secured immediately before thc
<br /> tuking, unless Borrower und Lender otherwise agree in writing or unless upplicable law athorwisa provides, the proceeds sball
<br /> be a�l ied to the sums secured by this Security Instrument whether or not the sums are then due.
<br /> If the Propeny is abandoned by E3orrower,or if,after notice by Lender to Bonower thut the candemnor oi'fers ta make an
<br /> awurd or settle a claim for dnmAges, Borrower fails to respond to i.ender within 30 duys aftar the date the notice is given,
<br /> . L.ender is authorized to collect sind apply ttte procceds,at its option,either to restoration or repair oF the Property ar to the sums
<br /> secured by this S�curity Int;trument,whether or not then due.
<br /> Unless Lender und Borrower otherwise agree in writing. any applicatiore of proceeds to principnl shall not extend or
<br /> postpone th�due date of the monthly payments referred tn in paragraphs 1 urxi 2 or change the amount of such payments. _
<br /> !1,Borrower Not Released;Forbearnnce By I.ender Not a Nai�•er. Extension of the timc for payment or modification
<br /> of amonization of thc sums secured by this Security Instrument�tantod by Lender to any successor in interest of Borrower shall
<br /> not operate to release the liability of the original Borcower or Horrnwer's successars in interest. Lender shall not be required to
<br /> comm�nce procecdings against any successor in interest or refuse to extend time for payment or otherwise modify amonization
<br /> of the swns secured by this Security Instrument by rcason of any demand made by the original Bonower or Borrower's
<br /> ' successors in interest. Any forbearance by Lender in exercising any right or remaiy shaii not be a w�►ivcr uf ui prc:.tude��2
<br /> exerciseof any right or remcdy.
<br /> 12.Successocs and Ass�Sns Bound+ Joint and Several Liabillty; Casigners. The covenants and agreements of this
<br /> Security[nsttument shall bind und benefit the successors and assigns of L.ender and Bonower, subject to the provisions of
<br /> pangraph 17, Borrawer's covenants and agreements shall be joint and several. Any Borcower who co-signs this Security
<br /> instntrnent but dces not execute the Note: (a) is co•signing this Security Inst►vment only to mortgage, grant and convey ►hat
<br /> Borrower's intereat in the Property under the terms of this Security Instrument; (b)is not {�ersonally obligated to pay the sums
<br /> secured by this Security Instn�menr und(c)agrees that Lender and any other Borrower may agree to extend,modify, Forbear or
<br /> make any accoinniodations with regard to the terms of this Security Instrument or the Note without that Borrower's consent.
<br /> 13.I�an Charges. If the loan secured by this Security Instrument is subject ta a law which sets maximum loan charges,
<br /> ' and ttiat law is finnlly interpreted so thut the interest or other loan chazges collected or to be collected in connection with the •
<br /> • loan extted the permitted limits,then: (a)any such loan charge shnll be reduced by the amount necessary to reduce the charge
<br /> � to the permittal Ilmit:and(b) tu►y sums already collected from Bonower which exceeded pernu�ted limits will be refunded to
<br /> Bortawer. Lender mny choose to make this refund by reducing the principal owed under the Note or by making u direct
<br /> payment to Borrower. If a refund reduces principal, the reduction will be treated as a partial prepayment without ai�y
<br /> prepayment charge under the Notc.
<br /> 14.IYotkes.Any notice to Borrowcr provided for in this Security Instrument shall be given by delivei7ng it or by mailing
<br /> it by first class rnail unless applicable law requires use of anothar method. The notice shall be directed to the Property Address
<br /> or uny other address Barrower designates by notice to Lender. Any notice to Lender shall be given by first class mail to
<br /> Lender's addrcss stated herein or nny other address Lender designates by notice to Borrower. Any �notice provided for in this
<br /> Security InstNment shall he deemed to havc bcen given to Borrower or Lender when given as provided in this paragraph.
<br /> ' l5.Gorerning Law; Severabflity. This Security Instrument shall be governed by fedcral luw and the law of the
<br /> �� jurisdiction in which the Property is lacated. In the event that any provision or clause of this Security Instrument or the Note
<br /> conflicts with applic;able la�v. such conflict shall not affect other provisions of this Security Instrument or the Note which can be
<br /> given effect without the conflicting provision. To this end the provisions of this Security Instrument and the Nnte are declared
<br /> to be severaMe.
<br /> i I6.Borrower's Copy.Borrower shall be given one conformed cnpy of the Note and of this Security Instrument.
<br /> � Form 3028 9l90 -
<br />— Pap�4 or 6
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