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<br /> ; puymcnts mny nu InnQcr bc requircd,nt thc��pticm of lAndcr, if mortgiigc imurrmcc ruvcrugc 1in�hc umouirt und fi�r thc pericKl
<br /> ' thut l.�ndcr rcyuirc�)prervidcd by an intiurcr nppruvcd hy I.�nJcr ugain hecumcs uvidl.�hle und is nhtt►incd. F��rrowcr rhall pay
<br /> thc prcmiums rcyuircd ii� muinu�im m�rtgugc in+urimcc in cffcct,ar tu pruvidc a I��titi resrrvc, until ihc rcyuiremcnt f��r nx�rtgugc
<br /> insuruncc cndti in uc�urJuncc with uny writtcn��rccnunt t►etwccn H��rr�iw•cr�md l.cndcr c�r applirublc li�w.
<br />-'� 9. D�s�tlon. I.ender c�r its agent may make r�usunuhlu cntries uFxm�uiJ ii�ti�ncti�ms c�f the f'roperty, l.endcr shall give
<br /> ] Bc�rrowcr noticc ut thc ti�nc of or prior to ►m incpcction spccify ing r�;us�,nublc causc for thc inspcctinn.
<br />_ 10. Condemnatlon.The procccds of any uwurd ��r rluim for dimuigcs, direct or contiequeminl, in connection with Wny
<br /> candemnution or othcrtuking uf any part nf thc Property, or f2�rr�mvcyamcc in licu of condcrnnation, urc hcreby ussi�nal and
<br />— sh�ll bc paid to Lendcr.
<br />= In thc cvent of a mtal tuking of the Property, the prna;ccis shul I t�e applieci�o the sums securcd by this Sccurity Instrument,
<br />� whethcr or not thcn duc_ with any excesx paid tn Borrower. In ihe event uf a purtiul taking uf thc Propeny in which ihc fair
<br />_ market value of the Prnpeny immediately before thc tuking iti equal to or greater thun thc nmount of►hc sums secured by this
<br /> Security Instrument i mmediately befarc the tuking, unless Borcowcr und L.ender otiv;rwise agree in writing, thc sums secured by
<br /> this Securiry Instrument shafl be reduced by the amount of the procecds mu�ti�[i��+d by the fallowing fraction: (a) the totul
<br /> amount of the sums sncurcd immediately befare the taking, dividec! by {b) the fair markct valuc of thc Property immediately
<br /> before the taking. Any balancc shall be paid to Borrower. [n ihe event of a partial taking of thc Praperty in which thc iair
<br /> market valuc of the Properry immediately before tbe tuking is Iess¢tean the amount of the sums secured imrncdiately before the
<br />- taking, unless Bnrrower and Lender otherwise agree in writing or e��less applicable law otherwise provides, the proceeds shall
<br /> be applied to the sumssecured by this Security(nstrument whether or not the sums are then due.
<br />- If*.he Propeny is abandoned by Borrower,or if,after not ice by Lender ta Horrower that the condemnor offers to make an
<br /> uwa�d or settle a claim for damages, BorroW,er fuils to respo�d ta 4.en�er within 30 days afcer the dnte the notice is given,
<br /> Lender is authorized to colltct and Apply the procecds,at its option, eith�r to re�torAtion or repair of the Propeny or to thc sums
<br /> secured by thi�Security l�strument, whether or not then due.
<br /> Unless Ler►der and Borrawer otherwise agrce in writing,any application of proceeds to principal shall not extend or
<br /> post}wne th�s due dste of the monthly paymcnts referred to in paragraphs I and 2 or change the amount of such payments.
<br /> 11. Borrower Not Released;Forbearqnce By Lender Not p Welver. Extension of the time for payment or modification
<br /> of amortization of the sums secured by this Security Instrument granted by Lend�r to any successor in interest of Borrower shall
<br /> not operate to release the liability of thc original Borrower or Borrower's successors in intetest. Lender shall not be required to
<br /> zn�tcncc prx�iirig�a;�a;nsi any successor in interest or refuseto extend time for payment or otherwise mcxlify amortization
<br /> of the sums secured by =�is Security Instmment by reason of any demand made by the original Bcirrower or Bonower's
<br /> successors in interest.Any forbearance by Lender in exercising any right or remedy shall not bc:a waiver of or preclude the
<br /> exercise of any right orrernedy.
<br /> 12. Succes.sors 9nd Assigns Bound;Joint and Several Uability; Co-signers. The covenents and agrsements of this
<br /> Security Instrument shall bind and benefit the successors an�i assions of Lender and Barrower, subject to the provisians of '°
<br /> paragraph 17. Borrower's covenants and agreements shall be joint and several. Any BoROwer who co-signs this Security
<br /> Instrument but does r�a execute the Note: (n) is co-signing this Se�urity Instrument only to mortgege, grant and convey that
<br /> Borrower's interest in the Property under thc tcrms of this Security Instrument; (b) is not personally obliguted to pay the sums
<br /> : serured by this Security Instmment; and(c)agrees that L.endcr and uny other Borrower may agrec to extend, modify, forbear or
<br /> :', mnke any uccommodations with regard to the terms of this Securiry Instrument or the Note without that Borrower's consent.
<br /> : 13. Lwn Clwrges.If the loan secured by this Security Instmment is subject to a law which sets maximum loan charges,
<br /> �• nnd that law is tinally interpreted so that the interest or other laan charges collected or to be collected in connection with the
<br /> : loan exceed the permitted limits, then: (a) any such loan charge shall bc reduced by the amount necessary to reduce the charge
<br /> to the permittecl limit: and (b)any sums already collccted from Borrower which exceeried permitted limits will be refunded to
<br /> � Bonower. L.ender may choose to makc this refurtd by reducing the principal owed under the Note or by making a direct
<br /> - payment to Borrower. If A refund reducc�s principal, the reduction will be treat� as a partial prepayment withuut any
<br /> � prepayment charge under the Nate.
<br /> 14.Notices.Any notice to Borrower provided for in this Security Instrument shall be given by delivering it or by mailing
<br /> it by first class rrsail unlas applicable law requires use of anothermethod. The notice shall be directed to the Property Address
<br /> or any ather address Barrower dGtiignates by notice to Lender.Any naticc to [.ender shall be given by first class mail to
<br /> Lender's address stated hercin or nny other addrcss Lendef designates by notice to Borrower. Any notice provided for in this
<br /> Security Instrument shall be cleemed to have been given to R�ROwer or Lender when given aa pmvided i n this paragraph. _-
<br /> I5.Governing Law; Severability. This Sccurity Instrurnent shall bc govcrned by federal law nnd the law of R!Gm
<br /> jurisdiction in W+�ich the Property is located. In the event that:any provisian or clause of this Securiry lnstrumcnt or the H�:�z�e
<br /> :xm8icts with a;��licablelaw,such conflict shall not affect other provisions of this Security Instrumen�or the Note whir.h can�e
<br /> given effect without thecontticting provision. To this end the provisions of this Security lnstrument and the No�e are derlared
<br /> to be severablc.
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