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<br /> payrnents may nn lon�er be required. at thc opcion of l.ender. if mungugc insurunce covervge (in�e/um0uni und for the period
<br /> that L.endcr rcquires) pravtdcd by un insurer appmved by I..�:ndcr ugnin txcumcs availublc and is obtained.Borrower shall pay
<br /> the premiums rcquircd to maintain martgage insurunce in cffcct,or tu pravidc u lo.rs rescrve,until the requirerrtent for mortguge
<br /> insurancc cnds in acco�dunce with uny written ugreement bctwecn�rrower uixi l.ender or applicatble Inw.
<br /> 9. Inspection. l.ender ur its ugcnt maY malce reasanable entrie� u�n nnd inspections nf the Pro}xrty.I.ender shzll give
<br /> Borrower notice at the time uf or prior w an inspection specifying re:�yonnblc cau�e far the inspoction.
<br /> 10. Condemnation. 'Che proceecls oP anY awurd or claim far damages. direct or consequential, in connection with nny
<br /> candemnatian ar ather taking of nny p;►rt of the Property,�r (or cunveyance in licu of condemnation, ure hereby assigneci and
<br /> shall be paid to Lender.
<br /> In the event of a totul taking of the Property,the proceecis shall be upplied to che sums secured by this Security Instrument,
<br /> whethcr or not then due, with pny excess paid to Borrower. !n the event of u partial taking of the Propeny in which the fair
<br /> market value af the Property immediately before the taking is cqual to or grcater than the amount of the sums sccured by this
<br /> Security Instrument immediately beforc the taking,unless Bonower and Lendcr othr.nvise agree in writing.the sums secured by
<br /> this Security Instntment shall be reduccd by the ucnount of the procceds ntultiplied by the following fraction: (a) the total
<br /> amount of the sums secured immediately before the taking. divided by (b) the fair market value of thc Piuperty immediately
<br /> before the taking. Any balance shull be puid ta Borrower. In the event of a partial taking of the Propeny in which the fair
<br /> market value of the Property immediately before the taking is less than the amount of the sums secured immediately before the
<br /> taking, unless Borrower and Lender otherwise ugree in writing or unless upplicablc law othenvise provides,the proceeds shall _
<br /> be applied to the sums secured by this Security Instrument whether or not the sums are then due.
<br /> if the Property is abandoned by Borro�ver,or if,after notice by Lcnder to Borrower that the condemnor offers ta make an
<br /> award or settle a claim for damages,Borrower fails to respond to l.ender within 30 duys after the da[e the notice is given.
<br /> Lendcr is authoriud to collect and apply the proceeds,at its option,either to resto�ation or repair of the Property or to the sums
<br /> sccurad by this Security lnstrument. whether or not then due.
<br /> Unless Lender and Borrower otherwise ngree in writing, any application of proceeds to principal shall not extend or
<br /> postpone ti�e due date of the monthly payments referred to in paragrephs i and l or change the amaunt of such payments.
<br /> 11.Borrower Not lteleased; Forbesrance IIy Lender Not a Waiver.Extension of the time for payment or modification
<br /> of amortization of the sums secured by this Security Instrument griuued by Lender to any successar in interest of Borrower shall
<br /> not operate to release the linbility of thc original Aorrower or Borrowcr's successors in interest. Lender shall not be required to
<br /> commence proccedings against any successor in interes[or r�iusC tu cwtz�3 timc for ps;ment er otherwi�m�dify umortizaHon
<br /> of the sums secured by this Security Instrument by reason of nny demand made by the original Borrower or Borrower's
<br /> successors in interest. Any forbearance by Lender in exercising any right or remedy shall not be a waiver of or preclude the
<br /> exercise of any right or remedy.
<br /> 12, Snccessors and Assigns Bound; Jolnt and SevFrul Liability; Co-signers. The covenants nnd agreements of this
<br /> Security Instrument shall bind and benefit the successors and assigns uf Lc:��dc� ac►; �3armw'cr, su�ject to d�c pro�isians of _
<br /> paragraph 17. Aorrowcr's covenants and agreements shall be jaint and sevcral. Any Botrower who casigns this Security
<br /> Instrument but dces not execute the Note: (A) is co-signing this Security instnrment only to mortgage, gmnt and convey that
<br /> Borrower's interest in the Property undcr the terms of this Saurity Instrument;(b)is not person�lly obtigatod to pay che sum.�
<br /> secure�by this Security Instntment:und(c)agrces that Lender ami any other&�rrower may agree to extend, modify, forbear or
<br /> make any uccommodattans with regard to the terms of this Security Instrument ar the Note without that Borrower's consent.
<br /> 13.Loan Charges. If the loan secured by this Security Instrument is subject to a law which sets maximum loan charges,
<br /> and that law is finally interpreted so that the interest or other loan charges collected or to be collected in connection with the
<br /> loan exceed the permitted limfts,then: (a)any such loan charge shall be reduced by the nmount necessary to reduce the chttrge
<br /> to the pemutted limit;and(b) nny sums already collec:ted from Borrower which exceeded pertnitte� iimits will 6e refunded to
<br /> Donawer. Lender may choose to make this refund by reducing the principul o��•ed under the Note or by making a direct
<br /> payment to Borrower. U' a refund reduces principal, the reduction wiil be trcatod us a partial prepayment without any
<br /> prepayment charge under the Note.
<br /> 14.Notices.Any notice to Bormwer provided for in this Security Instrument shall be given by delivering it or by mailtng
<br /> it by first class mail unless npplicable lnw requires use of anaher method.The notice shall be directed to the Property Addr�ss
<br /> or any other address Borrower designates by notice to I.ender. Any notice to i.ender shall be giveR by first class mail to
<br /> Lender's address stated herein or any other address Lender designates by notice to IIorrower. Any notice provided for.in this
<br /> Security Instrument shall be deemed to havc been given to Borrowcr or Lender wiieu giveu as provided in this parasraph.
<br />- 15.Governing Law; Severabllity. This Security Instrument shall be governed by fcdoml taw and the law of the
<br /> jurisdiction in which the Propeny is located. In the event that any provision or clause of this Security Instrument or the Note
<br /> conflicts with applicable law, such conflict shall not affect other provisions of this Security Instrument or the Noto which can be
<br /> given effect without the conflicting provision.To this end the provisions of this Secucity instrument and the Note urei declared
<br /> to be severable.
<br /> - 16.Borrower's Copy.Borrower shall be given one conformc�mpy of the Note and of this Security Instrument.
<br /> Form 3Q28 9l90
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