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<br /> payntents ntt�y no langer be. requirr.d, ut the option of L,ender, if martgage insurance coverage (in tlic nmount and for thr.�ricxl
<br /> thut Lcndcr rcquires) proviciod by un insurcr uppmveci by L.cndcr again bccamcs av��ilnblc und is ohniincd. Aorrower sh��ll p�y
<br /> thL premiums reyuireci tc�muimnin mortguge insurance in effect,or Ao provide u loss reserve, until the reyuirenient fur mortgagc
<br /> insurance endti in ucconluncc with uny written sigreement between Borrower und I.ender ur upplic�iblc law.
<br /> 9. Inspectlun, Lcndc:ror its ubent may muko rcusi�nnblc entries up�►n uncJ inspcctions uf the PmpertS�.1.�:�xler shull give
<br /> Horr��wcr notica ut thc�dnto af nr priar t�un inspcctlon spccifying rcasonuhlc causc far thc ins�x;ction.
<br /> 10. Cundctnnation. 1"hc pcacccd�. nf any awurd ur claim fur damugc�, dircct or cunticqucntial, in cunn�c�iun with uny -
<br /> condemnatian or othe�taking of uny part of the Pmpeny, or for c�>nveyance in lieu of c�ndemnutinn, are hereby a�:signed And
<br /> shall bc paid ta l.endar.
<br /> In thc evcnt of u totnl taking of the Property,the prc�cecds shull M:applied to th4 sums sccured by thi� Security Instrumcnt,
<br /> whethcr ar not then due, with uny excess puid to Borrawer. In the event af u panial tuking of the Pro�xsny i�1 which the fair —
<br /> murkct valuc af thc Property immndiutaly beforc the taking is equal to or gre�ltcr thun the amount af the sums saured by this
<br /> Security Instrument immedizstcly bcfc�rc thc wking,unless Borrowcr und Lender oth�nvi�e ugree in writing, thc sums secured by
<br /> this Security Instrvment shsall be n.�ittecd by the aniount of the prcxeeds muitiplicd by thc foUowing fractiun:(a) thc total
<br /> amount uf the sums securod immedintely before thc taking, divided by (b) the fair market value of the Property immediately
<br /> beforr, tho tuking. Any bulunce shall ha paid to Rorrower. In the event of a partial taking of th�Property in which tho far
<br /> markct vulue of thc Property immcxli�itely beforc the tal;ing is less thun thc amount of the sunin secured immediately before th�:
<br /> tuking, unless Barrower and Lcrtdcr otherwise agree in writing or unless applicuble law otherwise provides,the procecds shull
<br /> be upplied to the sums secur�.�d by this Security Inctrument whether or not the surns nre then due.
<br /> If the Property is aba.ntionccf by Borrower,or if,after notice by Lendcr to Borrower that the condcmnor offers to make an
<br /> award or settle a claim for dnmAges, Burrower fails to respqnd to Lendar within 30 days after th�date the norice is given.
<br /> I.ender iti authorizc�to mUcct and npplp the proceeds,at its opteon,eithcr to restoration ar mpair of the Property or to tF.r.sums
<br /> secured by this Security Instrument,wheti�er or not ttien dne.
<br /> UnitSS Lender and �orrower otherwise agree ia �vsiting. any applicatio�of proceeds to principal shall not extend or
<br /> postponc thc due da�e vf t[YC n�nnthly payments refcm.,d ta in paragraphs 1;u�d 2 or change the amount of such payments.
<br /> 11. Borrower KaK It�ia�sed;Forbearance By Lender Not a Waiver.Extension of thc time for payrrtent or modification
<br /> . of amortization of the sums secured by this Security Instrument grantal by L.ender to any successor in Intere�t of Borrower shall
<br /> not operate to release the liability of the original Borrower or Bormwer's successors in interest.l.ender shall not be required to
<br /> commence prnceedin�s s�ainst nny successor in interest or refuse to extend time for payment ar othenvise rr.adify amortization
<br /> of the sums secuced hy tiiis Security Instrument by reason of any demand rnade by the original Borrower or Borrower's
<br /> aucc�sars in inteteu. ,�ny foibearance by l.ender in exercising uny right or remedy chall not be a waiver of or preclude the
<br /> exercise of nny ri�ht or remedy.
<br /> 12. Successore and Asclgns I�ound; Joint and Several LlabUity; Casigners.The cavenunus and agreements of this
<br /> Security Instrument shall bind and bcrr�tit the successors and assigns of L.enciQr und Borrower, subject to the provislons of
<br /> • paragraph 17. Borrower's co�enan�s and agreements shall be joint and several. Any Horrower who co-signs this Securiry
<br /> ; Instniment but dees net e:.e��. ih; Natc: (a) is co-signi�g t5�s Sr�:urity IusGunx;i�t unly to mortgage, grant and convey that "
<br /> Borrowcr's interest in the Ptoperty under the tern�s of this Securiry Instrument; (b) is not personally obligated to pay the sums
<br /> secured by this Security Instrument;und(c)agrees that I,ender and any other B�rrower may agree to extend. modify, forbanr,or
<br /> make any acconunadations wi�h regard to the terms of this Security Instcument or the Note without that Borrower's consent.
<br /> , 13. LoAn Charges.If the loan secured by this Securiry Instrument is sub}ect to a law which sets maximum loan charges,
<br /> , and that law is finally interpre�ed so thut the interest or ather loan charges collected or to be collected in connection with the
<br /> . loan excced the permitted lirni�s, then: (tt)any such loan cherge shall be reduceci by the umount necessary to roduce the charge
<br /> • to the permitted limit; and (b)eny�ums already collected from Borrower which exceeded perntitted limits will be refunded to
<br /> Borrower. Lender may choou to make this refund by reducing the principnl owed under the Note or by making a diroct
<br /> payment tu Borrower. If a rcfund reduces principal, the reduction will be treated as a partial prepayment without any
<br /> prepayment charge under the Note.
<br /> 14. Notices. Any notice�o Borrower provided for in this Security Instniment shall be given by delivering it or by mailing
<br /> � it by first class mail unless applicable law requires use of another mcthod. The natice shall be directed to the Property Address
<br /> or any other uddress Bonower designates by notice to Lender. Any notice to Lender shall be given by first class mail to
<br /> - Lcnder's address statad hereinor any other address Lender designates by notice to Borrowcr. Any notice provided for in this
<br /> Security Instrument shall be damed to have been given to Borrower or Lender whcn givcn as provided in this paragraph.
<br /> 15. Governing Lpw; SererAbility. This Security Instrument shall be governed by fedcral IAw und the law of the
<br /> . jurisdiction in which the Prc�perry is located. [n the event that any provision or clau�e of this Securiry Instrument or the Note -
<br /> conflicts with applicable law, such conflict shall not affect other provisions of this Security Instrument or the Note which can be
<br /> given effect without the contliding provision. To this end the provisions of this Security Instrument and the Note are declared
<br /> to be sevcrable.
<br /> 16.Borrower's Copy. Borrowcr shall be given one conformal copy of the Note and of this Security Instrument.
<br /> Form 3028 9190
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