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<br /> payments muy no Inngcr bc rcquired,ut thc option of Lcixler,if mortgagc insuranrc cuvcruge(in t97"'�n�d �������
<br /> that Lendcr rcyuires)pravided by an insurcr appravcd by Lendcr Aguin becomcs uvailnblc und is ubtoincd, Borrowcr shull puy
<br /> the premiums reyuired to muintuin n�rtguge insurunce in effect. or ta provide a loss rescrve,utttil the requirement for mortgAge
<br /> insurance ends in uccorda�ue with uny wriuen agroement between Borrower nnd Lcnder or npplicuble law.
<br /> 9.Inspcctlan, f.endc�r or its ngent muy mukc rcuwnablc entrics upcm und inspections c�f thc Property. Lender shall give
<br /> Borcowcr notIcc at thc tirrc of nr prior t��nn inspectlon spccifying rcasonublc auusc for thc inspection.
<br /> 10� Condemnpttan. The proceeds of uny uward or cluim for damagcs, direct or consequentiul, in connection with nny
<br /> condemnation or othcr taking of uny part of thc Prapeirty, or for canveyancc in lieu of condemnution, are hereby assigned and
<br /> shall bc p:�id to Lendcr.
<br /> In thc evcnt af a totnl tnking of the Property,the proceeds shall bc applicd to thc su►ns secured by this Security Instrument,
<br /> whether or not then due, with any excess paid ta Borrower.In thc event of a partial taking of the Property in which the fair
<br /> mnrket value nf the Property immediately before thc takin�is equal to or greater than the unount of the sums ser.ured by this
<br /> Security Instrument immediately before the taking,unless Barcower and I.ender otherwlse agree in writing,the sums secured by
<br /> this Security lnsttvment shall be reduced by the amount of the proceeds multiplied by the following fraction: (a) the total
<br /> amount of the surna secured immediat:ly 6efore the taking,divided by (b)the fair market value of the Property immecliately
<br /> before the taking. Any balance shaU be paid to Borrower. In the event af a partial taking of the Property in which the fair
<br /> market value oi the Properay immediately Uefore the takins is less than the amount of the sums secured immediataly befare the
<br /> taking, unless Bonower and L.ender othenvise agree in writing ar unless applicable!aw otherwise provides.the proceeds shall
<br /> • be applied tu�he�ums secured by this Security Instrumcnt tivhether ar not the sums are then due.
<br /> If the Property is abandoned by Borrower, or if, afl�r notice by Lender to Borrower that the condemnar offers to muke an
<br /> ' award or settle a claim for damages, Borrower fails to respond to L,ender �vithin 30 days after the date the notice is given,
<br /> Lender is authorized to collect and apply the proceeds, at its option, either to restoration or repair of the Property or to the sums
<br /> secu�ed by this Security Instntment,whether or not then due.
<br /> Unless Lender and 13orrower otherwise agree in writing. any application of proceeds to principal shall not extend or
<br /> postpone the due date of the monthly payments referreci to in puragraphs 1 and 2 or change the umount of such payments.
<br /> . 11. Borrower Not Releaseci;Forbearance By I.ender Not a Watver.Extension of the time for payment or madification
<br /> of amoriization of the sums secured by this Security Instrurnent granted by Lender to nny successor in interest of Borrower shall
<br /> not operute ta relcasc the liability of the originul Borrower or Borrowcr's successors in intcrest. I.ender shall not bc requiral to
<br /> commencc praeedings against nny Fuccessor in interest or refuse ta extend time for puyment or o►herwise modify amortization
<br /> of che sums axuml by tri{s �;u1ty tn;trumcnt by s:a::�r. uf sn; sl�man� ma�lc hy �he origlnul Bonowcr or Borrower's
<br /> succcssors in intcrest. Any fotbcarancc by I.cndcr in �xcrcieing uny right or rcmedy shull not bc u wuiver of or precludc thc
<br /> � exerclse of any right or rcmedy.
<br /> 12. SuaYSSOre And Assigns Huund; Joint And Saver�l Ltablltty; Co-signenq. Ti�c covenants nnd agraments of this
<br /> � Security InstNment shall bind and benefit the successors and assigns of I.ender and Borrower, subject to the prqviRions of
<br /> • parugraph 17.Borcower's covcnants and ngreements shall be joint und several. Any Borrawer who co-signs this Security
<br /> Inatrument bw does not execute the Note: (a) is co-signing this Security Instrument only to mortgnge, grunt and convey that
<br /> 8orrower's interest in the Property undcr the terms of this Securicy Instrument; (b) is not personully obligatal to pay the sums
<br /> • socured by this Security Instntment;and(c)agrees that Lender:snd any other Borrower may agree to extend,modify.forbear or
<br /> maka any accanmodations with regard to the terms of this Security Instrument or the Note without that Borrower's consent.
<br /> E , 13. Loan C}wrges.If the loan secured by this Security Instrument is subject to a law wl�ich sets maximum loan charges.
<br /> . and that law is finally interpreted so that the interest ar otf�er loan charges collectcd ar to be collected in connection wlth the
<br /> loan exceed the pertnitted limits, then: (a)any such loan charge shall be reduced by the amount necessary co reduce the charge
<br /> to the pernuttal limit; and (b)any sums ulready coUected from Bonower wl�ich exeeeded pennitted limits wi11 be refundal to
<br /> Borrower. Lender may choose to make this refund by reducing the principal owed under the Note or by making a direct
<br /> puyment to Borrower. If a refund reduces principal, the reductian will be treated as a partial prepayment without any
<br /> prepayment charge under the Note.
<br /> 14. Nutices.Any notice to Borrower provic'ed for in this Se.curity instrument shall be given by delivering it or by mailing
<br /> it by first class mail unless applicable law requires use of another method.The notice shall be directed to the Property Address
<br /> � or any other address Borrower designates by notice to Lender. Any notice to L.ender shall be given by first cl:�ss muil to
<br /> � I.ender's nddress stated herein or any other address Lender designates by notice to Bonower. Any notice provided for in this
<br /> Security Instrument shall be deemed to havc been given to Borrower or Lender when given as provided in this paregraph.
<br /> • 15. Governing LAw; Severability. This Securiry Instrument shall be governed by fcderal law and the law of the
<br /> jurisdiction in which the Property is located. In the event that any provision or clause of this Security L�strument or the Note
<br /> ' conflicts witb applicable law,such contiict shall not affat other provisiflns of this Security Instrument or the Note which can be
<br /> given effect without the conflicting provision. To this end the provisions of this Security Instrument and the Note are declared
<br /> : to be severable.
<br /> ; 16. Borrower's Copy.Borrower shall be given one conformed copy of the Note and of this Security Instrument.
<br /> ' Form 3028 9l90
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