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<br /> �• S. Huian•d ar Pra�xrt� Intitn•uncc- Nnrr�n�rr ,hull I,crp ihr nnpn,���mcnt�, nu�s ��ri�ling nn c�rrattcr rrr�trd un ihc �'.,
<br /> Prup�rt� uuur�J a�::uml In.. hy In�•. h;v;irJ, in�lu�IcJ ��ulnn lhc lurm "rxti�n�lyd �u�rragC"an�t any nthcr h:v:ud�. in�lu�lin� �"°"
<br /> .:•,� tluud,�,r ilu�xlin�. I�n•��huh Lrml�i rryuirr,uuuranrc. 'I'hi,in,w;inrr,hidl hr mwntu�n«I m thr anu,uw,.u��l I��� �h�p�nuu� �,__.
<br /> � th;u Lrndrr rcquire�. fl•�c in.ur.inrc carn�r pm�idin�thr intiur.mrc ,h��ll hr clw>rn t,� I��,rr„��rr ,uhlrrt t�, l.rn�lcr'� ;ippi•rn:il �;
<br /> whi�h tih�111 Ilcri he u�trCa,�m:ihly� «ulth�IJ. II ki�,rr��wcr I;�il.r lu nt:unli�ln �uvcr;ig< <la��l'ih�d ahi���. l.�ntl�r nt.�}. :d I.��Id�t'�ti (� �_
<br /> � ��puun.ohtuin ru��cra�c tn prutcrt Lcndrr'� riEhts in thc 1'ruperty fn acrurJatir���•iti►purugraph 7. 1 �;
<br /> All in+uranrc p<�liric, and renew�.►Is �hall h� aiccrptahlc t�, l.cn�lcr and ,hnll inrh�dc :i �tandard nu,rtgagc rlau+c. l.cndcr __
<br /> ,hall h.n•c thc right tu hold Ihc Ex�licic�.md renc.vals. If l.rndcr requirc,. Hcirr�,wcr.hull promptly givr lo l.cndcr all rrrriptti ol � --
<br /> paid prrmiums unJ renewal nutice�.In the evcnt of los�, Borrowcr,hi�ll give prontpt n�riirc tu the imurance:carrier:ind L.�'nJrr. � —
<br /> l.xndcr may mukc prooY of Ic»s if nut maJc promptly by Borruwer. Q� __-
<br /> • Unlcss l.ender und Borrc�wer otherwiti�agree in writing, insun�nc�prorced�shull hc applicJ ti�re+toration cir rcpair i�f the Q�
<br /> Pro�rty damaged,if thc resroratian or rcpuir is cconomically frasibla und Lender'ti ticrurity iti nut Ica�encd. If thc rcswration nr � —_
<br />_ repair is uot ecunomirully teasible or L.ender'�securitp would be Iessenal. the in�ur,�nce pnxeeds+hall bc app���d a�the sums � —
<br /> secured by this Security [nstrument. whether or not then due, with any rxcess piii�f to Barrower. If &�rruwer ubandons the
<br /> ' Property, or docs n�t ans�vcr wi�hin 30 Juys a notirc fram Lendcr that thc in•urancc canicr has offrrcd co�cule a claim, th�n �
<br /> Lcnder may collect the insuranee proceeds. I.,ender may u�c the proceed. to rc:pair or restore the Properry or ta paY �umti _
<br /> secured by this Security Instrument,whether nr not then due.The 30-day peri��d will begin�vhen the notice is fiiven. _
<br /> Unless Lender and Burrower otherwise agree in writing. any applicatic�n of prucecds to principal shaU not extend or �-..
<br /> - • postpone the due date uf thc monthly payrnents refened tu in paragraphs 1 and 2 or rhange thc amaunt of the payments. If
<br /> . under paragraph 2l the Property is acquired by I..enJer, Borro�ver's right to any insuranee poliries and praceeds resulting from _
<br /> damage to the Property prior to the acquisition shall p�ss to l,ender to the extent nf the sums securai by tiiis Securiry Inti[rument _
<br /> immediately prior to thc acquisition.
<br /> 6.Occupancy, Preservation,hiaintenance and Protection of the Property: Borruwer's Loan Applicution; I.euseholdg.
<br /> •� Borrower shall uccupy,establish,und use ehe Propc:rty as Borrower's principal residence within sixty duys after the executian of
<br /> � this Securiry Instn►ment and shaU continue to occupy the Propeny us Borrower's principal residence for at least one year after
<br /> =��_ �!- - the ciate oi'occupan�y, uuie��i.�:r�der�.�crx•i��abrees'sn wr�tin�, which eonsent shull not be unreasonably withheld, or unless
<br /> extenuatinb circunistances exist which ure beyand Barrower's control. Borro�ver shall nat destroy, duroage ar �mpair [he
<br />=�`�x:��:.�'''• Propeny, allow the P�aperty to deterioratc, or commit wastc on the Propeny. Horrower shall be in default if any forfeiture
<br /> '�,;�f�`�',�.�� action or proceeding, whether civil or crirninul,is begun that in Lender'�good faitl�judgmenc could result in forfeiture of the
<br />�yr`.:::�::.; '' Property or othenvise materially impair the lien created by this Securiry Instrument or Lender's secuciry interest.t3onower mny
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<br />��,.,�;t�. cure such a default and reinstate,as provided in paragraph IR, by cuusing the action or proceeding to be dismissed with a ruling
<br /> � _. that, in Lender's good faith detem»nntion, precludes fort'eiture of the Borrower's interest in the Property or othcr material
<br />—��'�si'�;�, impaimient of the lien created by this Security Ins[rument or Lender's security interest. Borrower shull also be in default if
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<br /> .�•� Borrower,during the loan upplication process, gave materially fal�e or inaccurate information or statements to Lender(or fail
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<br />�:=�r � to provide Lender with any material information)in connectian with the loan evidenceci by the Note, including,but not limit
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<br /> ,:;L.....•r�8��� to, representations concerning Borrower's occupancy of the Property us u principal residence. If thi�Securiry Instrument�s on a
<br /> -- leasehold, Bonower shall comply with all the provisions of the lease. If Borrower ucquires fee title to the Property. the
<br /> --_'--"'"=—� lcasehold and the fee tide shall no[mergc unless Lender agrees to the merger in writing. _
<br /> `°"r='�'=� 7.Pcotectton of I.ender's Rlghts In the Property.If Borrower fails to perform the covenants and agreements contained in
<br /> ''^""`d� tliis Securiry Instrument, or there is u legal proceeding that may significuntly affect Lender's rights in the Propeny (such;►s a
<br />;�"'� pra:oeding in bankruptcy. probatc, for condcmnation or forfeiture or to enforce laws or rcgulations), then Lender may do and
<br />'____ pay for whatevcr is necessary to protect thc valuc of thc Propeny and Lendcr's rights in thc Property. Lender's uctions may
<br />_- --= include paying uny sums secured by a lien which has prioriry over this Securiry Instrument, appearing in coun, paying
<br />_��'�ff°"�� reasonable attorneys' fees and entcring on the Property to mskc repain. Although Lendcr may takc action under this paragraph
<br />_�.�� 7,Lender docs not havc to do so.
<br /> Any amounts disbursed by Lender under this puragraph 7 shall become additional debt of Borrower secured by this
<br /> =:�„� Security Instrument. Unless Bonower and LenJer agree to other ternis of payment, these a�nounts shall bcar interest from thc -_
<br />��— — date of disbursement at the Note rate and shall bc payuble, with intcrest, upon noticc from Lcnder to 9orrowcr requesting
<br />�•�� � payment.
<br />�'"`•'^`�''''� 8.Mortgage Insuranee. If Lender required mortgage insurance as a condition of making the loan secured by this Security _
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<br /> ;`: � •u•,:�� Instrument, Bonower shall pay the prerniums required to maintain the mortgage insurdnce in effect. If, for any reason, the _
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<br />_� � �'•� mortgage insurance coveragc required by Lcnder lapses or ceuses to be in effcct. Borrower shull pay the premiums requir to _
<br />=� �� � obtain coverage substantiaUy equivalent to the mongage insuranee previously i�effect.at a cost substantially equivulent to the
<br /> y. � cost to Borrower of the mort�agc insurance previously in effect, from un alternate mongage insurer approved by Lender. If -
<br />'� ' substantially cquivalent mongage insurance coveragc is not available, Sonowcr shall pay tn I.cndcr each month a sum equul to _
<br />- �' one-twelfth of the yearly mongagc insurancc premium being paid by Bonower�vhen the insurance coverage lapscxi or ceased to �.
<br /> . be in effect, L.ender will accept,use and retain these payments as a loss reserve in lieu oi mortgage insurance. Lo�s rcs�rve -
<br />,, �• ' Form3028 9190
<br />- Peya 3 0�6 -
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